
About BS Fintech Private Limited
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BS Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 10 September 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2021PTC151652. Its GSTIN is 06AAKCB1297M1Z9 (Haryana).
The company has an authorised share capital of ₹60 Lakh and a paid-up capital of ₹1.65 Lakh. It is led by directors Poonam Kumari and Jitendra Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.78 Cr. For the same year it recorded a net loss of ₹2.21 Cr (net margin -12.4%) and EBITDA of -₹2.07 Cr (EBITDA margin -11.7%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years.
The company has about 78 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 1 brand: BankSathi. Court records list 1 case involving the company, including 1 filed against it; 1 case is pending. The company has 8 deals on record (5 secondary share transfers, 2 funding rounds, 1 convertible or debt financing), with disclosed funding of ₹21.9 Cr; the latest was in May 2023. Its 5 peer companies in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Phillip Finance & Investment Services India Private Limited with revenue of ₹41.87 Cr.
BS Fintech Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0156889). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website banksathi.com.
Company details
Recognitions & Rankings of BS Fintech
- Category
- Small (2024-25)
- Udyam number
- UDYAM-KR-03-0156889
Contact details
BS Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is banksathi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address235 Binnamangala 2nd Floor, 13th Cross Road 2nd Stage, Bangalore, Karnataka, India – 560038
- IndustryInternet, Online Financial Services
To see the full contact details of BS Fintech Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
BS Fintech operates one associated brand: BankSathi. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| BankSathi is engaged in simplifying financial services for customers. | banksathi.com |
Business activity
The main business activity of BS Fintech is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of BS Fintech Private Limited, buy the company report.
Financials of BS Fintech Private Limited
FY 2025 filings availableBS Fintech Private Limited reported revenue of ₹17.78 Cr for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 23% over three years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ₹17.78 Cr | |||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | -₹2.07 Cr | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹2.21 Cr | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -11.7% | |||
| Net Profit Margin | -12.4% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of BS Fintech Private Limited, buy the company report.
Board of directors of BS Fintech Private Limited
BS Fintech has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Poonam Kumari | Director | 10 Sep 2021 | 5 Years 1 Months | Current |
| Jitendra Singh | Director | 10 Sep 2021 | 5 Years 1 Months | Current |
Peer comparison
BS Fintech Private Limited is compared with the 5 companies closest to it by revenue in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Phillip Finance & Investment Services India Private Limited | ₹41.87 Cr (FY 2025) | 4.0% | Mumbai, Maharashtra, India | |||
| Glaxo Finance Private Limited | ₹41.68 Cr (FY 2024) | 211.0% | Kolkata, West Bengal, India | |||
| Desons Holdings and Finance Pvt Ltd | ₹41.32 Cr (FY 2025) | -60.0% | Pune, Maharashtra, India | |||
| Arthan Finance Private Limited | ₹40.71 Cr (FY 2025) | 21.0% | Mumbai, Maharashtra, India | |||
| Khandelwal Finance Pvt Ltd | ₹40.56 Cr (FY 2020) | 5235.0% | Kolkata, West Bengal, India | |||
| BS Fintech Private Limitedthis company | ₹17.78 Cr (FY 2025) | -₹2.21 Cr | -12.4% | 78 | Bangalore, Karnataka, India |
To see the full peer comparison of BS Fintech Private Limited, buy the company report.
Auditor
BS Fintech Private Limited is audited by S TAPRIA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S TAPRIA & ASSOCIATES | FY 2023 | 016774C |
Shareholding
The shareholding of BS Fintech Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of BS Fintech Private Limited, buy the company report.
Deals & funding
BS Fintech Private Limited has 8 deals on record (5 secondary share transfers, 2 funding rounds, 1 convertible or debt financing), with disclosed funding of ₹21.9 Cr; the latest was in May 2023.
Deals on record (5 of 8)
| When | Deal | Amount | Parties |
|---|---|---|---|
| May 2023 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: 2 individuals |
| Mar 2023 | Secondary share transfer | Undisclosed | Buyer: 4 individuals Seller: 2 individuals |
| Feb 2023 | Funding round | ₹1.01 Cr | Investors: Angel List |
| Oct 2022 | Secondary share transfer | Undisclosed | Buyer: Hem Securities Limited Seller: an individual |
| May 2022 | Secondary share transfer | Undisclosed | Buyer: Valueworth Advisors LLP , 3 individuals Seller: an individual |
To see the full deal history of BS Fintech Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
BS Fintech Private Limited has 1 court case on record: 1 filed against it. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai City Civil Court, Maharashtra | Commercial matter | Filed against the company by Experian Credit Information Company of India Private Limited | Pending |
To see the full case history of BS Fintech Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for BS Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
BS Fintech has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Banksathi Technologies and Insurance Corporate Agency Private Limited | U65990DL2020PTC360355 |
To see the full group structure of BS Fintech Private Limited, buy the company report.
Employees & EPFO
BS Fintech Private Limited has a workforce of 78 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
GST
BS Fintech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAKCB1297M1Z9 | Haryana | Active | 13 May 2025 |
To see the full GST registrations and return filing status of BS Fintech Private Limited, buy the company report.
Recent activity
BS Fintech Private Limited has 2 board changes on record since 2021: 2 appointments. The latest: Jitendra Singh was appointed as Director on 10 Sep 2021.
News
Frequently asked questions
BS Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 10 September 2021 (5+ years old) and is registered under CIN U72900KA2021PTC151652.
BS Fintech has 2 current directors:
- Poonam Kumari - Director
- Jitendra Singh - Director
The latest financial statements of BS Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of BS Fintech is 06AAKCB1297M1Z9, registered in Haryana.
The CIN (Corporate Identification Number) of BS Fintech is U72900KA2021PTC151652. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
BS Fintech has 1 court case on record: 1 filed against it. 1 is pending.
BS Fintech was incorporated on 10 September 2021, making it 5+ years old. It is registered with the Registrar of Companies, Bangalore.
BS Fintech has 8 deals on record (5 secondary share transfers, 2 funding rounds, 1 convertible or debt financing), with disclosed funding of ₹21.9 Cr; the latest was in May 2023.
The peers of BS Fintech by revenue are Phillip Finance & Investment Services India Private Limited, Glaxo Finance Private Limited, Desons Holdings and Finance Pvt Ltd, Arthan Finance Private Limited, Khandelwal Finance Pvt Ltd, all in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities).
Jitendra Singh was appointed as Director on 10 Sep 2021. Poonam Kumari was appointed as Director on 10 Sep 2021.
Yes, BS Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

