
About Credme Services Private Limited
Data last updated:
Credme Services Private Limited is a private limited company based in Prayagraj, Uttar Pradesh, India, recognised as a startup by DPIIT. It operates in the watches and jewelry manufacturing segment of the consumer goods sector. It was incorporated on 03 December 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U52100UP2021PTC156379. Its GSTIN is 09AAJCC9569Q1ZG (Uttar Pradesh).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors Ratan Kumar Agrawal and Madhulika Agrawal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6/11 C Lakhpat Rai Lane Bahadurganj, Prayagraj, Uttar Pradesh, India – 211003.
The company is associated with 1 brand: Credime.
Credme Services Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-03-0015238). For more details, the company can be reached via its website credime.in.
Company details
CIN history
Credme Services has one previous CIN (Corporate Identification Number): U74999UP2021PTC156379. The current CIN is U52100UP2021PTC156379, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U52100UP2021PTC156379 | Current |
| U74999UP2021PTC156379 | Previous |
Recognitions & Rankings of Credme Services
- Category
- Micro (2021-22)
- Udyam number
- UDYAM-UP-03-0015238
Contact details
Credme Services Private Limited's registered office is in Prayagraj, Uttar Pradesh.
- Registered Address6/11 C Lakhpat Rai Lane Bahadurganj, Prayagraj, Uttar Pradesh, India – 211003
- IndustryConsumer Goods, Watches & Jewelry Manufacturing
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Credme Services operates one associated brand: Credime. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates as an online platform offering consumer loans to individuals. | credime.in |
Financials of Credme Services Private Limited
FY 2025 filings availableFinancial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ||||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ||||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | ||||
| Net Profit Margin | ||||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Credme Services Private Limited, buy the company report.
Board of directors of Credme Services Private Limited
Credme Services has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ratan Kumar Agrawal | Director | 20 Jul 2022 | 4 Years 3 Months | Current |
| Madhulika Agrawal | Director | 03 Dec 2021 | 4 Years 10 Months | Current |
Legal cases
No court or tribunal cases involving Credme Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credme Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Credme Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAJCC9569Q1ZG | Uttar Pradesh | Active | 13 Dec 2021 |
To see the full GST registrations and return filing status of Credme Services Private Limited, buy the company report.
Recent activity
Credme Services Private Limited has 3 board changes on record since 2021: 2 appointments and 1 cessation. The latest: Neha Singh ceased to be Director on 20 Jul 2022.
Frequently asked questions
Credme Services is an active private limited company based in Prayagraj, Uttar Pradesh, India. The company works in watches and jewelry manufacturing, within the consumer goods industry. It was incorporated on 03 December 2021 (5+ years old) and is registered under CIN U52100UP2021PTC156379.
Credme Services has 2 current directors:
- Ratan Kumar Agrawal - Director
- Madhulika Agrawal - Director
The latest financial statements of Credme Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Credme Services is 09AAJCC9569Q1ZG, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Credme Services is U52100UP2021PTC156379. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credme Services was incorporated on 03 December 2021, making it 5+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Neha Singh ceased to be Director on 20 Jul 2022. Ratan Kumar Agrawal was appointed as Director on 20 Jul 2022. Madhulika Agrawal was appointed as Director on 03 Dec 2021.
Yes, Credme Services is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Credme Services is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-03-0015238).
Credme Services can be reached through the website credime.in. Its registered office is in Prayagraj, Uttar Pradesh, India.