Dhanachakra Nidhi Limited
About Dhanachakra Nidhi Limited
Data last updated:
Dhanachakra Nidhi Limited is a nidhi company based in Ernakulam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 12 December 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2019PLN060726.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹15.64 Lakh. It is led by directors including Beettu Paul (Managing Director) and Joby George (Whole-Time Director).
Its last annual general meeting (AGM) was held on 08 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. VIII – 366 E Kizhakkeveettil Building East Marady P O Muvattupuzha, Ernakulam, Kerala, India – 686673.
As per the financials filed for FY 2025, the company reported a revenue of ₹23.27 Lakh, a decline of 27% compared to the previous year. For the same year it recorded a net profit of ₹3.15 Lakh (net margin 13.5%) and EBITDA of ₹11.56 Lakh (EBITDA margin 49.7%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 151% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Dhanachakra Nidhi Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No. VIII – 366 E Kizhakkeveettil Building East Marady P O Muvattupuzha, Ernakulam, Kerala, India – 686673
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Dhanachakra Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Dhanachakra Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Dhanachakra Nidhi Limited, buy the company report.
Financials of Dhanachakra Nidhi Limited
FY 2025 filings availableDhanachakra Nidhi Limited reported revenue of ₹23.27 Lakh (down 27% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 27% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 151%. EBITDA rose 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹11.56 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹3.15 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 49.7% | ||||
| Net Profit Margin | 13.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Dhanachakra Nidhi Limited, buy the company report.
Board of directors of Dhanachakra Nidhi Limited
Dhanachakra Nidhi has 9 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Byju John | Director | 12 Dec 2019 | 6 Years 10 Months | Current |
| George Saji | Director | 05 Feb 2020 | 6 Years 9 Months | Current |
| Beettu Paul | Managing Director | 05 Feb 2020 | 6 Years 9 Months | Current |
| Santy Kizhakkeveettil Chacko | Director | 05 Feb 2020 | 6 Years 9 Months | Current |
| Sabu Valiamattam | Director | 12 Dec 2019 | 6 Years 10 Months | Current |
| Joby George | Whole-Time Director | 12 Dec 2019 | 6 Years 10 Months | Current |
Peer comparison
Dhanachakra Nidhi Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dhan Wealth Kuries Private Limited | ₹24 Lakh (FY 2024) | 3.0% | Thrissur, Kerala, India | |||
| Ayesha Micro Finance Association | ₹23.88 Lakh (FY 2025) | 267.0% | Allahabad, Uttar Pradesh, India | |||
| Niharika Nidhi Limited | ₹23.73 Lakh (FY 2022) | 700.0% | Badkulla, West Bengal, India | |||
| LG Diamond Chits Private Limited | ₹23.71 Lakh (FY 2024) | -15.0% | Coimbatore, Tamil Nadu, India | |||
| Dhanachakra Nidhi Limitedthis company | ₹23.27 Lakh (FY 2025) | ₹3.15 Lakh | 13.5% | -27.0% | Ernakulam, Kerala, India | |
| Indu Chit Fund Private Limited | ₹23.12 Lakh (FY 2025) | -4.0% | Hyderabad, Telangana, India | |||
| Ijk Number One Kuries Private Limited | ₹23.03 Lakh (FY 2025) | -14.0% | Thrissur, Kerala, India | |||
| Mighty Chit Funds Private Limited | ₹22.84 Lakh (FY 2025) | 37.0% | Triprayar, Kerala, India |
To see the full peer comparison of Dhanachakra Nidhi Limited, buy the company report.
Auditor
Dhanachakra Nidhi Limited is audited by NAMBIDI AND ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| NAMBIDI AND ASSOCIATES | FY 2023 | 018217S |
Shareholding
The shareholding of Dhanachakra Nidhi Limited is on record for FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Dhanachakra Nidhi Limited, buy the company report.
Legal cases
Dhanachakra Nidhi Limited has 1 court case on record: 1 filed by Dhanachakra Nidhi. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 3 others | Disposed |
To see the full case history of Dhanachakra Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Dhanachakra Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Dhanachakra Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Dhanachakra Nidhi Limited has 13 board changes on record since 2019: 11 appointments and 2 cessations. The latest: Reji George ceased to be Whole-Time Director on 31 Oct 2023.
4 earlier events are in the company report.
Frequently asked questions
Dhanachakra Nidhi is an active nidhi company based in Ernakulam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 12 December 2019 (7+ years old) and is registered under CIN U65990KL2019PLN060726.
Dhanachakra Nidhi has 9 current directors:
- Beettu Paul - Managing Director
- Joby George - Whole-Time Director
- Sibi - Whole-Time Director
- Byju John - Director
- George Saji - Director
- Santy Kizhakkeveettil Chacko - Director
- Sabu Valiamattam - Director
- Nithin Joy - Director
- Ajil Jose - Director
The latest financial statements of Dhanachakra Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 08 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Dhanachakra Nidhi is U65990KL2019PLN060726. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Dhanachakra Nidhi has 1 court case on record: 1 filed by the company.
Dhanachakra Nidhi was incorporated on 12 December 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Dhanachakra Nidhi by revenue are Dhan Wealth Kuries Private Limited, Ayesha Micro Finance Association, Niharika Nidhi Limited, LG Diamond Chits Private Limited, Indu Chit Fund Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Reji George ceased to be Whole-Time Director on 31 Oct 2023. Ajil Jose was appointed as Director on 05 Feb 2020. Beettu Paul was appointed as Managing Director on 05 Feb 2020. Dhanachakra Nidhi has 13 board changes on record in total.
The registered office of Dhanachakra Nidhi is at Door No. VIII – 366 E Kizhakkeveettil Building East Marady P O Muvattupuzha, Ernakulam, Kerala, India – 686673.
Dhanachakra Nidhi operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Dhanachakra Nidhi is compliant as of 19 September 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
