MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-06-0067610
Credilab Micro Finance Private Limited
Credilab Micro Finance Private Limited - financial services in Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹2.35 Lakh
▲ 12970% YoY
Net loss · FY 2025
₹7,983
Net margin -3.4%
EBITDA · FY 2025
₹7,764
EBITDA margin 3.3%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Credilab Micro Finance Private Limited
Data last updated:
Credilab Micro Finance Private Limited is a private limited company based in Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 28 April 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990DL2021PTC380666. Its GSTIN is 07AAJCC4529J1ZG (Delhi).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Divya Chaudhary and Kabeer Chaudhary.
Its last annual general meeting (AGM) was held on 31 August 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Plot No. A – 48 1st Floor Blk – A Wazirpur Ind Area Landmark Near Police Booth, Delhi, India – 110052.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.35 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹7,983 (net margin -3.4%) and EBITDA of ₹7,764 (EBITDA margin 3.3%).
Credilab Micro Finance Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-06-0067610).
Company details
CIN U65990DL2021PTC380666
Registration Number 380666
Incorporation Date 28 April 2021
ROC Delhi
Listing Status Unlisted
Company Status Active
MSME Classification Micro
Udyam Registration UDYAM-DL-06-0067610
Recognitions & Rankings of Credilab Micro Finance
Contact details
Credilab Micro Finance Private Limited's registered office is in Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPlot No. A – 48 1st Floor Blk – A Wazirpur Ind Area Landmark Near Police Booth, Delhi, India – 110052
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Credilab Micro Finance Private Limited, buy the company report.
Comprehensive company report
Credilab Micro Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Credilab Micro Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Credilab Micro Finance Private Limited, buy the company report.
Financials of Credilab Micro Finance Private Limited
FY 2026 filings availableCredilab Micro Finance Private Limited reported revenue of ₹2.35 Lakh (up 12970% YoY) for FY 2025.
Revenue · FY 2025
₹2.35 Lakh ▲ 12970%
Net loss · FY 2025
₹7,983 margin -3.4%
EBITDA · FY 2025
₹7,764 margin 3.3%
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹7,764 | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹7,983 | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 3.3% | |||
| Net Profit Margin | -3.4% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Credilab Micro Finance Private Limited, buy the company report.
Board of directors of Credilab Micro Finance Private Limited
Credilab Micro Finance has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Divya Chaudhary Also directs: Vedasisters LLP | Director | 28 Apr 2021 | 5 Years 6 Months | Current |
| Kabeer Chaudhary Also directs: Vedasisters LLP, F Mec International Financial Services Limited | Director | 28 Apr 2021 | 5 Years 6 Months | Current |
Auditor
Credilab Micro Finance Private Limited is audited by N P M G & CO for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| N P M G & CO | FY 2024 | 543207 |
Shareholding
The shareholding of Credilab Micro Finance Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Credilab Micro Finance Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Credilab Micro Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credilab Micro Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Credilab Micro Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAJCC4529J1ZG | Delhi | Active | 10 Sep 2021 |
To see the full GST registrations and return filing status of Credilab Micro Finance Private Limited, buy the company report.
Recent activity
Credilab Micro Finance Private Limited has 2 board changes on record since 2021: 2 appointments. The latest: Divya Chaudhary was appointed as Director on 28 Apr 2021.
AGM
Credilab Micro Finance Private Limited last Annual general meeting of members was held on 31 Aug 2026 as per latest MCA records.
Filing
Credilab Micro Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Delhi I.
Appointed
Divya Chaudhary was appointed as Director.
Appointed
Kabeer Chaudhary was appointed as Director.
Incorporation
28 Apr 2021
Credilab Micro Finance Private Limited was registered on 28 Apr 2021 with Roc Delhi I & aged 5 years 6 months as per MCA records.
Frequently asked questions
Credilab Micro Finance is an active private limited company based in Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 28 April 2021 (5+ years old) and is registered under CIN U65990DL2021PTC380666.
Credilab Micro Finance has 2 current directors:
- Divya Chaudhary - Director
- Kabeer Chaudhary - Director
The latest financial statements of Credilab Micro Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 31 August 2026. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Credilab Micro Finance is 07AAJCC4529J1ZG, registered in Delhi.
The CIN (Corporate Identification Number) of Credilab Micro Finance is U65990DL2021PTC380666. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credilab Micro Finance was incorporated on 28 April 2021, making it 5+ years old. It is registered with the Registrar of Companies, Delhi.
Divya Chaudhary was appointed as Director on 28 Apr 2021. Kabeer Chaudhary was appointed as Director on 28 Apr 2021.
Yes, Credilab Micro Finance is registered as a micro enterprise under Udyam registration (number: UDYAM-DL-06-0067610).
The registered office of Credilab Micro Finance is at Plot No. A – 48 1st Floor Blk – A Wazirpur Ind Area Landmark Near Police Booth, Delhi, India – 110052.
Credilab Micro Finance operates in the financial services industry, in the microfinance institutions segment.
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