Bharatmoyi Microfinance Private Limited
About Bharatmoyi Microfinance Private Limited
Data last updated:
Bharatmoyi Microfinance Private Limited is a private limited company based in Hooghly, West Bengal, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 20 September 2022.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65990WB2022PTC257293.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Kanai Biswas and Dipa Bhar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Lilabati Das Kaliagarh Jirat, Hooghly, West Bengal, India – 712501.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.31 Lakh, a growth of 84% compared to the previous year. For the same year it recorded a net profit of ₹230 (net margin 0.1%) and EBITDA of ₹28,517 (EBITDA margin 12.4%).
Company details
Contact details
Bharatmoyi Microfinance Private Limited's registered office is in Hooghly, West Bengal.
- Registered AddressC/O Lilabati Das Kaliagarh Jirat, Hooghly, West Bengal, India – 712501
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Bharatmoyi Microfinance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Bharatmoyi Microfinance Private Limited, buy the company report.
Financials of Bharatmoyi Microfinance Private Limited
FY 2025 filings availableBharatmoyi Microfinance Private Limited reported revenue of ₹2.31 Lakh (up 84% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 84% in the latest year. EBITDA rose 45% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | ₹28,517 | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹230 | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 12.4% | ||
| Net Profit Margin | 0.1% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Bharatmoyi Microfinance Private Limited, buy the company report.
Board of directors of Bharatmoyi Microfinance Private Limited
Bharatmoyi Microfinance has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanai Biswas | Director | 20 Sep 2022 | 4 Years 1 Months | Current |
| Dipa Bhar | Director | 20 Sep 2022 | 4 Years 1 Months | Current |
Peer comparison
Bharatmoyi Microfinance Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shubhlabh Microcare Foundation | ₹2.31 Lakh (FY 2024) | -46.0% | Varanasi, Uttar Pradesh, India | |||
| Eureka Capital Management Private Limited | ₹2.31 Lakh (FY 2025) | 0.0% | Mumbai, Maharashtra, India | |||
| Jaithra Nidhi Limited | ₹2.31 Lakh (FY 2022) | -65.0% | Peramangalam Post, Kerala, India | |||
| Garshima Capital Consultants Private Limited | ₹2.31 Lakh (FY 2016) | 10473.0% | Lucknow, Uttar Pradesh, India | |||
| Hitoishi Nidhi Limited | ₹2.31 Lakh (FY 2023) | -57.0% | Malda, West Bengal, India | |||
| Bharatmoyi Microfinance Private Limitedthis company | ₹2.31 Lakh (FY 2025) | ₹230 | 0.1% | 84.0% | Hooghly, West Bengal, India | |
| Truefund Innovation India Private Limited | ₹2.3 Lakh (FY 2025) | -96.0% | Delhi, India | |||
| Nellai A.G.P. Chit Funds Private Limited | ₹2.3 Lakh (FY 2022) | -60.0% | Tirunelveli Town, Tamil Nadu, India | |||
| Bramhaguru Nidhi Limited | ₹2.3 Lakh (FY 2021) | Pune, Maharashtra, India | ||||
| Sree Guru Krishna Chit Funds Private Limited | ₹2.3 Lakh (FY 2025) | -50.0% | Chennai, Tamil Nadu, India | |||
| Sadhana Forex Private Limited | ₹2.3 Lakh (FY 2025) | 181.0% | Jamnagar, Gujarat, India |
To see the full peer comparison of Bharatmoyi Microfinance Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Bharatmoyi Microfinance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bharatmoyi Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Bharatmoyi Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Bharatmoyi Microfinance Private Limited has 2 board changes on record since 2022: 2 appointments. The latest: Dipa Bhar was appointed as Director on 20 Sep 2022.
Frequently asked questions
Bharatmoyi Microfinance is an active private limited company based in Hooghly, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 20 September 2022 (4+ years old) and is registered under CIN U65990WB2022PTC257293.
Bharatmoyi Microfinance has 2 current directors:
- Kanai Biswas - Director
- Dipa Bhar - Director
The latest financial statements of Bharatmoyi Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.
The CIN (Corporate Identification Number) of Bharatmoyi Microfinance is U65990WB2022PTC257293. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bharatmoyi Microfinance was incorporated on 20 September 2022, making it 4+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Bharatmoyi Microfinance by revenue are Shubhlabh Microcare Foundation, Eureka Capital Management Private Limited, Jaithra Nidhi Limited, Garshima Capital Consultants Private Limited, Hitoishi Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Dipa Bhar was appointed as Director on 20 Sep 2022. Kanai Biswas was appointed as Director on 20 Sep 2022.
The registered office of Bharatmoyi Microfinance is at CO Lilabati Das Kaliagarh Jirat, Hooghly, West Bengal, India – 712501.
Bharatmoyi Microfinance operates in the financial services industry, in the other financial intermediation segment.
Bharatmoyi Microfinance can be reached at its registered office: CO Lilabati Das Kaliagarh Jirat, Hooghly, West Bengal, India – 712501.
Bharatmoyi Microfinance is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
