Delights Micro Credit India Foundation
About Delights Micro Credit India Foundation
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Delights Micro Credit India Foundation is a private not for profit company based in Sehore, Madhya Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 15 September 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65929MP2017NPL044171.
The company has an authorised share capital of ₹11 Lakh and a paid-up capital of ₹11 Lakh. It is led by directors Sumit Singh Kushwah and Amit Singh Kushwah.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sehore, Madhya Pradesh.
As per the financials filed for FY 2023, the company reported a revenue of ₹28,400, a decline of 21% compared to the previous year. For the same year it recorded a net loss of ₹2,880 (net margin -10.1%) and EBITDA of ₹9,190 (EBITDA margin 32.4%). Revenue has grown at a compounded annual rate (CAGR) of 45% over three years and 10% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Delights Micro Credit India Foundation's registered office is in Sehore, Madhya Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressH.No. 43 Paras Gulab Vatika, Phase 01, Sehore, Madhya Pradesh, India – 466001
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Delights Micro Credit India Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Delights Micro Credit India Foundation is financial and insurance service. In detail, this covers activities by trusts, funds and other financial holding companies.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K2 | Activities by Trusts, funds and other financial holding companies |
To see the full business activity and turnover split of Delights Micro Credit India Foundation, buy the company report.
Financials of Delights Micro Credit India Foundation
FY 2025 filings availableDelights Micro Credit India Foundation reported revenue of ₹28,400 (down 21% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue fell 21% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 10%. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| EBITDA | ₹9,190 | ||||
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| Net Profit (PAT) | -₹2,880 | ||||
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Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| EBITDA Margin | 32.4% | ||||
| Net Profit Margin | -10.1% | ||||
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To see the full financial statements and ratios of Delights Micro Credit India Foundation, buy the company report.
Board of directors of Delights Micro Credit India Foundation
Delights Micro Credit India Foundation has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sumit Singh Kushwah Also directs: R.K. Rise Nidhi Limited | Director | 03 Mar 2025 | 1 Years 7 Months | Current |
| Amit Singh Kushwah Also directs: R.K. Rise Nidhi Limited | Director | 03 Mar 2025 | 1 Years 7 Months | Current |
Peer comparison
Delights Micro Credit India Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (activities by trusts, funds and other financial holding companies), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mhalasai Urban Nidhi Limited | ₹30,773 (FY 2023) | 144.0% | Jalgaon, Maharashtra, India | |||
| LV Trustee Private Limited | ₹30,767 (FY 2024) | 939.0% | Chennai, Tamil Nadu, India | |||
| Jamdagni Chits Private Limited | ₹30,230 (FY 2023) | -89.0% | Sonipat, Haryana, India | |||
| Gloire Trusteeship Services Private Limited | ₹30,000 (FY 2025) | -25.0% | Mumbai, Maharashtra, India | |||
| Relacion Trusteeship Services Private Limited | ₹30,000 (FY 2025) | Mumbai, Maharashtra, India | ||||
| Delights Micro Credit India Foundationthis company | ₹28,400 (FY 2023) | -₹2,880 | -10.1% | -21.0% | Sehore, Madhya Pradesh, India | |
| Sahkar Seva Sansthan | ₹27,850 (FY 2024) | -72.0% | Rajkot, Gujarat, India | |||
| Vedanshi Nidhi Limited | ₹27,452 (FY 2024) | -95.0% | Budaun, Uttar Pradesh, India | |||
| RSK India Nidhi Limited | ₹25,176 (FY 2020) | Aurangabad, Maharashtra, India | ||||
| Kudin Trusteeship Services Private Limited | ₹24,560 (FY 2025) | 146.0% | Mumbai, Maharashtra, India | |||
| Appears Chit and Finance Company Private Limited | ₹24,193 (FY 2020) | 6.0% | New Delhi, Delhi, India |
To see the full peer comparison of Delights Micro Credit India Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Delights Micro Credit India Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Delights Micro Credit India Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Delights Micro Credit India Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Delights Micro Credit India Foundation has 4 board changes on record since 2025: 2 appointments and 2 cessations. The latest: Amit Singh Kushwah was appointed as Director on 03 Mar 2025.
Frequently asked questions
Delights Micro Credit India Foundation is an active private not for profit company based in Sehore, Madhya Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 15 September 2017 (9+ years old) and is registered under CIN U65929MP2017NPL044171.
Delights Micro Credit India Foundation has 2 current directors:
- Sumit Singh Kushwah - Director
- Amit Singh Kushwah - Director
The latest financial statements of Delights Micro Credit India Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Delights Micro Credit India Foundation is U65929MP2017NPL044171. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Delights Micro Credit India Foundation was incorporated on 15 September 2017, making it 9+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of Delights Micro Credit India Foundation by revenue are Mhalasai Urban Nidhi Limited, LV Trustee Private Limited, Jamdagni Chits Private Limited, Gloire Trusteeship Services Private Limited, Relacion Trusteeship Services Private Limited and 5 more, all in the same principal business activity (activities by trusts, funds and other financial holding companies).
Amit Singh Kushwah was appointed as Director on 03 Mar 2025. Deepak Bhandari ceased to be Director on 03 Mar 2025. Sumit Singh Kushwah was appointed as Director on 03 Mar 2025. Delights Micro Credit India Foundation has 4 board changes on record in total.
The registered office of Delights Micro Credit India Foundation is at H.No. 43 Paras Gulab Vatika, Phase 01, Sehore, Madhya Pradesh, India – 466001.
Delights Micro Credit India Foundation operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Delights Micro Credit India Foundation is compliant as of 15 July 2026. The company is actively filing with the Registrar of Companies.
Delights Micro Credit India Foundation can be reached at its registered office: H.No. 43 Paras Gulab Vatika, Phase 01, Sehore, Madhya Pradesh, India – 466001.