
Ef Insurance Advisors Private Limited
About Ef Insurance Advisors Private Limited
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Ef Insurance Advisors Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the insurance brokerage and advisory segment of the financial services sector. It was incorporated on 16 September 2002 and has been in existence for over 24 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB2002PTC095162.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Rashi Agarwal and Sudeep Poddar.
Its last annual general meeting (AGM) was held on 12 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.
As per the financials filed for FY 2022, the company reported a revenue of ₹40,307, a decline of 62% compared to the previous year. For the same year it recorded a net profit of ₹12,751 (net margin 31.6%) and EBITDA of ₹16,754 (EBITDA margin 41.6%). Revenue has declined at a compounded annual rate (CAGR) of 18% over three years and 12% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ef Insurance Advisors Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.
- Email
- Registered AddressSkand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029
- IndustryFinancial Services, Insurance Brokerage & Advisory
To see the full contact details of Ef Insurance Advisors Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ef Insurance Advisors is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
Financials of Ef Insurance Advisors Private Limited
FY 2025 filings availableEf Insurance Advisors Private Limited reported revenue of ₹40,307 (down 62% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 62% fall in the latest year. EBITDA fell 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹40,307 | ||||
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| Total Expenses | |||||
| EBITDA | ₹16,754 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹12,751 | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 41.6% | ||||
| Net Profit Margin | 31.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Ef Insurance Advisors Private Limited, buy the company report.
Board of directors of Ef Insurance Advisors Private Limited
Ef Insurance Advisors has 5 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rashi Agarwal Also directs: Ruceru Couture Private Limited | Director | 25 Jul 2007 | 19 Years 3 Months | Current |
| Sudeep Poddar Also directs: Atsu Fincon LLP, RNT Plantations Limited | Director | 11 Apr 2003 | 23 Years 6 Months | Current |
| Ajoy Agarwal Also directs: Aa4 Restaurants & Hospitality LLP, Skylite Textiles & Invstments Pvt Ltd, Erica Manufacturing Private Limited and 5 more | Director | 01 Jan 2025 | 1 Years 10 Months | Current |
| Ambrish Agarwal Also directs: Aa4 Restaurants & Hospitality LLP, Skylite Textiles & Invstments Pvt Ltd, Erica Manufacturing Private Limited and 5 more | Director | 01 Jan 2025 | 1 Years 10 Months | Current |
| Abhishek Agarwal Also directs: Aa4 Restaurants & Hospitality LLP, Skylite Textiles & Invstments Pvt Ltd, Erica Manufacturing Private Limited and 5 more | Director | 01 Jan 2025 | 1 Years 10 Months | Current |
Auditor
Ef Insurance Advisors Private Limited is audited by A C MAROTI & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A C MAROTI & CO | FY 2022 | 315058E |
Shareholding
The shareholding of Ef Insurance Advisors Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ef Insurance Advisors Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ef Insurance Advisors Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ef Insurance Advisors Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ef Insurance Advisors Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ef Insurance Advisors Private Limited has 9 board changes on record since 2003: 5 appointments and 4 cessations. The latest: Abhishek Agarwal ceased to be Additional Director on 11 Aug 2025.
Frequently asked questions
Ef Insurance Advisors is an active private limited company based in Kolkata, West Bengal, India. The company works in insurance brokerage and advisory, within the financial services industry. It was incorporated on 16 September 2002 (24+ years old) and is registered under CIN U65999WB2002PTC095162.
Ef Insurance Advisors has 5 current directors:
- Rashi Agarwal - Director
- Sudeep Poddar - Director
- Ajoy Agarwal - Director
- Ambrish Agarwal - Director
- Abhishek Agarwal - Director
The latest financial statements of Ef Insurance Advisors on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 12 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ef Insurance Advisors is U65999WB2002PTC095162. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ef Insurance Advisors was incorporated on 16 September 2002, making it 24+ years old. It is registered with the Registrar of Companies, Kolkata.
Abhishek Agarwal ceased to be Additional Director on 11 Aug 2025. Ambrish Agarwal ceased to be Additional Director on 11 Aug 2025. Aditya Kumar Agarwal ceased to be Additional Director on 05 May 2025. Ef Insurance Advisors has 9 board changes on record in total.
The registered office of Ef Insurance Advisors is at Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.
Ef Insurance Advisors operates in the financial services industry, in the insurance brokerage and advisory segment.
The compliance status of Ef Insurance Advisors is compliant as of 05 September 2026. The company is actively filing with the Registrar of Companies.
Ef Insurance Advisors can be reached at its registered office: Skand Building Flat No. – 2R 2nd Floor 130A Rash Behari Avenue, Kolkata, West Bengal, India – 700029.

