Ard Micro Finance
About Ard Micro Finance
Data last updated:
Ard Micro Finance is a private not for profit company based in Jaipur, Rajasthan, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 21 November 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65999RJ2013NPL044347.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sandeep and Subhash Bishnoi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 26 – A Jai Shankar Colony Manyawas Mansarovar, Jaipur, Rajasthan, India – 302020.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.34 Lakh, a decline of 70% compared to the previous year. For the same year it recorded a net profit of ₹10,360 (net margin 4.4%) and EBITDA of ₹14,000 (EBITDA margin 6%). Revenue has grown at a compounded annual rate (CAGR) of 30% over three years and 30% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ard Micro Finance's registered office is in Jaipur, Rajasthan. Its e-mail address is in the company report.
- Email
- Registered Address26 – A Jai Shankar Colony Manyawas Mansarovar, Jaipur, Rajasthan, India – 302020
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Ard Micro Finance, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ard Micro Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ard Micro Finance, buy the company report.
Financials of Ard Micro Finance
FY 2025 filings availableArd Micro Finance reported revenue of ₹2.34 Lakh (down 70% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 70% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 30%. EBITDA rose 50% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹14,000 | ||||
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| Net Profit (PAT) | ₹10,360 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 6% | ||||
| Net Profit Margin | 4.4% | ||||
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To see the full financial statements and ratios of Ard Micro Finance, buy the company report.
Board of directors of Ard Micro Finance
Ard Micro Finance has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandeep | Director | 25 Jan 2018 | 8 Years 9 Months | Current |
| Subhash Bishnoi | Director | 20 Jan 2021 | 5 Years 9 Months | Current |
Peer comparison
Ard Micro Finance is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Golden Valley Nidhi Limited | ₹2.35 Lakh (FY 2023) | 106.0% | Thiruvananthapuram, Kerala, India | |||
| Guli Paper & Finance Pvt Ltd | ₹2.35 Lakh (FY 2024) | -71.0% | Kolkata, West Bengal, India | |||
| Ard Micro Financethis company | ₹2.34 Lakh (FY 2024) | ₹10,360 | 4.4% | -70.0% | Jaipur, Rajasthan, India | |
| Shastra Chit Funds Private Limited | ₹2.34 Lakh (FY 2022) | -33.0% | Sanga Reddy, Telangana, India | |||
| Dhandhanya Micro Service Foundation | ₹2.33 Lakh (FY 2024) | 14.0% | Dehradun, Uttarakhand, India |
To see the full peer comparison of Ard Micro Finance, buy the company report.
Shareholding
The shareholding of Ard Micro Finance is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ard Micro Finance, buy the company report.
Legal cases
No court or tribunal cases involving Ard Micro Finance are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ard Micro Finance; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ard Micro Finance; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ard Micro Finance has 8 board changes on record since 2016: 2 appointments and 6 cessations. The latest: Lokesh Kumar ceased to be Director on 26 Jan 2021.
Frequently asked questions
Ard Micro Finance is an active private not for profit company based in Jaipur, Rajasthan, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 21 November 2013 (13+ years old) and is registered under CIN U65999RJ2013NPL044347.
Ard Micro Finance has 2 current directors:
- Sandeep - Director
- Subhash Bishnoi - Director
The latest financial statements of Ard Micro Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ard Micro Finance is U65999RJ2013NPL044347. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ard Micro Finance was incorporated on 21 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Jaipur.
The peers of Ard Micro Finance by revenue are Golden Valley Nidhi Limited, Guli Paper & Finance Pvt Ltd, Shastra Chit Funds Private Limited, Dhandhanya Micro Service Foundation, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Lokesh Kumar ceased to be Director on 26 Jan 2021. Subhash Bishnoi was appointed as Director on 20 Jan 2021. Jai Singh Kumawat ceased to be Director on 27 Jan 2018. Ard Micro Finance has 8 board changes on record in total.
The registered office of Ard Micro Finance is at 26 – A Jai Shankar Colony Manyawas Mansarovar, Jaipur, Rajasthan, India – 302020.
Ard Micro Finance operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Ard Micro Finance is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.
Ard Micro Finance can be reached at its registered office: 26 – A Jai Shankar Colony Manyawas Mansarovar, Jaipur, Rajasthan, India – 302020.