
A.F.Club Chit Fund Private Limited
About A.F.Club Chit Fund Private Limited
Data last updated:
A.F.Club Chit Fund Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 04 September 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U93090UP2017PTC096596. Its GSTIN is 09AAPCA9938B1ZA (Uttar Pradesh).
The company has an authorised share capital of ₹40 Lakh and a paid-up capital of ₹40 Lakh. It is led by directors Anju Agarwal and Rakesh Kumar Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Plot No. 5 6 Manohar Nagar Colony Janrailganj Thakurganj, Lucknow, Uttar Pradesh, India – 226003.
As per the financials filed for FY 2025, the company reported a revenue of ₹35 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net loss of ₹62,873 (net margin -1.8%) and EBITDA of -₹54,440 (EBITDA margin -1.6%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 29% over five years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
A.F.Club Chit Fund Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPlot No. 5 6 Manohar Nagar Colony Janrailganj Thakurganj, Lucknow, Uttar Pradesh, India – 226003
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of A.F.Club Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of A.F.Club Chit Fund is financial and insurance service. In detail, this covers banking activities by central, commercial and saving banks.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K1 | Banking activities by Central, Commercial and Saving banks |
To see the full business activity and turnover split of A.F.Club Chit Fund Private Limited, buy the company report.
Financials of A.F.Club Chit Fund Private Limited
FY 2025 filings availableA.F.Club Chit Fund Private Limited reported revenue of ₹35 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 29% over five years, including a 12% fall in the latest year. EBITDA rose 93% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹54,440 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹62,873 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -1.6% | ||||
| Net Profit Margin | -1.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of A.F.Club Chit Fund Private Limited, buy the company report.
Board of directors of A.F.Club Chit Fund Private Limited
A.F.Club Chit Fund has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anju Agarwal | Director | 04 Sep 2017 | 9 Years 1 Months | Current |
| Rakesh Kumar Agarwal Also directs: Globemagic Private Limited | Director | 04 Sep 2017 | 9 Years 1 Months | Current |
Auditor
A.F.Club Chit Fund Private Limited is audited by AGARWAL SHUBHI & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| AGARWAL SHUBHI & ASSOCIATES | FY 2023 | 439978 |
Shareholding
The shareholding of A.F.Club Chit Fund Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of A.F.Club Chit Fund Private Limited, buy the company report.
Legal cases
A.F.Club Chit Fund Private Limited has 1 court case on record: 1 filed by A.F.Club Chit Fund. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of A.F.Club Chit Fund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for A.F.Club Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
A.F.Club Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAPCA9938B1ZA | Uttar Pradesh | Active | 19 Apr 2018 |
To see the full GST registrations and return filing status of A.F.Club Chit Fund Private Limited, buy the company report.
Recent activity
A.F.Club Chit Fund Private Limited has 3 board changes on record since 2017: 2 appointments and 1 cessation. The latest: Akhilesh Paul ceased to be Director on 25 Feb 2020.
Frequently asked questions
A.F.Club Chit Fund is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 04 September 2017 (9+ years old) and is registered under CIN U93090UP2017PTC096596.
A.F.Club Chit Fund has 2 current directors:
- Anju Agarwal - Director
- Rakesh Kumar Agarwal - Director
The latest financial statements of A.F.Club Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of A.F.Club Chit Fund is 09AAPCA9938B1ZA, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of A.F.Club Chit Fund is U93090UP2017PTC096596. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
A.F.Club Chit Fund has 1 court case on record: 1 filed by the company. 1 is pending.
A.F.Club Chit Fund was incorporated on 04 September 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Akhilesh Paul ceased to be Director on 25 Feb 2020. Anju Agarwal was appointed as Director on 04 Sep 2017. Rakesh Kumar Agarwal was appointed as Director on 04 Sep 2017.
The registered office of A.F.Club Chit Fund is at Plot No. 5 6 Manohar Nagar Colony Janrailganj Thakurganj, Lucknow, Uttar Pradesh, India – 226003.
A.F.Club Chit Fund operates in the financial services industry, in the microfinance institutions segment.

