Core Resource Finance Ltd
About Core Resource Finance Ltd
Data last updated:
Core Resource Finance Ltd is a public limited company based in Kolkata, West Bengal, India, a subsidiary of Dhanush Mercantile Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 02 June 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1992PLC055598.
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.89 Cr. It was formerly known as H.K. Finstock Private Limited. It is led by directors including Ashok Kumar Bajaj and Gopal Krishana Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 132 Cotton Street 1st Floor Room No.27A, Kolkata, West Bengal, India – 700007.
As per the financials filed for FY 2024, the company reported a revenue of ₹54.38 Lakh, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹4.24 Lakh (net margin 7.8%) and EBITDA of ₹5.65 Lakh (EBITDA margin 10.4%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 36% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
CIN History of Core Resource Finance Ltd
Core Resource Finance has one previous CIN (Corporate Identification Number): U67120WB1992PTC055598. The current CIN is U67120WB1992PLC055598, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67120WB1992PLC055598 | Current |
| U67120WB1992PTC055598 | Previous |
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- Registered Address132 Cotton Street 1st Floor Room No.27A, Kolkata, West Bengal, India – 700007
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Core Resource Finance Ltd
The main business activity of Core Resource Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Core Resource Finance Ltd FY 2025 filings available
Core Resource Finance Ltd reported revenue of ₹54.38 Lakh (up 13% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Core Resource Finance Ltd
Revenue rose 13% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 36%. EBITDA rose 140% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Core Resource Finance Ltd
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹5.65 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹4.24 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Core Resource Finance Ltd
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.4% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Core Resource Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Core Resource Finance Ltd
Core Resource Finance has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ashok Kumar Bajaj Also directs: Bhupati Vanijya Private Limited, Vikramshilla Credit & Finvest Pvt Ltd, Nilkanth Retailers Private Limited and 4 more | Director | 01 Feb 2019 | 7 Years 8 Months | Current |
| Gopal Krishana Agarwal Also directs: Wall Street Merchants Pvt Ltd, Chowdhury Papers Pvt Ltd, Bhupati Vanijya Private Limited and 3 more | Director | 03 Aug 2019 | 7 Years 2 Months | Current |
| Rajiv Kumar Bahety Also directs: Nilkanth Retailers Private Limited, Richi Vanijya Private Limited, Vikramshila Commercial Co Pvt Ltd and 2 more | Director | 10 Dec 2013 | 12 Years 10 Months | Current |
Peer Comparison of Core Resource Finance Ltd
Core Resource Finance Ltd is compared with the companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Umeed Investments Ltd. | ₹54.57 Lakh (FY 2025) | •••• | •••• | 88.0% | •••• | Rohtak, Haryana, India |
| Pigeon Syntex Pvt. Ltd. | ₹54.52 Lakh (FY 2024) | •••• | •••• | 20.0% | •••• | Kolkata, West Bengal, India |
| Longlife Iron & Steel Pvt. Ltd. | ₹54.48 Lakh (FY 2025) | •••• | •••• | 3.0% | •••• | Kolkata, West Bengal, India |
| Asia Capital Ltd. Listed | ₹54.45 Lakh (FY 2024) | •••• | •••• | 11.0% | •••• | Mumbai, Maharashtra, India |
| Anubhav Timber Pvt Ltd | ₹54.39 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Chennai, Tamil Nadu, India |
| Core Resource Finance Ltd this company | ₹54.38 Lakh (FY 2024) | •••• | •••• | 13.0% | •••• | Kolkata, West Bengal, India |
| Satkar Finlease Limited | ₹54.35 Lakh (FY 2022) | •••• | •••• | -4.0% | •••• | New Delhi, Delhi, India |
| Sera Investments & Finance India Limited Listed | ₹54.29 Lakh (FY 2019) | •••• | •••• | 23.0% | •••• | Ahmedabad, Gujarat, India |
| Manraj Housing Finance Limited Listed | ₹54.29 Lakh (FY 2025) | •••• | •••• | 624.0% | •••• | Jalgaon, Maharashtra, India |
| Tristar Commercial Pvt.Ltd. | ₹54.25 Lakh (FY 2025) | •••• | •••• | -6.0% | •••• | Kolkata, West Bengal, India |
| Satwari Investments J&K Private Limited | ₹54.25 Lakh (FY 2025) | •••• | •••• | 58.0% | •••• | Jammu and Kashmir, India |
Peers are the five companies nearest above and the five nearest below Core Resource Finance by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Core Resource Finance Ltd
Core Resource Finance Ltd is audited by P K HIMMATSINGHKA & CO for the financial year 2018.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| P K HIMMATSINGHKA & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Core Resource Finance Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Core Resource Finance Ltd
Core Resource Finance Ltd does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Core Resource Finance Ltd
Employment history and EPFO contributions of people linked to Core Resource Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Core Resource Finance Ltd
Core Resource Finance Ltd has 7 board changes on record since 2013: 3 appointments and 4 cessations. The latest: Gopal Krishana Agarwal was appointed as Director on 03 Aug 2019.
Credit Ratings, Litigation & Regulatory Alerts for Core Resource Finance Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Core Resource Finance Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Core Resource Finance Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Core Resource Finance Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Core Resource Finance Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Core Resource Finance Ltd
Core Resource Finance is an active public limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 02 June 1992 (34+ years old) and is registered under CIN U67120WB1992PLC055598.
Core Resource Finance reported revenue of ₹54.38 Lakh for FY 2024 (up 13% YoY).
Core Resource Finance has 3 current directors:
- Ashok Kumar Bajaj - Director
- Gopal Krishana Agarwal - Director
- Rajiv Kumar Bahety - Director
Core Resource Finance reported a net profit of ₹4.24 Lakh (net margin 7.8%) and EBITDA of ₹5.65 Lakh (EBITDA margin 10.4%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Core Resource Finance is 6% over three years and -36% over five years. In the latest year (FY 2024) revenue rose 13%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Core Resource Finance is U67120WB1992PLC055598. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Core Resource Finance was incorporated on 02 June 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Core Resource Finance by revenue are Umeed Investments Ltd, Pigeon Syntex Pvt. Ltd, Longlife Iron & Steel Pvt. Ltd, Asia Capital Ltd, Anubhav Timber Pvt Ltd and 5 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Gopal Krishana Agarwal was appointed as Director on 03 Aug 2019. Manoj Kumar Bajaj ceased to be Director on 03 Aug 2019. Ashok Kumar Bajaj ceased to be Additional Director on 02 Aug 2019. Core Resource Finance has 7 board changes on record in total.
The registered office of Core Resource Finance is at 132 Cotton Street 1st Floor Room No.27A, Kolkata, West Bengal, India – 700007.
Core Resource Finance has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.89 Cr.