About Creditbox Capital Private Limited
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Creditbox Capital Private Limited is a private limited company based in Bangalore, Karnataka, India, a subsidiary of Changejar Technologies Private Limited. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 29 September 2022.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65100KA2022PTC166632. Its GSTIN is 29AAKCC6273C1ZJ (Karnataka).
The company has an authorised share capital of ₹11 Cr and a paid-up capital of ₹11 Cr. It is led by directors including Nishchay Babu Arkalgud Gowrishankar and Misbah Ashraf.
Its last annual general meeting (AGM) was held on 12 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.752 18th Main Road 6th Block Koramangala Bangalore, Karnataka, India – 560095.
As per the financials filed for FY 2025, the company reported a revenue of ₹84.61 Lakh, a growth of 36% compared to the previous year. For the same year it recorded a net loss of ₹77.28 Lakh (net margin -91.3%) and EBITDA of -₹60.02 Lakh (EBITDA margin -70.9%).
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website myjar.app.
Company details
Contact details
Creditbox Capital Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Social Media
- Registered AddressNo.752 18th Main Road 6th Block Koramangala Bangalore, Karnataka, India – 560095
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Creditbox Capital Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Creditbox Capital is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
Financials of Creditbox Capital Private Limited
FY 2025 filings availableCreditbox Capital Private Limited reported revenue of ₹84.61 Lakh (up 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 36% in the latest year. EBITDA fell 102% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
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| Total Expenses | |||
| EBITDA | -₹60.02 Lakh | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹77.28 Lakh | ||
| Balance Sheet | |||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -70.9% | ||
| Net Profit Margin | -91.3% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
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To see the full financial statements and ratios of Creditbox Capital Private Limited, buy the company report.
Board of directors of Creditbox Capital Private Limited
Creditbox Capital has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nishchay Babu Arkalgud Gowrishankar Also directs: Jar Gold Retail Private Limited, Para Works Private Limited, Jarfin Retail Private Limited and 5 more | Director | 29 Sep 2022 | 4 Years 1 Months | Current |
| Misbah Ashraf Also directs: Jar Gold Retail Private Limited, Para Works Private Limited, Jarfin Retail Private Limited and 4 more | Director | 29 Sep 2022 | 4 Years 1 Months | Current |
| Sandesh Nahar Also directs: Jar Gold Retail Private Limited, Para Works Private Limited, Jarfin Retail Private Limited and 2 more | Director | 28 Apr 2023 | 3 Years 6 Months | Current |
Auditor
Creditbox Capital Private Limited is audited by Tejus & Ravi Kiran Chartered Accountants for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Tejus & Ravi Kiran Chartered Accountants | FY 2023 | 013418S |
Shareholding
The shareholding of Creditbox Capital Private Limited is on record for FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Creditbox Capital Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Creditbox Capital Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
Creditbox Capital Private Limited has 2 MSME Form 1 returns on record for the period ending Sep 2023, listing 2 overdue payments to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (1 of 1)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Fox Mandal & Associates LLP |
To see the full MSME payment records of Creditbox Capital Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
GST
Creditbox Capital has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAKCC6273C1ZJ | Karnataka | Active | 22 Aug 2023 |
To see the full GST registrations and return filing status of Creditbox Capital Private Limited, buy the company report.
Recent activity
Creditbox Capital Private Limited has 7 board changes on record since 2022: 5 appointments and 2 cessations. The latest: Nilufer Panthaki ceased to be Director on 24 Jun 2025.
Frequently asked questions
Creditbox Capital is an active private limited company based in Bangalore, Karnataka, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 29 September 2022 (4+ years old) and is registered under CIN U65100KA2022PTC166632.
Creditbox Capital has 3 current directors:
- Nishchay Babu Arkalgud Gowrishankar - Director
- Misbah Ashraf - Director
- Sandesh Nahar - Director
The latest financial statements of Creditbox Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 12 September 2025. Year-wise statements from FY 2023 are in the company report.
The GSTIN of Creditbox Capital is 29AAKCC6273C1ZJ, registered in Karnataka.
The CIN (Corporate Identification Number) of Creditbox Capital is U65100KA2022PTC166632. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Creditbox Capital was incorporated on 29 September 2022, making it 4+ years old. It is registered with the Registrar of Companies, Bangalore.
Nilufer Panthaki ceased to be Director on 24 Jun 2025. Prakash Chandra Sharma ceased to be Director on 24 Jun 2025. Prakash Chandra Sharma was appointed as Director on 27 Mar 2024. Creditbox Capital has 7 board changes on record in total.
Creditbox Capital has 2 MSME Form 1 returns on record for the period ending Sep 2023, listing 2 overdue payments to 1 micro and small supplier. The latest return was filed on 16 Nov 2023.
Creditbox Capital can be reached through the website myjar.app. Its registered office is in Bangalore, Karnataka, India.
The registered office of Creditbox Capital is at No.752 18th Main Road 6th Block Koramangala Bangalore, Karnataka, India – 560095.
Creditbox Capital operates in the financial services industry, in the diversified financial services segment.
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