Citizens Nidhi Limited
About Citizens Nidhi Limited
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Citizens Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 09 May 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2016PLC045703.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹11.18 Lakh. It is led by directors including Ganesh Pichakasseryillam Narayanan Moosad (Managing Director) and Raghudas Adathedath Raghavan.
Its last annual general meeting (AGM) was held on 29 September 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office is at 8/454 N Zakees Complex Perumbillissery Cherpu P O, Thrissur, Kerala, India – 680561.
As per the financials filed for FY 2018, the company reported a revenue of ₹15.03 Lakh, a growth of 73% compared to the previous year. For the same year it recorded a net loss of ₹2.06 Lakh (net margin -13.7%) and EBITDA of ₹10.77 Lakh (EBITDA margin 71.7%).
Court records list 8 cases involving the company, including 8 filed by the company; 1 case is pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Citizens Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address8/454 N Zakees Complex Perumbillissery Cherpu P O, Thrissur, Kerala, India – 680561
- IndustryFinancial Services, Financial Activities
To see the full contact details of Citizens Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Citizens Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Citizens Nidhi Limited, buy the company report.
Financials of Citizens Nidhi Limited
FY 2018 filings availableCitizens Nidhi Limited reported revenue of ₹15.03 Lakh (up 73% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR)
Revenue rose 73% in the latest year. EBITDA rose 52% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2017-18 | FY 2016-17 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ||
| Other Income | ||
| Total Revenue | ||
| Cost of Materials Consumed | ||
| Employee Benefit Expense | ||
| Finance Costs | ||
| Depreciation and Amortisation | ||
| Other Expenses | ||
| Total Expenses | ||
| EBITDA | ₹10.77 Lakh | |
| Profit Before Tax | ||
| Tax Expense | ||
| Net Profit (PAT) | -₹2.06 Lakh | |
| Balance Sheet | ||
| Share Capital | ||
| Reserves and Surplus | ||
| Net Worth (Total Equity) | ||
| Long-term Borrowings | ||
| Short-term Borrowings | ||
| Trade Payables | ||
| Total Liabilities | ||
| Fixed Assets | ||
| Investments | ||
| Inventories | ||
| Trade Receivables | ||
| Cash and Bank Balance | ||
| Total Assets | ||
Financial Ratios
| Metrics | FY 2017-18 | FY 2016-17 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 71.7% | |
| Net Profit Margin | -13.7% | |
| Return on Equity (ROE) | ||
| Return on Capital Employed (ROCE) | ||
| Return on Assets (ROA) | ||
| Liquidity and Debt | ||
| Current Ratio | ||
| Quick Ratio | ||
| Debt-to-Equity Ratio | ||
| Interest Coverage Ratio | ||
| Efficiency and Growth | ||
| Asset Turnover | ||
| Receivable Days | ||
| Payable Days | ||
| Inventory Days | ||
| Revenue Growth | ||
| Net Profit Growth | ||
To see the full financial statements and ratios of Citizens Nidhi Limited, buy the company report.
Board of directors of Citizens Nidhi Limited
Citizens Nidhi has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raghudas Adathedath Raghavan Also directs: Blue Dale Hospitalities and Holidays Private Limited | Director | 09 May 2016 | 10 Years 5 Months | Current |
| Baburajan Koottumakkal Krishnan Also directs: Sreelakshmi Foundation | Director | 09 May 2016 | 10 Years 5 Months | Current |
| Ganesh Pichakasseryillam Narayanan Moosad | Managing Director | 09 May 2016 | 10 Years 5 Months | Current |
Peer comparison
Citizens Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tathastu Nidhi Limited | ₹15.06 Lakh (FY 2025) | -29.0% | Ghaziabad, Uttar Pradesh, India | |||
| Kailash Commercial Private Limited | ₹15.06 Lakh (FY 2024) | 6.0% | Kolkata, West Bengal, India | |||
| Jivan Jyoti Multipurpose Nidhi Limited | ₹15.05 Lakh (FY 2024) | 843.0% | Bharatpur, Rajasthan, India | |||
| SSJM Fintech Private Limited | ₹15.05 Lakh (FY 2025) | -19.0% | Delhi, India | |||
| Mann Sons Chits Private Limited | ₹15.05 Lakh (FY 2022) | 17.0% | Gurgaon, Haryana, India | |||
| Citizens Nidhi Limitedthis company | ₹15.03 Lakh (FY 2018) | -₹2.06 Lakh | -13.7% | 73.0% | Thrissur, Kerala, India | |
| Kasturi Infraprojects Private Limited | ₹15.03 Lakh (FY 2018) | -59.0% | Kolkata, West Bengal, India | |||
| Jeikubera Chits Private Limited | ₹15.03 Lakh (FY 2025) | 0.0% | Cuddalore, Tamil Nadu, India | |||
| MSK Capital Private Limited | ₹15.02 Lakh (FY 2024) | Hyderabad, Telangana, India | ||||
| Sahkar Housing and Vehicle Finance Private Limited | ₹15.02 Lakh (FY 2025) | 50.0% | Jamnagar, Gujarat, India | |||
| Ashutosh Finance (India) Private Limited | ₹15.02 Lakh (FY 2025) | -4.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Citizens Nidhi Limited, buy the company report.
Auditor
Citizens Nidhi Limited is audited by VINEESH AND ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| VINEESH AND ASSOCIATES | FY 2017 | 016923S |
Shareholding
The shareholding of Citizens Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Citizens Nidhi Limited, buy the company report.
Legal cases
Citizens Nidhi Limited has 8 court cases on record: 8 filed by Citizens Nidhi. 1 case is pending and 7 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 0 | 1 |
Cases on record (5 of 8)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Disposed |
To see the full case history of Citizens Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Citizens Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Citizens Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Citizens Nidhi Limited has 8 board changes on record since 2016: 3 appointments and 5 cessations. The latest: Baburajan Koottumakkal Krishnan ceased to be Director on 15 Jan 2021.
Frequently asked questions
Citizens Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 09 May 2016 (10+ years old) and is registered under CIN U65990KL2016PLC045703.
Citizens Nidhi has 3 current directors:
- Ganesh Pichakasseryillam Narayanan Moosad - Managing Director
- Raghudas Adathedath Raghavan - Director
- Baburajan Koottumakkal Krishnan - Director
The latest financial statements of Citizens Nidhi on record with the MCA are for the year ended 31 March 2018. Its last annual general meeting was held on 29 September 2018. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Citizens Nidhi is U65990KL2016PLC045703. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Citizens Nidhi has 8 court cases on record: 8 filed by the company. 1 is pending.
Citizens Nidhi was incorporated on 09 May 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Citizens Nidhi by revenue are Tathastu Nidhi Limited, Kailash Commercial Private Limited, Jivan Jyoti Multipurpose Nidhi Limited, SSJM Fintech Private Limited, Mann Sons Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).
Baburajan Koottumakkal Krishnan ceased to be Director on 15 Jan 2021. Ganesh Pichakasseryillam Narayanan Moosad ceased to be Managing Director on 27 Jan 2020. Aravind Chakkalakkal Dileepkumar ceased to be Additional Director on 05 Jun 2019. Citizens Nidhi has 8 board changes on record in total.
The registered office of Citizens Nidhi is at 8454 N Zakees Complex Perumbillissery Cherpu P O, Thrissur, Kerala, India – 680561.
Citizens Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Citizens Nidhi is active non-compliant as of 09 July 2026. The company is actively filing with the Registrar of Companies.