Divashree Micro Credit Foundation
About Divashree Micro Credit Foundation
Data last updated:
Divashree Micro Credit Foundation is a private not for profit company based in Moradabad, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 April 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65929UP2017NPL092142.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Shefali Porwal and Parag Porwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ballabh Sadan Civil Line, Moradabad, Uttar Pradesh, India – 241001.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.57 Lakh, a growth of 20% compared to the previous year. For the same year it recorded a net profit of ₹17,679 (net margin 3.9%) and EBITDA of ₹23,891 (EBITDA margin 5.2%). Revenue has grown at a compounded annual rate (CAGR) of 22% over three years and 42% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Divashree Micro Credit Foundation's registered office is in Moradabad, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressBallabh Sadan Civil Line, Moradabad, Uttar Pradesh, India – 241001
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Divashree Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Divashree Micro Credit Foundation is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
Financials of Divashree Micro Credit Foundation
FY 2025 filings availableDivashree Micro Credit Foundation reported revenue of ₹4.57 Lakh (up 20% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 42% over five years, including 20% growth in the latest year. EBITDA fell 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹23,891 | ||||
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| Net Profit (PAT) | ₹17,679 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 5.2% | ||||
| Net Profit Margin | 3.9% | ||||
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To see the full financial statements and ratios of Divashree Micro Credit Foundation, buy the company report.
Board of directors of Divashree Micro Credit Foundation
Divashree Micro Credit Foundation has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shefali Porwal | Director | 11 Apr 2017 | 9 Years 6 Months | Current |
| Parag Porwal | Director | 11 Apr 2017 | 9 Years 6 Months | Current |
Peer comparison
Divashree Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ghost Commercial Private Limited | ₹4.68 Lakh (FY 2024) | -5.0% | Kolkata, West Bengal, India | |||
| Jeevan Amrit Micro Credit Foundation | ₹4.64 Lakh (FY 2018) | 134.0% | Harraiya, Uttar Pradesh, India | |||
| Sri Subha Jeevan Finance Services Private Limited | ₹4.62 Lakh (FY 2025) | 42.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Gulmeshwar Arban Multiple Nidhi Limited | ₹4.6 Lakh (FY 2023) | 7.0% | Gulaj, Maharashtra, India | |||
| Janmitra Longlife Nidhi Limited | ₹4.6 Lakh (FY 2023) | 194.0% | New Delhi, Delhi, India | |||
| Divashree Micro Credit Foundationthis company | ₹4.57 Lakh (FY 2024) | ₹17,679 | 3.9% | 20.0% | Moradabad, Uttar Pradesh, India | |
| Bardanwala Leasing and Finance Private Limited | ₹4.57 Lakh (FY 2025) | Jamnagar, Gujarat, India | ||||
| E R Micro Finance | ₹4.53 Lakh (FY 2025) | 12.0% | Bharatpur, Rajasthan, India | |||
| Maxwell Leasing and Finance Private Limited | ₹4.52 Lakh (FY 2025) | -73.0% | Delhi, India | |||
| Subhushan Investments Private Limited | ₹4.48 Lakh (FY 2023) | 40.0% | Navin Shahdara, Delhi, India | |||
| Kenshine Solutions Private Limited | ₹4.45 Lakh (FY 2020) | -84.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Divashree Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Divashree Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Divashree Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Divashree Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Divashree Micro Credit Foundation has 2 board changes on record since 2017: 2 appointments. The latest: Parag Porwal was appointed as Director on 11 Apr 2017.
Frequently asked questions
Divashree Micro Credit Foundation is an active private not for profit company based in Moradabad, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 April 2017 (9+ years old) and is registered under CIN U65929UP2017NPL092142.
Divashree Micro Credit Foundation has 2 current directors:
- Shefali Porwal - Director
- Parag Porwal - Director
The latest financial statements of Divashree Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Divashree Micro Credit Foundation is U65929UP2017NPL092142. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Divashree Micro Credit Foundation was incorporated on 11 April 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Divashree Micro Credit Foundation by revenue are Ghost Commercial Private Limited, Jeevan Amrit Micro Credit Foundation, Sri Subha Jeevan Finance Services Private Limited, Gulmeshwar Arban Multiple Nidhi Limited, Janmitra Longlife Nidhi Limited and 5 more, all in the same principal business activity (financial and credit leasing activities).
Parag Porwal was appointed as Director on 11 Apr 2017. Shefali Porwal was appointed as Director on 11 Apr 2017.
The registered office of Divashree Micro Credit Foundation is at Ballabh Sadan Civil Line, Moradabad, Uttar Pradesh, India – 241001.
Divashree Micro Credit Foundation operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Divashree Micro Credit Foundation is compliant as of 27 August 2026. The company is actively filing with the Registrar of Companies.
Divashree Micro Credit Foundation can be reached at its registered office: Ballabh Sadan Civil Line, Moradabad, Uttar Pradesh, India – 241001.
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