
Ayurlekshmi Chits (India) Private Limited
About Ayurlekshmi Chits (India) Private Limited
Data last updated:
Ayurlekshmi Chits (India) Private Limited is a private limited company based in Kollam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 April 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033794. Its GSTIN is 32AALCA9732B1ZX (Kerala).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Vasudevan Manmadhan and Manmadhan Vishnudev.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No Xiii/787 Mc Road Ayur, Kollam, Kerala, India – 695133.
As per the financials filed for FY 2025, the company reported a revenue of ₹31.59 Lakh, a growth of 17% compared to the previous year. For the same year it recorded a net profit of ₹2.01 Lakh (net margin 6.4%) and EBITDA of ₹3.02 Lakh (EBITDA margin 9.6%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 10% over five years.
Court records list 28 cases involving the company, including 28 filed by the company; 20 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ayurlekshmi Chits (India) Private Limited's registered office is in Kollam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No Xiii/787 Mc Road Ayur, Kollam, Kerala, India – 695133
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Ayurlekshmi Chits (India) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ayurlekshmi Chits (India) is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Ayurlekshmi Chits (India) Private Limited, buy the company report.
Financials of Ayurlekshmi Chits (India) Private Limited
FY 2025 filings availableAyurlekshmi Chits (India) Private Limited reported revenue of ₹31.59 Lakh (up 17% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 10% over five years, including 17% growth in the latest year. EBITDA fell 24% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.02 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹2.01 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.6% | ||||
| Net Profit Margin | 6.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ayurlekshmi Chits (India) Private Limited, buy the company report.
Board of directors of Ayurlekshmi Chits (India) Private Limited
Ayurlekshmi Chits (India) has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vasudevan Manmadhan Also directs: Ayurlekshmi Nidhi Limited | Director | 10 Apr 2013 | 13 Years 6 Months | Current |
| Manmadhan Vishnudev Also directs: Ayurlekshmi Nidhi Limited | Director | 10 Apr 2013 | 13 Years 6 Months | Current |
| Remanan | Director | 26 Nov 2019 | 6 Years 11 Months | Current |
| Sukumaran Ajikumar | Director | 26 Nov 2019 | 6 Years 11 Months | Current |
Auditor
Ayurlekshmi Chits (India) Private Limited is audited by B HARIKUMAR & ASOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| B HARIKUMAR & ASOCIATES | FY 2017 | 010250S |
Shareholding
The shareholding of Ayurlekshmi Chits (India) Private Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Ayurlekshmi Chits (India) Private Limited, buy the company report.
Legal cases
Ayurlekshmi Chits (India) Private Limited has 28 court cases on record: 28 filed by Ayurlekshmi Chits (India). 20 cases are pending and 8 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 27 | 0 | 20 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 28)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kollam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Kollam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Kollam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Kollam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Kollam, Kerala | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Ayurlekshmi Chits (India) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ayurlekshmi Chits (India) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ayurlekshmi Chits (India) has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AALCA9732B1ZX | Kerala | Active | 25 Jan 2021 |
To see the full GST registrations and return filing status of Ayurlekshmi Chits (India) Private Limited, buy the company report.
Recent activity
Ayurlekshmi Chits (India) Private Limited has 4 board changes on record since 2013: 4 appointments. The latest: Remanan was appointed as Director on 26 Nov 2019.
Frequently asked questions
Ayurlekshmi Chits (India) is an active private limited company based in Kollam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 April 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033794.
Ayurlekshmi Chits (India) has 4 current directors:
- Vasudevan Manmadhan - Director
- Manmadhan Vishnudev - Director
- Remanan - Director
- Sukumaran Ajikumar - Director
The latest financial statements of Ayurlekshmi Chits (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Ayurlekshmi Chits (India) is 32AALCA9732B1ZX, registered in Kerala.
The CIN (Corporate Identification Number) of Ayurlekshmi Chits (India) is U65992KL2013PTC033794. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ayurlekshmi Chits (India) has 28 court cases on record: 28 filed by the company. 20 are pending. Most are in the district courts.
Ayurlekshmi Chits (India) was incorporated on 10 April 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
Remanan was appointed as Director on 26 Nov 2019. Sukumaran Ajikumar was appointed as Director on 26 Nov 2019. Manmadhan Vishnudev was appointed as Director on 10 Apr 2013. Ayurlekshmi Chits (India) has 4 board changes on record in total.
The registered office of Ayurlekshmi Chits (India) is at Building No Xiii787 Mc Road Ayur, Kollam, Kerala, India – 695133.
Ayurlekshmi Chits (India) operates in the financial services industry, in the microfinance institutions segment.

