Cosmos Chitties Pvt Ltd
About Cosmos Chitties Pvt Ltd
Data last updated:
Cosmos Chitties Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 25 February 1978 and has been in existence for over 48 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1978PTC002963. Its GSTIN is 32AAACC9752C1Z0 (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹49.98 Lakh. It is led by directors including Theekkekaratharakan Devassy Vincent and Benni Daniel Elamattath.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Cosmos Buildingmannuthy, Thrissur, Kerala, India – 680651.
As per the financials filed for FY 2025, the company reported a revenue of ₹26.51 Lakh, a growth of 9% compared to the previous year. For the same year it recorded a net loss of ₹5.32 Lakh (net margin -20.1%) and EBITDA of -₹4.4 Lakh (EBITDA margin -16.6%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 2% over five years.
Court records list 38 cases involving the company, including 34 filed by the company and 4 filed against it; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Cosmos Chitties Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressCosmos Buildingmannuthy, Thrissur, Kerala, India – 680651
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Cosmos Chitties Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Cosmos Chitties is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Cosmos Chitties Pvt Ltd, buy the company report.
Financials of Cosmos Chitties Pvt Ltd
FY 2025 filings availableCosmos Chitties Pvt Ltd reported revenue of ₹26.51 Lakh (up 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 9% growth in the latest year. EBITDA fell 201% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹4.4 Lakh | ||||
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| Net Profit (PAT) | -₹5.32 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -16.6% | ||||
| Net Profit Margin | -20.1% | ||||
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To see the full financial statements and ratios of Cosmos Chitties Pvt Ltd, buy the company report.
Board of directors of Cosmos Chitties Pvt Ltd
Cosmos Chitties has 9 current directors and 22 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Theekkekaratharakan Devassy Vincent | Director | 28 Sep 2024 | 2 Years 0 Months | Current |
| Benni Daniel Elamattath | Director | 20 Sep 2006 | 20 Years 1 Months | Current |
| Paul Mulamkuzhiyil Mathew | Director | 15 Sep 2018 | 8 Years 1 Months | Current |
| Jose Arakkal | Director | 30 Sep 2023 | 3 Years 0 Months | Current |
| Madhavan | Director | 28 Sep 2024 | 2 Years 0 Months | Current |
| Binoy Chirayath Devassy | Director | 27 Sep 2025 | 1 Years 0 Months | Current |
Peer comparison
Cosmos Chitties Pvt Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Senior Traders Kuries Pvt.Ltd. | ₹26.66 Lakh (FY 2025) | 13.0% | Thrissur, Kerala, India | |||
| KVM Chits Pvt Ltd | ₹26.6 Lakh (FY 2025) | 22.0% | Haryana, India | |||
| Kamalamyil Chit Funds Private Limited | ₹26.57 Lakh (FY 2025) | 1.0% | Pollachi, Tamil Nadu, India | |||
| Shivsmit Urban Multistate Nidhi Limited | ₹26.56 Lakh (FY 2021) | 226.0% | Ahmednagar, Maharashtra, India | |||
| Cosmos Chitties Pvt Ltdthis company | ₹26.51 Lakh (FY 2025) | -₹5.32 Lakh | -20.1% | 9.0% | Thrissur, Kerala, India | |
| Sri Vijaya Bama Chits Private Limited | ₹26.39 Lakh (FY 2025) | -36.0% | Coimbatore, Tamil Nadu, India | |||
| BRD Kuries (India) Limited | ₹26.3 Lakh (FY 2024) | -23.0% | Thrissur, Kerala, India | |||
| Flotus Chits Private Limited | ₹26.18 Lakh (FY 2021) | Bangalore, Karnataka, India |
To see the full peer comparison of Cosmos Chitties Pvt Ltd, buy the company report.
Auditor
Cosmos Chitties Pvt Ltd is audited by T I MATHEW & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| T I MATHEW & CO | FY 2021 | 008580S |
Shareholding
The shareholding of Cosmos Chitties Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Cosmos Chitties Pvt Ltd, buy the company report.
Legal cases
Cosmos Chitties Pvt Ltd has 38 court cases on record: 34 filed by Cosmos Chitties, 4 filed against it. 5 cases are pending and 33 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 34 | 1 | 4 |
| High courts | 4 | 3 | 1 |
Cases on record (5 of 38)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| High Court | Writ petition | Filed by the company against State of Kerala and 10 others | Pending |
To see the full case history of Cosmos Chitties Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cosmos Chitties Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Cosmos Chitties has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACC9752C1Z0 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Cosmos Chitties Pvt Ltd, buy the company report.
Recent activity
Cosmos Chitties Pvt Ltd has 31 board changes on record since 2006: 9 appointments and 22 cessations. The latest: Binoy Chirayath Devassy was appointed as Director on 27 Sep 2025.
22 earlier events are in the company report.
Frequently asked questions
Cosmos Chitties is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 25 February 1978 (48+ years old) and is registered under CIN U65992KL1978PTC002963.
Cosmos Chitties has 9 current directors:
- Theekkekaratharakan Devassy Vincent - Director
- Benni Daniel Elamattath - Director
- Paul Mulamkuzhiyil Mathew - Director
- Jose Arakkal - Director
- Madhavan - Director
- Binoy Chirayath Devassy - Director
- Menachery Kochappu Paul - Director
- Choondapurackal Madhavan Rajan - Director
- Narayanankutty Kozhikkotte - Director
The latest financial statements of Cosmos Chitties on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Cosmos Chitties is 32AAACC9752C1Z0, registered in Kerala.
The CIN (Corporate Identification Number) of Cosmos Chitties is U65992KL1978PTC002963. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cosmos Chitties has 38 court cases on record: 34 filed by the company and 4 filed against it. 5 are pending. Most are in the district courts.
Cosmos Chitties was incorporated on 25 February 1978, making it 48+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Cosmos Chitties by revenue are Senior Traders Kuries Pvt.Ltd, KVM Chits Pvt Ltd, Kamalamyil Chit Funds Private Limited, Shivsmit Urban Multistate Nidhi Limited, Sri Vijaya Bama Chits Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Binoy Chirayath Devassy was appointed as Director on 27 Sep 2025. Choondapurackal Madhavan Rajan was appointed as Director on 27 Sep 2025. Menachery Kochappu Paul was appointed as Director on 27 Sep 2025. Cosmos Chitties has 31 board changes on record in total.
The registered office of Cosmos Chitties is at Cosmos Buildingmannuthy, Thrissur, Kerala, India – 680651.
Cosmos Chitties operates in the financial services industry, in the microfinance institutions segment.