Ef Insurance Advisors Private Limited

Ef Insurance Advisors Private Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U65999WB2002PTC095162 Incorporated 16 September 2002 ROC Kolkata HQ Kolkata, West Bengal, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2022
₹40,307
▼ 62% YoY
Net profit · FY 2022
₹12,751
Net margin 31.6%
EBITDA · FY 2022
₹16,754
EBITDA margin 41.6%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
24 yrs
Est. 2002
Directors on board
5
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Ef Insurance Advisors Private Limited

Data last updated:

Ef Insurance Advisors Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the insurance brokerage and advisory segment of the financial services sector. It was incorporated on 16 September 2002 and has been in existence for over 24 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB2002PTC095162.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Rashi Agarwal and Sudeep Poddar.

Its last annual general meeting (AGM) was held on 12 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.

As per the financials filed for FY 2022, the company reported a revenue of ₹40,307, a decline of 62% compared to the previous year. For the same year it recorded a net profit of ₹12,751 (net margin 31.6%) and EBITDA of ₹16,754 (EBITDA margin 41.6%). Revenue has declined at a compounded annual rate (CAGR) of 18% over three years and 12% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999WB2002PTC095162
Registration Number 095162
Incorporation Date 16 September 2002
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 12 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Ef Insurance Advisors Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029
  • Industry
    Financial Services, Insurance Brokerage & Advisory

To see the full contact details of Ef Insurance Advisors Private Limited, buy the company report.

Comprehensive company report
Ef Insurance Advisors Private Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
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  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Ef Insurance Advisors is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK7Financial Advisory, brokerage and Consultancy Services

Financials of Ef Insurance Advisors Private Limited

FY 2025 filings available

Ef Insurance Advisors Private Limited reported revenue of ₹40,307 (down 62% YoY) for FY 2022.

Revenue · FY 2022
₹40,307 ▼ 62%
Net profit · FY 2022
₹12,751 margin 31.6%
EBITDA · FY 2022
₹16,754 margin 41.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 62%
3 years · compounded
▼ 18%
5 years · compounded
▼ 12%
EBITDA CAGR growth
1 year
▼ 3%

Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 62% fall in the latest year. EBITDA fell 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹40,307
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹16,754
Profit Before Tax
Tax Expense
Net Profit (PAT)₹12,751
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profitability
EBITDA Margin41.6%
Net Profit Margin31.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ef Insurance Advisors Private Limited, buy the company report.

Board of directors of Ef Insurance Advisors Private Limited

Ef Insurance Advisors has 5 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Rashi AgarwalDirector25 Jul 200719 Years 3 MonthsCurrent
Sudeep PoddarDirector11 Apr 200323 Years 6 MonthsCurrent
Ajoy AgarwalDirector01 Jan 20251 Years 10 MonthsCurrent
Ambrish AgarwalDirector01 Jan 20251 Years 10 MonthsCurrent
Abhishek AgarwalDirector01 Jan 20251 Years 10 MonthsCurrent

Auditor

Ef Insurance Advisors Private Limited is audited by A C MAROTI & CO for the financial year 2022.

Auditor firmFinancial yearFirm registration number
A C MAROTI & COFY 2022315058E

Shareholding

The shareholding of Ef Insurance Advisors Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.

Shareholder categoryFY 2022FY 2021FY 2020FY 2019FY 2018
Promoters
Domestic institutional investors (DII)
Public
Others

To see the full shareholding pattern of Ef Insurance Advisors Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ef Insurance Advisors Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ef Insurance Advisors Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ef Insurance Advisors Private Limited has 9 board changes on record since 2003: 5 appointments and 4 cessations. The latest: Abhishek Agarwal ceased to be Additional Director on 11 Aug 2025.

AGM
Ef Insurance Advisors Private Limited last Annual general meeting of members was held on 12 Aug 2025 as per latest MCA records.
Ceased
Abhishek Agarwal ceased to be Additional Director.
Ceased
Ambrish Agarwal ceased to be Additional Director.
Ceased
Aditya Kumar Agarwal ceased to be Additional Director.
Filing
Ef Insurance Advisors Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Appointed
Abhishek Agarwal was appointed as Director.
Appointed
Ajoy Agarwal was appointed as Director.
Appointed
Ambrish Agarwal was appointed as Director.
Ceased
Ajoy Agarwal ceased to be Director.
Appointed
Rashi Agarwal was appointed as Director.
Appointed
Sudeep Poddar was appointed as Director.
Incorporation
16 Sep 2002
Ef Insurance Advisors Private Limited was registered on 16 Sep 2002 with Roc Kolkata & aged 24 years 1 month as per MCA records.

Frequently asked questions

Ef Insurance Advisors is an active private limited company based in Kolkata, West Bengal, India. The company works in insurance brokerage and advisory, within the financial services industry. It was incorporated on 16 September 2002 (24+ years old) and is registered under CIN U65999WB2002PTC095162.

Ef Insurance Advisors has 5 current directors:

The latest financial statements of Ef Insurance Advisors on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 12 August 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Ef Insurance Advisors is U65999WB2002PTC095162. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ef Insurance Advisors was incorporated on 16 September 2002, making it 24+ years old. It is registered with the Registrar of Companies, Kolkata.

Abhishek Agarwal ceased to be Additional Director on 11 Aug 2025. Ambrish Agarwal ceased to be Additional Director on 11 Aug 2025. Aditya Kumar Agarwal ceased to be Additional Director on 05 May 2025. Ef Insurance Advisors has 9 board changes on record in total.

The registered office of Ef Insurance Advisors is at Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.

Ef Insurance Advisors operates in the financial services industry, in the insurance brokerage and advisory segment.

The compliance status of Ef Insurance Advisors is compliant as of 05 September 2026. The company is actively filing with the Registrar of Companies.

Ef Insurance Advisors can be reached at its registered office: Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.