Creditech Solutions Private Limited

Creditech Solutions Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U72900DL2019PTC346150 Incorporated 18 February 2019 ROC Delhi HQ New Delhi, Delhi, India
Active Private Limited Company financial services Startup India
Data last updated
Revenue · FY 2025
₹34.51 Lakh
▲ 100% YoY
Net loss · FY 2025
₹4.68 Cr
Latest filing
EBITDA · FY 2025
-₹3.48 Cr
Latest filing
Authorised capital
₹18 Cr
Registered with MCA
Paid-up capital
₹15.42 Cr
Issued & subscribed
Company age
7 yrs
Est. 2019
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered

About Creditech Solutions Private Limited

Data last updated:

Creditech Solutions Private Limited is a private limited company based in New Delhi, Delhi, India, recognised as a startup by DPIIT. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 18 February 2019 and has been in existence for over 7 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U72900DL2019PTC346150. Its GSTIN is 07AAICC0253A1ZB (Delhi).

The company has an authorised share capital of ₹18 Cr and a paid-up capital of ₹15.42 Cr. It is led by directors including Anil Kumar Ahuja and Monika Sarin.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at J 602 6th Floor Tower J, World Trade Centre Nauroji Nagar, New Delhi, Delhi, India – 110029.

As per the financials filed for FY 2025, the company reported a revenue of ₹34.51 Lakh, a growth of 100% compared to the previous year. For the same year it recorded a net loss of ₹4.68 Cr and EBITDA of -₹3.48 Cr. Revenue has grown at a compounded annual rate (CAGR) of 64% over three years and 18% over five years.

The company is associated with 1 brand: Alphamoney. Court records list 5 cases involving the company, including 5 filed by the company; 5 cases are pending. The company has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹3.19 Cr; the latest was in August 2022.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website alphamoney.in.

Company details

CIN U72900DL2019PTC346150
Registration Number 346150
Incorporation Date 18 February 2019
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Key People
Anil Kumar Ahuja Director Monika Sarin Director Sarita Agarwal Director

Recognitions & Rankings of Creditech Solutions

Startup India Government of India

Contact details

Creditech Solutions Private Limited's registered office is in New Delhi, Delhi. Its website is alphamoney.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    alphamoney.in
  • Social Media
  • Apps
  • Registered Address
    J 602 6th Floor Tower J, World Trade Centre Nauroji Nagar, New Delhi, Delhi, India – 110029
  • Industry
    Financial Services, NBFC

To see the full contact details of Creditech Solutions Private Limited, buy the company report.

Comprehensive company report
Creditech Solutions Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Creditech Solutions operates one associated brand: ALPHAMONEY. Each brand links to its own profile.

BrandDescriptionWebsite
ALPHAMONEY
Facilitates peer-to-peer lending, borrowing, and investments with secure online options.alphamoney.in

Business activity

The main business activity of Creditech Solutions is information and communication. In detail, this covers publishing of computer operating systems, system software, application software, games, etc..

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
JInformation and communicationJ2Publishing of computer operating systems, system software, application software, games, etc.

To see the full business activity and turnover split of Creditech Solutions Private Limited, buy the company report.

Financials of Creditech Solutions Private Limited

FY 2025 filings available

Creditech Solutions Private Limited reported revenue of ₹34.51 Lakh (up 100% YoY) for FY 2025.

Revenue · FY 2025
₹34.51 Lakh ▲ 100%
Net loss · FY 2025
₹4.68 Cr
EBITDA · FY 2025
-₹3.48 Cr

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 100%
3 years · compounded
▲ 64%
5 years · compounded
▲ 18%
EBITDA CAGR growth
1 year
▼ 202%
3 years · compounded
▼ 205%
5 years · compounded
▼ 44%

Revenue has grown at a compounded annual rate (CAGR) of 18% over five years, including 100% growth in the latest year. EBITDA fell 202% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹3.48 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹4.68 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Creditech Solutions Private Limited, buy the company report.

Board of directors of Creditech Solutions Private Limited

Creditech Solutions has 3 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anil Kumar Ahuja
Also directs: First Experia Advisory Services LLP, Alpha Corp Development Limited
Director07 Jun 20197 Years 5 MonthsCurrent
Monika Sarin
Also directs: Rimor Services LLP, Krishna Inplanet Developers Private Limited
Director30 Mar 20197 Years 7 MonthsCurrent
Sarita Agarwal
Also directs: SS Technoadvisors Private Limited, Cownpor Global Service Technologies Private Limited, Alphacorp Design Studios Private Limited
Director30 Mar 20197 Years 7 MonthsCurrent
View all directors

Auditor

Creditech Solutions Private Limited is audited by Jain and Jindal Co for the financial year 2023.

Auditor firmFinancial yearFirm registration number
Jain and Jindal CoFY 2023025817N

Shareholding

The shareholding of Creditech Solutions Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Creditech Solutions Private Limited, buy the company report.

Deals & funding

Creditech Solutions Private Limited has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹3.19 Cr; the latest was in August 2022.

Total deals
6
Funding rounds
2
Rights issues
2
Secondary share transfers
2
Disclosed funding
₹3.19 Cr

Deals on record (5 of 6)

WhenDealAmountParties
Aug 2022Rights issue₹2.86 CrInvestors: 4 individuals
Mar 2022Funding round₹35 LakhInvestors: an individual
Mar 2022Secondary share transferUndisclosedBuyer: an individual
Seller: an individual
Sep 2021Secondary share transferUndisclosedBuyer: an individual
Seller: an individual
Feb 2021Rights issue₹65 LakhInvestors: 4 individuals

To see the full deal history of Creditech Solutions Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Creditech Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Creditech Solutions has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
07AAICC0253A1ZBDelhiActive12 Jun 2019

To see the full GST registrations and return filing status of Creditech Solutions Private Limited, buy the company report.

Recent activity

Creditech Solutions Private Limited has 9 board changes on record since 2019: 3 appointments and 6 cessations. The latest: Jaijit Bhattacharyya ceased to be Additional Director on 16 Nov 2020.

AGM
Creditech Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Creditech Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Ceased
Jaijit Bhattacharyya ceased to be Additional Director.
Ceased
Anil Kumar Ahuja ceased to be Additional Director.
Ceased
Monika Sarin ceased to be Additional Director.
Ceased
Sarita Agarwal ceased to be Additional Director.
Appointed
Anil Kumar Ahuja was appointed as Director.
Ceased
Ashish Sarin ceased to be Director.
Appointed
Monika Sarin was appointed as Director.
Ceased
Santosh Kumar Agarwal ceased to be Director.
Appointed
Sarita Agarwal was appointed as Director.
Incorporation
18 Feb 2019
Creditech Solutions Private Limited was registered on 18 Feb 2019 with Roc Delhi I & aged 7 years 8 months as per MCA records.

Frequently asked questions

Creditech Solutions is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 18 February 2019 (7+ years old) and is registered under CIN U72900DL2019PTC346150.

Creditech Solutions has 3 current directors:

The latest financial statements of Creditech Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.

The GSTIN of Creditech Solutions is 07AAICC0253A1ZB, registered in Delhi.

The CIN (Corporate Identification Number) of Creditech Solutions is U72900DL2019PTC346150. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Creditech Solutions has 5 court cases on record: 5 filed by the company. 5 are pending.

Creditech Solutions was incorporated on 18 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Delhi.

Creditech Solutions has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹3.19 Cr; the latest was in August 2022.

Jaijit Bhattacharyya ceased to be Additional Director on 16 Nov 2020. Anil Kumar Ahuja ceased to be Additional Director on 16 Sep 2019. Monika Sarin ceased to be Additional Director on 16 Sep 2019. Creditech Solutions has 9 board changes on record in total.

Yes, Creditech Solutions is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).