About Dar Credit Microfinance Private Limited
Data last updated:
Dar Credit Microfinance Private Limited was a private limited company based in Kolkata, West Bengal, India. The company has been struck off by the Registrar of Companies, typically due to non-filing of annual returns or failure to commence business. It is no longer operational and cannot enter into any legal contracts or agreements. It operated in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 November 2019.
The company was registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB2019PTC234788.
The company had an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It was led by directors Prodip Mukherjee and Bijon Bhattacharjee.
Its last annual general meeting (AGM) was held on 20 July 2021, and its latest financial statements are for the year ended 31 March 2021. The registered office was at Business Tower 206 Ajc Bose Road 6th Floor Unit No. 6B, Kolkata, West Bengal, India – 700017.
As per the financials filed for FY 2021, the company reported a revenue of ₹26.91 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹2.15 Lakh (net margin 8%) and EBITDA of ₹2.87 Lakh (EBITDA margin 10.7%).
The company was associated with 1 brand: Dar Credit & Capital.
The last known website on record is darcredit.com.
Company details
Contact details
Dar Credit Microfinance Private Limited's registered office is in Kolkata, West Bengal.
- Registered AddressBusiness Tower 206 Ajc Bose Road 6th Floor Unit No. 6B, Kolkata, West Bengal, India – 700017
- IndustryFinancial Services, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Dar Credit Microfinance operates one associated brand: Dar Credit & Capital. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of Micro finance | darcredit.com |
Financials of Dar Credit Microfinance Private Limited
FY 2021 filings availableDar Credit Microfinance Private Limited reported revenue of ₹26.91 Lakh (up 201% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue rose 201% in the latest year. EBITDA rose 2% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ||
| Other Income | ||
| Total Revenue | ||
| Cost of Materials Consumed | ||
| Employee Benefit Expense | ||
| Finance Costs | ||
| Depreciation and Amortisation | ||
| Other Expenses | ||
| Total Expenses | ||
| EBITDA | ₹2.87 Lakh | |
| Profit Before Tax | ||
| Tax Expense | ||
| Net Profit (PAT) | ₹2.15 Lakh | |
| Balance Sheet | ||
| Share Capital | ||
| Reserves and Surplus | ||
| Net Worth (Total Equity) | ||
| Long-term Borrowings | ||
| Short-term Borrowings | ||
| Trade Payables | ||
| Total Liabilities | ||
| Fixed Assets | ||
| Investments | ||
| Inventories | ||
| Trade Receivables | ||
| Cash and Bank Balance | ||
| Total Assets | ||
Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 10.7% | |
| Net Profit Margin | 8% | |
| Return on Equity (ROE) | ||
| Return on Capital Employed (ROCE) | ||
| Return on Assets (ROA) | ||
| Liquidity and Debt | ||
| Current Ratio | ||
| Quick Ratio | ||
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| Interest Coverage Ratio | ||
| Efficiency and Growth | ||
| Asset Turnover | ||
| Receivable Days | ||
| Payable Days | ||
| Inventory Days | ||
| Revenue Growth | ||
| Net Profit Growth | ||
To see the full financial statements and ratios of Dar Credit Microfinance Private Limited, buy the company report.
Board of directors of Dar Credit Microfinance Private Limited
Dar Credit Microfinance has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prodip Mukherjee | Director | 16 Nov 2019 | 6 Years 11 Months | As last reported |
| Bijon Bhattacharjee | Director | 01 Dec 2021 | 4 Years 11 Months | As last reported |
Peer comparison
Dar Credit Microfinance Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (NBFC), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dhankosh Karani Nidhi Limited | ₹27.2 Lakh (FY 2020) | 377.0% | Bikaner, Rajasthan, India | |||
| Finergy Finance Private Limited | ₹27.13 Lakh (FY 2025) | Mumbai, Maharashtra, India | ||||
| Harshreya Tradecom Pvt Ltd | ₹27.13 Lakh (FY 2024) | -6.0% | Howrah, West Bengal, India | |||
| Mahashree Trading Ltd | ₹27.06 Lakh (FY 2022) | -73.0% | Mumbai, Maharashtra, India | |||
| Puneet Trading and Investment Company Private Limited | ₹26.99 Lakh (FY 2017) | -83.0% | Chennai, Tamil Nadu, India | |||
| Dar Credit Microfinance Private Limitedthis company | ₹26.91 Lakh (FY 2021) | ₹2.15 Lakh | 8% | 201.0% | Kolkata, West Bengal, India | |
| Ampl Capital Limited | ₹26.87 Lakh (FY 2019) | 7.0% | Mumbai, Maharashtra, India | |||
| Sunask Finance Ltd | ₹26.51 Lakh (FY 2024) | 45.0% | Chennai, Tamil Nadu, India | |||
| Il & FS Asian Infrastructure Managers Limited | ₹25.97 Lakh (FY 2023) | 12.0% | Mumbai, Maharashtra, India | |||
| S. M. Safeinvest Private Limited | ₹25.94 Lakh (FY 2025) | 20.0% | New Delhi, Delhi, India | |||
| Shree Viswabarathi Nidhi Limited | ₹25.53 Lakh (FY 2024) | 28.0% | Rajahmundry, Andhra Pradesh, India |
To see the full peer comparison of Dar Credit Microfinance Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Dar Credit Microfinance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Dar Credit Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Dar Credit Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Dar Credit Microfinance Private Limited has 3 board changes on record since 2019: 2 appointments and 1 cessation. The latest: Bijon Bhattacharjee was appointed as Director on 01 Dec 2021.
Frequently asked questions
Dar Credit Microfinance has a status of "Struck Off" as per MCA records. This means the company has been officially removed from the Register of Companies, typically due to non-filing of annual returns or failure to commence business within one year of incorporation. A struck-off company cannot enter into any legal contracts or agreements, and any dealings with such an entity carry significant legal and financial risk.
Dar Credit Microfinance was a private limited company based in Kolkata, West Bengal, India. The company worked in nbfc, within the financial services industry. It was incorporated on 16 November 2019 and is registered under CIN U65999WB2019PTC234788. The company has been struck off by the Registrar of Companies and is no longer operational.
Dar Credit Microfinance had 2 directors:
- Prodip Mukherjee - Director
- Bijon Bhattacharjee - Director
The CIN (Corporate Identification Number) of Dar Credit Microfinance is U65999WB2019PTC234788. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The registered office of Dar Credit Microfinance is at Business Tower 206 Ajc Bose Road 6th Floor Unit No. 6B, Kolkata, West Bengal, India – 700017.
Dar Credit Microfinance was incorporated on 16 November 2019. It is registered with the Registrar of Companies, Kolkata.
Dar Credit Microfinance can be reached through the website darcredit.com. Its registered office is in Kolkata, West Bengal, India.
The latest financial statements of Dar Credit Microfinance on record with the MCA are for the year ended 31 March 2021. Its last annual general meeting was held on 20 July 2021. Year-wise statements from FY 2020 are in the company report.
Dar Credit Microfinance operated in the financial services industry, in the nbfc segment. It worked in this industry before it was struck off.
The peers of Dar Credit Microfinance by revenue are Dhankosh Karani Nidhi Limited, Finergy Finance Private Limited, Harshreya Tradecom Pvt Ltd, Mahashree Trading Ltd, Puneet Trading and Investment Company Private Limited and 5 more, all in the BFSI industry (NBFC).
Bijon Bhattacharjee was appointed as Director on 01 Dec 2021. Ramesh Kumar Vijay ceased to be Director on 01 Dec 2021. Prodip Mukherjee was appointed as Director on 16 Nov 2019.
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