Charges & Borrowings Insights
See a company's secured borrowings read straight from the MCA record — registered charges with the lender, amount secured, creation, modification and satisfaction dates, the assets pledged, and open versus satisfied status — across 3.7M+ Indian entities, refreshed daily.
From a company name to its full secured-borrowing history
Open any company and see every registered charge as filed with the MCA — the charge holder or lender, the amount secured, creation, modification and satisfaction dates, the property and assets charged, and whether the charge is open or satisfied. Read the borrowing trend over time, see which lenders hold security and how much remains encumbered, and spot charges that have lingered open for years. Built for lenders, credit analysts and diligence teams who need to size a company's secured-debt burden and assess its security position — across 3.7M+ Indian entities, with every charge traceable to an official filing.
Every charge on the MCA record with the charge holder or lender, the amount secured, and the charge ID — so you can see who holds security over the company and how much.
Creation, modification and satisfaction dates for each charge, with clear open-versus-satisfied status — including charges that have stayed open well past repayment.
The property and assets charged against each borrowing — book debts, plant and machinery, immovable property and more — to show exactly what security backs the debt.
Secured borrowing over time — new charges created, amounts modified and charges satisfied — so you can read the direction and pace of a company's secured debt.
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What's Included
A practical set of fields built for screening, comparing, and understanding data.
Frequently Asked Questions
Quick answers commonly asked by users exploring this data.
What charge and borrowing details does this insight show? +
For each registered charge it shows the charge holder or lender, the amount secured, the creation, modification and satisfaction dates, the assets and property pledged, and whether the charge is open or satisfied — all read straight from the company's MCA filings.
Where does the charges data come from, and how current is it? +
Entirely from official MCA charge filings — creation, modification and satisfaction records — consolidated per company across 3.7M+ Indian entities and refreshed daily, so newly created and recently satisfied charges stay current.
How do open versus satisfied charges help assess credit risk? +
Open charges show live security held against the company and how much of its assets are encumbered, while satisfied charges show cleared debt. Charges left open long after likely repayment can signal stale records or unresolved obligations worth a closer look.
Can I see borrowing trends over time? +
Yes — charges are organised by creation, modification and satisfaction date, so you can read secured borrowing year by year, track which lenders hold security, and see whether a company's encumbrances are rising or being cleared.