Divitha Chit Funds Private Limited
About Divitha Chit Funds Private Limited
Data last updated:
Divitha Chit Funds Private Limited is a private limited company based in Mysore, Karnataka, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 14 October 2022.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65999KA2022PTC167071.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Nagarajegowda Hosakoppal Karigowda and Karigowda Ramegowda.
Its last annual general meeting (AGM) was held on 20 October 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 3324/3225 Ward No. 6 Sri Raghavendra Complex Mysore Hassan Road. Opp. Sbi, Karnataka, India – 571602.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.72 Lakh, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹15,990 (net margin 1.6%) and EBITDA of ₹32,220 (EBITDA margin 3.3%).
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressNo. 3324/3225 Ward No. 6 Sri Raghavendra Complex Mysore Hassan Road. Opp. Sbi, Karnataka, India – 571602
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Divitha Chit Funds Private Limited
The main business activity of Divitha Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Divitha Chit Funds Private Limited FY 2025 filings available
Divitha Chit Funds Private Limited reported revenue of ₹9.72 Lakh (up 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Divitha Chit Funds Private Limited
Revenue rose 12% in the latest year. EBITDA fell 8% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Divitha Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | ₹32,220 | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | ₹15,990 | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Divitha Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 3.3% | •••• | •••• |
| Net Profit Margin | 1.6% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Divitha Chit Funds are in the company report.
Financial statements from FY 2023
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Divitha Chit Funds Private Limited
Divitha Chit Funds has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nagarajegowda Hosakoppal Karigowda | Director | 14 Oct 2022 | 4 Years 0 Months | Current |
| Karigowda Ramegowda | Director | 14 Oct 2022 | 4 Years 0 Months | Current |
| Murthy Munjanahalli Devegowda | Director | 14 Oct 2022 | 4 Years 0 Months | Current |
Peer Comparison of Divitha Chit Funds Private Limited
Divitha Chit Funds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Annamalai Chit Funds (Trichy) Private Limited | ₹9.86 Lakh (FY 2025) | •••• | •••• | 554.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Taruni Chit Funds Siddipet Private Limited | ₹9.85 Lakh (FY 2021) | •••• | •••• | 7.0% | •••• | Siddipet, Telangana, India |
| SN Growth Chit Funds Private Limited | ₹9.83 Lakh (FY 2023) | •••• | •••• | 0.0% | •••• | Hyderabad, Telangana, India |
| Shri Annadaneshwari Chit Funds Private Limited | ₹9.75 Lakh (FY 2025) | •••• | •••• | -40.0% | •••• | Jamakhandi, Karnataka, India |
| Jai Sai Chit Funds India Private Limited | ₹9.73 Lakh (FY 2023) | •••• | •••• | 59.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Divitha Chit Funds Private Limited this company | ₹9.72 Lakh (FY 2025) | •••• | •••• | 12.0% | •••• | Mysore, Karnataka, India |
| Jijis Chit Funds Private Limited | ₹9.71 Lakh (FY 2018) | •••• | •••• | 2.0% | •••• | Tenkasi, Tamil Nadu, India |
| Sri Lakshmi Ameya Chit Funds Private Limited | ₹9.7 Lakh (FY 2024) | •••• | •••• | 736.0% | •••• | Mancherial, Telangana, India |
| Ankuramithra Chit Funds Private Limited | ₹9.47 Lakh (FY 2021) | •••• | •••• | -40.0% | •••• | Hanamkonda, Telangana, India |
| Sri Dhurkaambigai Chit Funds Private Limited | ₹9.47 Lakh (FY 2017) | •••• | •••• | -3.0% | •••• | Coimbatore, Tamil Nadu, India |
| P T M Chit Funds Private Limited | ₹9.46 Lakh (FY 2024) | •••• | •••• | 35.0% | •••• | Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Divitha Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Divitha Chit Funds Private Limited
Divitha Chit Funds Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Divitha Chit Funds Private Limited
Employment history and EPFO contributions of people linked to Divitha Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Divitha Chit Funds Private Limited
Divitha Chit Funds Private Limited has 3 board changes on record since 2022: 3 appointments. The latest: Karigowda Ramegowda was appointed as Director on 14 Oct 2022.
Credit Ratings, Litigation & Regulatory Alerts for Divitha Chit Funds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Divitha Chit Funds Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Divitha Chit Funds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Divitha Chit Funds Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Divitha Chit Funds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Divitha Chit Funds Private Limited
Divitha Chit Funds is an active private limited company based in Mysore, Karnataka, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 14 October 2022 (4+ years old) and is registered under CIN U65999KA2022PTC167071.
Divitha Chit Funds reported revenue of ₹9.72 Lakh for FY 2025 (up 12% YoY).
Divitha Chit Funds has 3 current directors:
- Nagarajegowda Hosakoppal Karigowda - Director
- Karigowda Ramegowda - Director
- Murthy Munjanahalli Devegowda - Director
Divitha Chit Funds reported a net profit of ₹15,990 (net margin 1.6%) and EBITDA of ₹32,220 (EBITDA margin 3.3%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Divitha Chit Funds is U65999KA2022PTC167071. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Divitha Chit Funds was incorporated on 14 October 2022, making it 4+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Divitha Chit Funds by revenue are Annamalai Chit Funds (Trichy) Private Limited, Taruni Chit Funds Siddipet Private Limited, SN Growth Chit Funds Private Limited, Shri Annadaneshwari Chit Funds Private Limited, Jai Sai Chit Funds India Private Limited and 5 more, all in the BFSI industry (Chit Funds).
Karigowda Ramegowda was appointed as Director on 14 Oct 2022. Murthy Munjanahalli Devegowda was appointed as Director on 14 Oct 2022. Nagarajegowda Hosakoppal Karigowda was appointed as Director on 14 Oct 2022.
The registered office of Divitha Chit Funds is at No. 33243225 Ward No. 6 Sri Raghavendra Complex Mysore Hassan Road. Opp. Sbi, Karnataka, India – 571602.
Divitha Chit Funds has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.
Divitha Chit Funds operates in the financial services industry, in the other financial intermediation segment.