Albino Micro Credit Foundation

Albino Micro Credit Foundation - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U67190UP2017NPL093647 Incorporated 30 May 2017 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹8.97 Lakh
▼ 28% YoY
Net profit · FY 2025
₹32,161
Net margin 3.6%
EBITDA · FY 2025
₹32,668
EBITDA margin 3.6%
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹45 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Albino Micro Credit Foundation

Data last updated:

Albino Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 30 May 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2017NPL093647.

The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹45 Lakh. It is led by directors Rajesh Kumar Patel and Reena.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Sarsatti Devi Sathawa Sarnath, Varanasi, Uttar Pradesh, India – 221007.

As per the financials filed for FY 2025, the company reported a revenue of ₹8.97 Lakh, a decline of 28% compared to the previous year. For the same year it recorded a net profit of ₹32,161 (net margin 3.6%) and EBITDA of ₹32,668 (EBITDA margin 3.6%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 123% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U67190UP2017NPL093647
Registration Number 093647
Incorporation Date 30 May 2017
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Albino Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    C/O Sarsatti Devi Sathawa Sarnath, Varanasi, Uttar Pradesh, India – 221007
  • Industry
    Financial Services, Auxiliary To Financial Intermediatory

To see the full contact details of Albino Micro Credit Foundation, buy the company report.

Comprehensive company report
Albino Micro Credit Foundation - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Albino Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Albino Micro Credit Foundation, buy the company report.

Financials of Albino Micro Credit Foundation

FY 2025 filings available

Albino Micro Credit Foundation reported revenue of ₹8.97 Lakh (down 28% YoY) for FY 2025.

Revenue · FY 2025
₹8.97 Lakh ▼ 28%
Net profit · FY 2025
₹32,161 margin 3.6%
EBITDA · FY 2025
₹32,668 margin 3.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 28%
3 years · compounded
▲ 9%
5 years · compounded
▲ 123%
EBITDA CAGR growth
1 year
▼ 76%
3 years · compounded
▲ 4%
5 years · compounded
▲ 18%

Revenue fell 28% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 123%. EBITDA fell 76% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹32,668
Profit Before Tax
Tax Expense
Net Profit (PAT)₹32,161
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin3.6%
Net Profit Margin3.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Albino Micro Credit Foundation, buy the company report.

Board of directors of Albino Micro Credit Foundation

Albino Micro Credit Foundation has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Rajesh Kumar PatelDirector23 Jul 20197 Years 3 MonthsCurrent
ReenaDirector23 Jul 20197 Years 3 MonthsCurrent

Peer comparison

Albino Micro Credit Foundation is compared with the 9 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Obul Reddy Investments Private Limited₹8.98 Lakh (FY 2025)4.0%Chennai, Tamil Nadu, India
Cloacina Insurance Agents Private Limited₹8.98 Lakh (FY 2025)-75.0%New Delhi, Delhi, India
Vasanthapuri Chit Fund and Finance Pvt Ltd₹8.98 Lakh (FY 2018)-23.0%Malkajgiri, Hyderabad, Telangana, India
Supreme India Micro Benefit Foundation₹8.97 Lakh (FY 2025)3.0%Varanasi, Uttar Pradesh, India
P M System & Financial Services Ltd₹8.97 Lakh (FY 2025)-94.0%Kolkata, West Bengal, India
Albino Micro Credit Foundationthis company₹8.97 Lakh (FY 2025)₹32,1613.6%-28.0%Varanasi, Uttar Pradesh, India
Mtmss Kuries Private Limited₹8.97 Lakh (FY 2025)-12.0%Kottapuram, Kerala, India
Irdc Nidhi India Limited₹8.96 Lakh (FY 2025)-36.0%Palakkad, Kerala, India
Stuti Mercantile Private Limited₹8.95 Lakh (FY 2025)-83.0%Kanpur, Uttar Pradesh, India
Ksys Technologies India Private Limited₹8.95 Lakh (FY 2024)209.0%Chennai, Tamil Nadu, India

To see the full peer comparison of Albino Micro Credit Foundation, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Albino Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Albino Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Albino Micro Credit Foundation has 9 board changes on record since 2019: 2 appointments and 7 cessations. The latest: Amir Khan ceased to be Director on 21 Sep 2019.

AGM
Albino Micro Credit Foundation last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Albino Micro Credit Foundation has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Amir Khan ceased to be Director.
Ceased
Kumari Priyanka ceased to be Director.
Ceased
Mukesh Kumar Yadav ceased to be Director.
Ceased
Neel Ratan ceased to be Director.
Ceased
Rajesh Kumar Patel ceased to be Additional Director.
Ceased
Reena ceased to be Additional Director.
Appointed
Rajesh Kumar Patel was appointed as Director.
Appointed
Reena was appointed as Director.
Ceased
Birendra Shankar Singh ceased to be Director.
Incorporation
30 May 2017
Albino Micro Credit Foundation was registered on 30 May 2017 with Roc Uttar Pradesh I & aged 9 years 5 months as per MCA records.

Frequently asked questions

Albino Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 30 May 2017 (9+ years old) and is registered under CIN U67190UP2017NPL093647.

Albino Micro Credit Foundation has 2 current directors:

The latest financial statements of Albino Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.

The CIN (Corporate Identification Number) of Albino Micro Credit Foundation is U67190UP2017NPL093647. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Albino Micro Credit Foundation was incorporated on 30 May 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Albino Micro Credit Foundation by revenue are Obul Reddy Investments Private Limited, Cloacina Insurance Agents Private Limited, Vasanthapuri Chit Fund and Finance Pvt Ltd, Supreme India Micro Benefit Foundation, P M System & Financial Services Ltd and 4 more, all in the same principal business activity (other financial activities).

Amir Khan ceased to be Director on 21 Sep 2019. Kumari Priyanka ceased to be Director on 21 Sep 2019. Mukesh Kumar Yadav ceased to be Director on 21 Sep 2019. Albino Micro Credit Foundation has 9 board changes on record in total.

The registered office of Albino Micro Credit Foundation is at CO Sarsatti Devi Sathawa Sarnath, Varanasi, Uttar Pradesh, India – 221007.

Albino Micro Credit Foundation operates in the financial services industry, in the auxiliary to financial intermediatory segment.

The compliance status of Albino Micro Credit Foundation is compliant as of 04 July 2026. The company is actively filing with the Registrar of Companies.

Albino Micro Credit Foundation can be reached at its registered office: CO Sarsatti Devi Sathawa Sarnath, Varanasi, Uttar Pradesh, India – 221007.