MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-DL-11-0001965
Electrum Fintech Solutions Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹2.52 Cr
▼ 38% YoY
Net profit · FY 2025
₹5.85 Lakh
Net margin 2.3%
EBITDA · FY 2025
₹7.94 Lakh
EBITDA margin 3.1%
Authorised capital
₹30 Lakh
Registered with MCA
Paid-up capital
₹21.96 Lakh
Issued & subscribed
Company age
13 yrs
Est. 2013
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Electrum Fintech Solutions Private Limited
Data last updated:
Electrum Fintech Solutions Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 28 November 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2013PTC261245. Its GSTIN is 07AADCH2990Q1ZY (Delhi).
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹21.96 Lakh. It was formerly known as Heal Advisors Private Limited. It is led by directors Arun Kumar Saxena and Narayan Ramesh Swamy.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at F – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.52 Cr, a decline of 38% compared to the previous year. For the same year it recorded a net profit of ₹5.85 Lakh (net margin 2.3%) and EBITDA of ₹7.94 Lakh (EBITDA margin 3.1%). Revenue has grown at a compounded annual rate (CAGR) of 85% over three years and 98% over five years.
Electrum Fintech Solutions Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-11-0001965). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website zro.money.
Company Details of Electrum Fintech Solutions Private Limited
CIN U74999DL2013PTC261245
Registration Number 261245
Incorporation Date 28 November 2013
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-DL-11-0001965
Recognitions & Rankings of Electrum Fintech Solutions
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Apps
- Registered AddressF – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077
- IndustryFinancial Services, Digital Payment Solutions
Comprehensive company report
Electrum Fintech Solutions Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity
The main business activity of Electrum Fintech Solutions is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Premium access
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Financials of Electrum Fintech Solutions Private Limited
FY 2025 filings availableElectrum Fintech Solutions Private Limited reported revenue of ₹2.52 Cr (down 38% YoY) for FY 2025.
Revenue · FY 2025
₹2.52 Cr ▼ 38%
Net profit · FY 2025
₹5.85 Lakh margin 2.3%
EBITDA · FY 2025
₹7.94 Lakh margin 3.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 38%
3 years · compounded
▲ 85%
5 years · compounded
▲ 98%
EBITDA CAGR growth
1 year
▼ 22%
3 years · compounded
▲ 30%
5 years · compounded
▲ 71%
Revenue fell 38% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 98%. EBITDA fell 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | |
| Other Income | •••• | |
| Total Revenue | •••• | |
| Cost of Materials Consumed | •••• | |
| Employee Benefit Expense | •••• | |
| Finance Costs | •••• | |
| Depreciation and Amortisation | •••• | |
| Other Expenses | •••• | |
| Total Expenses | •••• | |
| EBITDA | ₹7.94 Lakh | |
| Profit Before Tax | •••• | |
| Tax Expense | •••• | |
| Net Profit (PAT) | ₹5.85 Lakh | |
| Balance Sheet | ||
| Share Capital | •••• | |
| Reserves and Surplus | •••• | |
| Net Worth (Total Equity) | •••• | |
| Long-term Borrowings | •••• | |
| Short-term Borrowings | •••• | |
| Trade Payables | •••• | |
| Total Liabilities | •••• | |
| Fixed Assets | •••• | |
| Investments | •••• | |
| Inventories | •••• | |
| Trade Receivables | •••• | |
| Cash and Bank Balance | •••• | |
| Total Assets | •••• | |
Financial Ratios
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 3.1% | |
| Net Profit Margin | 2.3% | |
| Return on Equity (ROE) | •••• | |
| Return on Capital Employed (ROCE) | •••• | |
| Return on Assets (ROA) | •••• | |
| Liquidity and Debt | ||
| Current Ratio | •••• | |
| Quick Ratio | •••• | |
| Debt-to-Equity Ratio | •••• | |
| Interest Coverage Ratio | •••• | |
| Efficiency and Growth | ||
| Asset Turnover | •••• | |
| Receivable Days | •••• | |
| Payable Days | •••• | |
| Inventory Days | •••• | |
| Revenue Growth | •••• | |
| Net Profit Growth | •••• | |
Paid data: the figures shown as dots, and every line for FY 2020-21 to FY 2023-24, are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Electrum Fintech Solutions are in the company report.
: available in the company report
Board of Directors of Electrum Fintech Solutions Private Limited
Electrum Fintech Solutions has 2 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Arun Kumar Saxena Also directs: Payfac Financial Technology Private Limited | Director | 01 Nov 2023 | 2 Years 11 Months | Current |
| Narayan Ramesh Swamy | Director | 23 Mar 2021 | 5 Years 6 Months | Current |
Peer Comparison
Electrum Fintech Solutions Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Fintech, Payment Solution Providers), with the same principal business activity (other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Payswap Fintech Private Limited | ₹2.65 Cr (FY 2024) | •••• | •••• | 20.0% | •••• | Jaipur, Rajasthan, India |
| Myra Bansal Fintech Capital Private Limited | ₹2.53 Cr (FY 2025) | •••• | •••• | 135.0% | •••• | New Delhi, Delhi, India |
| Electrum Fintech Solutions Private Limited this company | ₹2.52 Cr (FY 2025) | •••• | •••• | -38.0% | •••• | New Delhi, Delhi, India |
| Vark Fintech Private Limited | ₹2.46 Cr (FY 2025) | •••• | •••• | -8.0% | •••• | Hyderabad, Telangana, India |
Peers are the companies nearest to Electrum Fintech Solutions by revenue, above and below it, in the BFSI industry (Fintech, Payment Solution Providers), with the same principal business activity (other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details
Electrum Fintech Solutions Private Limited is audited by MITTAL NIRBHAY & CO. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MITTAL NIRBHAY & CO. | Locked | Locked | Locked |
: available in the company report
Ownership and Shareholding
: available in the company report
Charges & Borrowings
Electrum Fintech Solutions Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance
Employment history and EPFO contributions of people linked to Electrum Fintech Solutions.
: available in the company report
Recent Activity
Electrum Fintech Solutions Private Limited has 14 board changes on record since 2013: 2 appointments and 12 cessations. The latest: Arun Kumar Saxena was appointed as Director on 01 Nov 2023.
AGM
Electrum Fintech Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Electrum Fintech Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Appointed
Arun Kumar Saxena was appointed as Director.
Ceased
Nikhil Sharma ceased to be Director.
Ceased
Kalpana Saxena ceased to be Additional Director.
Ceased
Narayan Ramesh Swamy ceased to be Additional Director.
Ceased
Mukesh Panhotra ceased to be Director.
Ceased
Suhail Ahmad ceased to be Director.
Appointed
Narayan Ramesh Swamy was appointed as Director.
Ceased
Sunil Malik ceased to be Additional Director.
Ceased
Abha Singhal ceased to be Director.
Ceased
Preeti Singhal ceased to be Director.
5 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts
: available in the company report
MSME Payment Delays
: available in the company report
Subsidiaries & Group Companies
: available in the company report
GST Compliance
Electrum Fintech Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCH2990Q1ZY | Delhi | Active | 01 Jul 2017 |
: available in the company report
MCA Filings & Documents
: available in the company report
Frequently Asked Questions
Electrum Fintech Solutions is an active private limited company based in New Delhi, Delhi, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 28 November 2013 (13+ years old) and is registered under CIN U74999DL2013PTC261245.
Electrum Fintech Solutions has 2 current directors:
- Arun Kumar Saxena - Director
- Narayan Ramesh Swamy - Director
The latest financial statements of Electrum Fintech Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Electrum Fintech Solutions is 07AADCH2990Q1ZY, registered in Delhi.
The CIN (Corporate Identification Number) of Electrum Fintech Solutions is U74999DL2013PTC261245. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Electrum Fintech Solutions was incorporated on 28 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Electrum Fintech Solutions by revenue are Payswap Fintech Private Limited, Myra Bansal Fintech Capital Private Limited, Vark Fintech Private Limited, all in the BFSI industry (Fintech, Payment Solution Providers), with the same principal business activity (other financial activities).
Arun Kumar Saxena was appointed as Director on 01 Nov 2023. Nikhil Sharma ceased to be Director on 31 Oct 2023. Kalpana Saxena ceased to be Additional Director on 01 Dec 2021. Electrum Fintech Solutions has 14 board changes on record in total.
Yes, Electrum Fintech Solutions is registered as a small enterprise under Udyam registration (number: UDYAM-DL-11-0001965).
Electrum Fintech Solutions can be reached through the website zro.money. Its registered office is in New Delhi, Delhi, India.
The registered office of Electrum Fintech Solutions is at F – 7 First Floor Manish Global Mall, Sector – 22 Dwarka, New Delhi, Delhi, India – 110077.