Aiswarya Nidhi Limited
About Aiswarya Nidhi Limited
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Aiswarya Nidhi Limited is a nidhi company based in Kuruppampady, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 02 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL2016PLC040032. Its GSTIN is 32AAOCA1783B1ZZ (Kerala).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹54.78 Lakh. It is led by directors including Lalan Kuriakose (Managing Director) and Bobby Varghese.
Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kuruppampady, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹72.25 Lakh, a decline of 3% compared to the previous year. For the same year it recorded a net profit of ₹2.18 Lakh (net margin 3%) and EBITDA of ₹40.99 Lakh (EBITDA margin 56.7%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 7% over five years.
Court records list 13 cases involving the company, including 12 filed by the company and 1 filed against it; 4 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aiswarya Nidhi Limited's registered office is in Kuruppampady, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No. II 124 Q Lemongrass Oil & General – Marketing Co – Operative Society Am Roa, D, Kuruppampady, Kerala, India – 683545
- IndustryFinancial Services, Financial Activities
To see the full contact details of Aiswarya Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aiswarya Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aiswarya Nidhi Limited, buy the company report.
Financials of Aiswarya Nidhi Limited
FY 2025 filings availableAiswarya Nidhi Limited reported revenue of ₹72.25 Lakh (down 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 3% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 7%. EBITDA rose 31% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹40.99 Lakh | ||||
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| Net Profit (PAT) | ₹2.18 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 56.7% | ||||
| Net Profit Margin | 3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Aiswarya Nidhi Limited, buy the company report.
Board of directors of Aiswarya Nidhi Limited
Aiswarya Nidhi has 4 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bobby Varghese | Director | 02 Apr 2019 | 7 Years 7 Months | Current |
| Lalan Kuriakose | Managing Director | 02 Feb 2016 | 10 Years 9 Months | Current |
| Thankachan Thuruthy Mathai | Director | 15 Jun 2017 | 9 Years 4 Months | Current |
| Mundackal Pappachan Varghese | Director | 28 Feb 2016 | 10 Years 8 Months | Current |
Peer comparison
Aiswarya Nidhi Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aiswarya Nidhi Limitedthis company | ₹72.25 Lakh (FY 2025) | ₹2.18 Lakh | 3% | -3.0% | Kuruppampady, Kerala, India | |
| Carrier India Nidhi Limited | ₹71.82 Lakh (FY 2024) | 28.0% | Gwalior, Madhya Pradesh, India | |||
| Asmitha Microfin Limited | ₹71.56 Lakh (FY 2024) | -16.0% | Telangana, India | |||
| Nallabothula Chits India Private Limited | ₹71.47 Lakh (FY 2022) | 52.0% | Proddatur, Andhra Pradesh, India | |||
| SKM Capital & Holdings Private Limited | ₹71.18 Lakh (FY 2019) | -4.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Aiswarya Nidhi Limited, buy the company report.
Auditor
Aiswarya Nidhi Limited is audited by TAS & CO CHARTERED ACCOUNTANTS LLP for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| TAS & CO CHARTERED ACCOUNTANTS LLP | FY 2017 | S200024 |
Shareholding
The shareholding of Aiswarya Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Aiswarya Nidhi Limited, buy the company report.
Legal cases
Aiswarya Nidhi Limited has 13 court cases on record: 12 filed by Aiswarya Nidhi, 1 filed against it. 4 cases are pending and 9 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 0 | 4 |
| High courts | 2 | 1 | 0 |
Cases on record (5 of 13)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed against the company by PNB Housing Finance Ltd., | Disposed |
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Aiswarya Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aiswarya Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Aiswarya Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAOCA1783B1ZZ | Kerala | Active | 17 May 2022 |
To see the full GST registrations and return filing status of Aiswarya Nidhi Limited, buy the company report.
Recent activity
Aiswarya Nidhi Limited has 14 board changes on record since 2016: 4 appointments and 10 cessations. The latest: Thuruthiyil Cheria Paulose ceased to be Additional Director on 25 Sep 2023.
5 earlier events are in the company report.
Frequently asked questions
Aiswarya Nidhi is an active nidhi company based in Kuruppampady, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 02 February 2016 (10+ years old) and is registered under CIN U65910KL2016PLC040032.
Aiswarya Nidhi has 4 current directors:
- Lalan Kuriakose - Managing Director
- Bobby Varghese - Director
- Thankachan Thuruthy Mathai - Director
- Mundackal Pappachan Varghese - Director
The latest financial statements of Aiswarya Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 August 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Aiswarya Nidhi is 32AAOCA1783B1ZZ, registered in Kerala.
The CIN (Corporate Identification Number) of Aiswarya Nidhi is U65910KL2016PLC040032. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aiswarya Nidhi has 13 court cases on record: 12 filed by the company and 1 filed against it. 4 are pending. Most are in the district courts.
Aiswarya Nidhi was incorporated on 02 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Aiswarya Nidhi by revenue are Carrier India Nidhi Limited, Asmitha Microfin Limited, Nallabothula Chits India Private Limited, SKM Capital & Holdings Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Thuruthiyil Cheria Paulose ceased to be Additional Director on 25 Sep 2023. Ishitha Susahna ceased to be Additional Director on 20 Sep 2022. Jose ceased to be Director on 14 Feb 2022. Aiswarya Nidhi has 14 board changes on record in total.
The registered office of Aiswarya Nidhi is at Door No. II 124 Q Lemongrass Oil & General – Marketing Co – Operative Society Am Roa, D, Kuruppampady, Kerala, India – 683545.
Aiswarya Nidhi operates in the financial services industry, in the financial activities segment.
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