Insights

Charges & Borrowings Insights

See a company's secured borrowings read straight from the MCA record — registered charges with the lender, amount secured, creation, modification and satisfaction dates, the assets pledged, and open versus satisfied status — across 3.7M+ Indian entities, refreshed daily.

Registered charges
Amount secured
Charge holders & lenders
Assets pledged
Open vs satisfied
Modification dates
Borrowing trends
Security position
Coverage
3.7M+ Indian entities
Registered charges read straight from the MCA record for every company.
Sources
MCA filings, refreshed daily
Built only from official charge filings — creation, modification and satisfaction.
Best for
Credit • Security • Diligence
Size secured debt and judge the security position before you commit.

From a company name to its full secured-borrowing history

Open any company and see every registered charge as filed with the MCA — the charge holder or lender, the amount secured, creation, modification and satisfaction dates, the property and assets charged, and whether the charge is open or satisfied. Read the borrowing trend over time, see which lenders hold security and how much remains encumbered, and spot charges that have lingered open for years. Built for lenders, credit analysts and diligence teams who need to size a company's secured-debt burden and assess its security position — across 3.7M+ Indian entities, with every charge traceable to an official filing.

Registered charges

Every charge on the MCA record with the charge holder or lender, the amount secured, and the charge ID — so you can see who holds security over the company and how much.

Charge lifecycle & status

Creation, modification and satisfaction dates for each charge, with clear open-versus-satisfied status — including charges that have stayed open well past repayment.

Assets pledged

The property and assets charged against each borrowing — book debts, plant and machinery, immovable property and more — to show exactly what security backs the debt.

Borrowing trends

Secured borrowing over time — new charges created, amounts modified and charges satisfied — so you can read the direction and pace of a company's secured debt.

What's Included

A practical set of fields built for screening, comparing, and understanding data.

Registered charges with lender & amount
Every charge as filed with the MCA — the charge holder or lender, the amount secured, and the charge identifier — for a complete view of who holds security.
Creation, modification & satisfaction dates
The full lifecycle date trail for each charge — when it was created, every modification, and the satisfaction date when the debt was cleared.
Open versus satisfied status
Clear status on every charge — still open or satisfied — so you can separate live encumbrances from settled ones and flag long-open charges.
Assets & property pledged
The specific assets charged against each borrowing — book debts, receivables, plant and machinery, immovable property and other security — as recorded in the filing.
Total secured debt & encumbrance view
An aggregated read of open charges and amounts secured, showing the company's current secured-debt burden and how much of its assets are encumbered.
Borrowing trend over time
Charges by year — created, modified and satisfied — to reveal the trajectory of secured borrowing and shifts in the company's lender mix.

Frequently Asked Questions

Quick answers commonly asked by users exploring this data.

What charge and borrowing details does this insight show? +

For each registered charge it shows the charge holder or lender, the amount secured, the creation, modification and satisfaction dates, the assets and property pledged, and whether the charge is open or satisfied — all read straight from the company's MCA filings.

Where does the charges data come from, and how current is it? +

Entirely from official MCA charge filings — creation, modification and satisfaction records — consolidated per company across 3.7M+ Indian entities and refreshed daily, so newly created and recently satisfied charges stay current.

How do open versus satisfied charges help assess credit risk? +

Open charges show live security held against the company and how much of its assets are encumbered, while satisfied charges show cleared debt. Charges left open long after likely repayment can signal stale records or unresolved obligations worth a closer look.

Can I see borrowing trends over time? +

Yes — charges are organised by creation, modification and satisfaction date, so you can read secured borrowing year by year, track which lenders hold security, and see whether a company's encumbrances are rising or being cleared.