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Credwise Solutions Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹15,018
▼ 91% YoY
Net loss · FY 2024
₹40 Lakh
Latest filing
EBITDA · FY 2024
-₹38.72 Lakh
Latest filing
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1.18 Lakh
Issued & subscribed
Company age
4 yrs
Est. 2022
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered
About Credwise Solutions Private Limited
Data last updated:
Credwise Solutions Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 09 May 2022.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2022PTC161014. Its GSTIN is 29AAKCC2960L1Z6 (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1.18 Lakh. It is led by directors including Archit Sharma and Dheeraj Kumar.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Cinnabar Hills Embassy Golf Links Park Sy 13 2 Location No8 Challanghatta, Bangalore, Karnataka, India – 560071.
As per the financials filed for FY 2024, the company reported a revenue of ₹15,018, a decline of 91% compared to the previous year. For the same year it recorded a net loss of ₹40 Lakh and EBITDA of -₹38.72 Lakh.
The company is associated with 1 brand: Credwise Solutions. The company has 1 deal on record (1 funding round), with disclosed funding of ₹1.25 Cr; the latest was in January 2023.
Credwise Solutions Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0164659). For more details, the company can be reached via its website credwise.co.in.
Company details
CIN U74999KA2022PTC161014
Registration Number 161014
Incorporation Date 09 May 2022
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0164659
Recognitions & Rankings of Credwise Solutions
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2021-22)
- Udyam number
- UDYAM-KR-03-0164659
Contact details
Credwise Solutions Private Limited's registered office is in Bangalore, Karnataka. Its website is credwise.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressCinnabar Hills Embassy Golf Links Park Sy 13 2 Location No8 Challanghatta, Bangalore, Karnataka, India – 560071
- IndustryInternet, Online Financial Services
To see the full contact details of Credwise Solutions Private Limited, buy the company report.
Comprehensive company report
Credwise Solutions Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Credwise Solutions operates one associated brand: Credwise Solutions. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Credit cards are offered for sharing credit resources digitally. | credwise.co.in |
Business activity
The main business activity of Credwise Solutions is professional, scientific and technical. In detail, this covers advertising and market research.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M6 | Advertising and market research |
To see the full business activity and turnover split of Credwise Solutions Private Limited, buy the company report.
Financials of Credwise Solutions Private Limited
FY 2024 filings availableCredwise Solutions Private Limited reported revenue of ₹15,018 (down 91% YoY) for FY 2024.
Revenue · FY 2024
₹15,018 ▼ 91%
Net loss · FY 2024
₹40 Lakh
EBITDA · FY 2024
-₹38.72 Lakh
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 91%
EBITDA CAGR growth
1 year
▲ 49%
Revenue fell 91% in the latest year. EBITDA rose 49% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ||
| Other Income | ||
| Total Revenue | ₹15,018 | |
| Cost of Materials Consumed | ||
| Employee Benefit Expense | ||
| Finance Costs | ||
| Depreciation and Amortisation | ||
| Other Expenses | ||
| Total Expenses | ||
| EBITDA | -₹38.72 Lakh | |
| Profit Before Tax | ||
| Tax Expense | ||
| Net Profit (PAT) | -₹40 Lakh | |
| Balance Sheet | ||
| Share Capital | ||
| Reserves and Surplus | ||
| Net Worth (Total Equity) | ||
| Long-term Borrowings | ||
| Short-term Borrowings | ||
| Trade Payables | ||
| Total Liabilities | ||
| Fixed Assets | ||
| Investments | ||
| Inventories | ||
| Trade Receivables | ||
| Cash and Bank Balance | ||
| Total Assets | ||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | ||
| Net Profit Margin | ||
| Return on Equity (ROE) | ||
| Return on Capital Employed (ROCE) | ||
| Return on Assets (ROA) | ||
| Liquidity and Debt | ||
| Current Ratio | ||
| Quick Ratio | ||
| Debt-to-Equity Ratio | ||
| Interest Coverage Ratio | ||
| Efficiency and Growth | ||
| Asset Turnover | ||
| Receivable Days | ||
| Payable Days | ||
| Inventory Days | ||
| Revenue Growth | ||
| Net Profit Growth | ||
To see the full financial statements and ratios of Credwise Solutions Private Limited, buy the company report.
Board of directors of Credwise Solutions Private Limited
Credwise Solutions has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Archit Sharma | Director | 11 Jul 2024 | 2 Years 3 Months | Current |
| Dheeraj Kumar | Director | 11 Jul 2024 | 2 Years 3 Months | Current |
| Gayatri Devi Also directs: Probanalyze Technology Private Limited | Director | 30 Aug 2025 | 1 Years 1 Months | Current |
Auditor
Credwise Solutions Private Limited is audited by KARTHIK S D & CO for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KARTHIK S D & CO | FY 2024 | 016806S |
Shareholding
The shareholding of Credwise Solutions Private Limited is on record for 2 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Credwise Solutions Private Limited, buy the company report.
Deals & funding
Credwise Solutions Private Limited has 1 deal on record (1 funding round), with disclosed funding of ₹1.25 Cr; the latest was in January 2023.
Total deals
1
Funding round
1
Disclosed funding
₹1.25 Cr
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jan 2023 | Funding round | ₹1.25 Cr | Investors: 100X.VC |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Credwise Solutions Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credwise Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Credwise Solutions Private Limited has 1 active EPFO establishment as of Dec 29, 2024.
Active EPFO establishments
1
GST
Credwise Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAKCC2960L1Z6 | Karnataka | Active | 21 May 2022 |
To see the full GST registrations and return filing status of Credwise Solutions Private Limited, buy the company report.
Recent activity
Credwise Solutions Private Limited has 6 board changes on record since 2024: 3 appointments and 3 cessations. The latest: Gayatri Devi was appointed as Director on 30 Aug 2025.
Appointed
Gayatri Devi was appointed as Director.
AGM
Credwise Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Appointed
Archit Sharma was appointed as Director.
Appointed
Dheeraj Kumar was appointed as Director.
Filing
Credwise Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Bangalore.
Ceased
Arihant Anil Jain ceased to be Additional Director.
Ceased
Jaidev Kashinath Kesti ceased to be Additional Director.
Ceased
Vivekanand Hanamanth Kilari ceased to be Additional Director.
Incorporation
09 May 2022
Credwise Solutions Private Limited was registered on 09 May 2022 with Roc Bangalore & aged 4 years 5 months as per MCA records.
Frequently asked questions
Credwise Solutions is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 09 May 2022 (4+ years old) and is registered under CIN U74999KA2022PTC161014.
Credwise Solutions has 3 current directors:
- Archit Sharma - Director
- Dheeraj Kumar - Director
- Gayatri Devi - Director
The latest financial statements of Credwise Solutions on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2023 are in the company report.
The GSTIN of Credwise Solutions is 29AAKCC2960L1Z6, registered in Karnataka.
The CIN (Corporate Identification Number) of Credwise Solutions is U74999KA2022PTC161014. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credwise Solutions was incorporated on 09 May 2022, making it 4+ years old. It is registered with the Registrar of Companies, Bangalore.
Credwise Solutions has 1 deal on record (1 funding round), with disclosed funding of ₹1.25 Cr; the latest was in January 2023.
Gayatri Devi was appointed as Director on 30 Aug 2025. Archit Sharma was appointed as Director on 11 Jul 2024. Dheeraj Kumar was appointed as Director on 11 Jul 2024. Credwise Solutions has 6 board changes on record in total.
Yes, Credwise Solutions is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Credwise Solutions is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0164659).