Elshaddai Nidhi Limited
About Elshaddai Nidhi Limited
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Elshaddai Nidhi Limited is a nidhi company based in Ernakulam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 06 December 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2019PLN060662.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.59 Lakh. It is led by directors including Vinayappan and Francis Kalathil Ettira.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.15/53 – A Christian Servicesociety Japamala Ranji Area P O Thuruthippuram, Ernakulam, Kerala, India – 680667.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.42 Lakh, a growth of 104% compared to the previous year. For the same year it recorded a net loss of ₹1.23 Lakh (net margin -87.2%) and EBITDA of -₹62,457 (EBITDA margin -44.1%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 271% over five years.
Company details
Contact details
Elshaddai Nidhi Limited's registered office is in Ernakulam, Kerala.
- Registered AddressDoor No.15/53 – A Christian Servicesociety Japamala Ranji Area P O Thuruthippuram, Ernakulam, Kerala, India – 680667
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Elshaddai Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Elshaddai Nidhi Limited, buy the company report.
Financials of Elshaddai Nidhi Limited
FY 2025 filings availableElshaddai Nidhi Limited reported revenue of ₹1.42 Lakh (up 104% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 271% over five years, including 104% growth in the latest year. EBITDA rose 81% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹62,457 | ||||
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| Net Profit (PAT) | -₹1.23 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -44.1% | ||||
| Net Profit Margin | -87.2% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Elshaddai Nidhi Limited, buy the company report.
Board of directors of Elshaddai Nidhi Limited
Elshaddai Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vinayappan | Director | 06 Dec 2019 | 6 Years 11 Months | Current |
| Francis Kalathil Ettira | Director | 06 Dec 2019 | 6 Years 11 Months | Current |
| Olattupurath Francis Antony | Director | 06 Dec 2019 | 6 Years 11 Months | Current |
Peer comparison
Elshaddai Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saligramam Benefit Fund Ltd | ₹1.42 Lakh (FY 2018) | -4.0% | Chennai, Tamil Nadu, India | |||
| Luit Savings Nidhi Limited | ₹1.42 Lakh (FY 2024) | -40.0% | Goalpara, Assam, India | |||
| Reji's Abhandhya Chits and Kuries Private Limited | ₹1.42 Lakh (FY 2024) | 41.0% | Malappuram, Kerala, India | |||
| Crangannore Nidhi Limited | ₹1.42 Lakh (FY 2025) | 9.0% | Kodungallur, Kerala, India | |||
| Sannareddy Holdings Private Limited | ₹1.42 Lakh (FY 2025) | -96.0% | Chennai, Tamil Nadu, India | |||
| Elshaddai Nidhi Limitedthis company | ₹1.42 Lakh (FY 2025) | -₹1.23 Lakh | -87.2% | 104.0% | Ernakulam, Kerala, India | |
| Ezyreach Infocom Private Limited | ₹1.42 Lakh (FY 2025) | -7.0% | Kalna, West Bengal, India | |||
| Chitrakoot Merchandise Pvt Ltd | ₹1.42 Lakh (FY 2025) | -1.0% | Agra, Uttar Pradesh, India | |||
| Chainpuri Nidhi Limited | ₹1.41 Lakh (FY 2023) | Muzaffarpur, Bihar, India | ||||
| Mansi Urban Nidhi Limited | ₹1.41 Lakh (FY 2021) | -57.0% | Nanded, Maharashtra, India | |||
| Astha Securities Private Limited | ₹1.41 Lakh (FY 2025) | 301.0% | Uttar Pradesh, India |
To see the full peer comparison of Elshaddai Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Elshaddai Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Elshaddai Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Elshaddai Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Elshaddai Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Francis Kalathil Ettira was appointed as Director on 06 Dec 2019.
Frequently asked questions
Elshaddai Nidhi is an active nidhi company based in Ernakulam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 06 December 2019 (7+ years old) and is registered under CIN U65990KL2019PLN060662.
Elshaddai Nidhi has 3 current directors:
- Vinayappan - Director
- Francis Kalathil Ettira - Director
- Olattupurath Francis Antony - Director
The latest financial statements of Elshaddai Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Elshaddai Nidhi is U65990KL2019PLN060662. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Elshaddai Nidhi was incorporated on 06 December 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Elshaddai Nidhi by revenue are Saligramam Benefit Fund Ltd, Luit Savings Nidhi Limited, Reji's Abhandhya Chits and Kuries Private Limited, Crangannore Nidhi Limited, Sannareddy Holdings Private Limited and 5 more, all in the same principal business activity (other financial activities).
Francis Kalathil Ettira was appointed as Director on 06 Dec 2019. Olattupurath Francis Antony was appointed as Director on 06 Dec 2019. Vinayappan was appointed as Director on 06 Dec 2019.
The registered office of Elshaddai Nidhi is at Door No.1553 – A Christian Servicesociety Japamala Ranji Area P O Thuruthippuram, Ernakulam, Kerala, India – 680667.
Elshaddai Nidhi operates in the financial services industry, in the other financial intermediation segment.
Elshaddai Nidhi can be reached at its registered office: Door No.1553 – A Christian Servicesociety Japamala Ranji Area P O Thuruthippuram, Ernakulam, Kerala, India – 680667.
Elshaddai Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.
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