
CSJ Nidhi Limited
About CSJ Nidhi Limited
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CSJ Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 24 August 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2018PLC054386.
The company has an authorised share capital of ₹12 Lakh and a paid-up capital of ₹10.2 Lakh. It is led by directors including Vidya Sanjayan (Managing Director) and Sanjayan Cholayil Chandran.
Its last annual general meeting (AGM) was held on 31 December 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at 10/170 H Maliyakkal Building Attupuram Punnayoorkulam P.O, Thrissur, Kerala, India – 679561.
As per the financials filed for FY 2019, the company reported a revenue of ₹76,698. For the same year it recorded a net loss of ₹1.5 Lakh (net margin -195.6%) and EBITDA of -₹1.1 Lakh (EBITDA margin -143.2%).
Company details
Contact details
CSJ Nidhi Limited's registered office is in Thrissur, Kerala.
- Registered Address10/170 H Maliyakkal Building Attupuram Punnayoorkulam P.O, Thrissur, Kerala, India – 679561
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of CSJ Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of CSJ Nidhi Limited, buy the company report.
Financials of CSJ Nidhi Limited
FY 2019 filings availableCSJ Nidhi Limited reported revenue of ₹76,698 for FY 2019.
Financial Statement Summary
| Metrics | FY 2018-19 |
|---|---|
| Profit and Loss Statement | |
| Revenue from Operations | |
| Other Income | |
| Total Revenue | |
| Cost of Materials Consumed | |
| Employee Benefit Expense | |
| Finance Costs | |
| Depreciation and Amortisation | |
| Other Expenses | |
| Total Expenses | |
| EBITDA | -₹1.1 Lakh |
| Profit Before Tax | |
| Tax Expense | |
| Net Profit (PAT) | -₹1.5 Lakh |
| Balance Sheet | |
| Share Capital | |
| Reserves and Surplus | |
| Net Worth (Total Equity) | |
| Long-term Borrowings | |
| Short-term Borrowings | |
| Trade Payables | |
| Total Liabilities | |
| Fixed Assets | |
| Investments | |
| Inventories | |
| Trade Receivables | |
| Cash and Bank Balance | |
| Total Assets | |
Financial Ratios
| Metrics | FY 2018-19 |
|---|---|
| Profitability | |
| EBITDA Margin | -143.2% |
| Net Profit Margin | -195.6% |
| Return on Equity (ROE) | |
| Return on Capital Employed (ROCE) | |
| Return on Assets (ROA) | |
| Liquidity and Debt | |
| Current Ratio | |
| Quick Ratio | |
| Debt-to-Equity Ratio | |
| Interest Coverage Ratio | |
| Efficiency and Growth | |
| Asset Turnover | |
| Receivable Days | |
| Payable Days | |
| Inventory Days | |
| Revenue Growth | |
| Net Profit Growth | |
To see the full financial statements and ratios of CSJ Nidhi Limited, buy the company report.
Board of directors of CSJ Nidhi Limited
CSJ Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vidya Sanjayan Also directs: CSJ Solution Chits India Private Limited | Managing Director | 24 Aug 2018 | 8 Years 2 Months | Current |
| Sanjayan Cholayil Chandran Also directs: CSJ Solution Chits India Private Limited | Director | 24 Aug 2018 | 8 Years 2 Months | Current |
| Chandra Karanamkott Velu | Director | 24 Aug 2018 | 8 Years 2 Months | Current |
Peer comparison
CSJ Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sab Holdings (India) Private Limited | ₹76,951 (FY 2019) | -96.0% | New Delhi, Delhi, India | |||
| Rosla Overseas Private Limited | ₹76,869 (FY 2016) | -84.0% | Kolkata, West Bengal, India | |||
| Atlantis Chit Funds Private Limited | ₹76,805 (FY 2024) | -82.0% | Hyderabad, Telangana, India | |||
| Samvruddhi Chit Funds Private Limited | ₹76,760 (FY 2024) | Chittoor, Andhra Pradesh, India | ||||
| Deserve Merchants Private Limited | ₹76,740 (FY 2025) | -5.0% | Howrah, West Bengal, India | |||
| CSJ Nidhi Limitedthis company | ₹76,698 (FY 2019) | -₹1.5 Lakh | -195.6% | Thrissur, Kerala, India | ||
| Rejoice Forex Private Limited | ₹76,538 (FY 2022) | -14.0% | Udaipur, Rajasthan, India | |||
| Tulsyan Products Pvt Ltd | ₹76,491 (FY 2017) | -50.0% | Mumbai, Maharashtra, India | |||
| G-Five Kuries Private Limited | ₹76,480 (FY 2022) | -71.0% | Thrissur, Kerala, India | |||
| Rajesh Fiscal Services Pvt.Ltd. | ₹76,450 (FY 2022) | 1.0% | Kolkata, West Bengal, India | |||
| Jindal Leasefin Limited | ₹76,346 (FY 2023) | -96.0% | New Delhi, Delhi, India |
To see the full peer comparison of CSJ Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving CSJ Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for CSJ Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for CSJ Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
CSJ Nidhi Limited has 3 board changes on record since 2018: 3 appointments. The latest: Chandra Karanamkott Velu was appointed as Director on 24 Aug 2018.
Frequently asked questions
CSJ Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 24 August 2018 (8+ years old) and is registered under CIN U65999KL2018PLC054386.
CSJ Nidhi has 3 current directors:
- Vidya Sanjayan - Managing Director
- Sanjayan Cholayil Chandran - Director
- Chandra Karanamkott Velu - Director
The latest financial statements of CSJ Nidhi on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 31 December 2019. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of CSJ Nidhi is U65999KL2018PLC054386. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
CSJ Nidhi was incorporated on 24 August 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of CSJ Nidhi by revenue are Sab Holdings (India) Private Limited, Rosla Overseas Private Limited, Atlantis Chit Funds Private Limited, Samvruddhi Chit Funds Private Limited, Deserve Merchants Private Limited and 5 more, all in the same principal business activity (other financial activities).
Chandra Karanamkott Velu was appointed as Director on 24 Aug 2018. Sanjayan Cholayil Chandran was appointed as Director on 24 Aug 2018. Vidya Sanjayan was appointed as Managing Director on 24 Aug 2018.
The registered office of CSJ Nidhi is at 10170 H Maliyakkal Building Attupuram Punnayoorkulam P.O, Thrissur, Kerala, India – 679561.
CSJ Nidhi operates in the financial services industry, in the other financial intermediation segment.
CSJ Nidhi can be reached at its registered office: 10170 H Maliyakkal Building Attupuram Punnayoorkulam P.O, Thrissur, Kerala, India – 679561.
CSJ Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.

