
Eswarlakshmi Chits Private Limited
About Eswarlakshmi Chits Private Limited
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Eswarlakshmi Chits Private Limited is a private limited company based in Veliyam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 19 September 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PTC037323.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Reshmi Sasidharan and Gopakumar Raghavan Pillai.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at VII/322 Thekkedathu Veedu, Veliyam, Kerala, India – 691540.
As per the financials filed for FY 2024, the company reported a revenue of ₹42,264. For the same year it recorded a net loss of ₹17,723 (net margin -41.9%) and EBITDA of -₹17,723 (EBITDA margin -41.9%). Revenue has declined at a compounded annual rate (CAGR) of 26% over three years and 3% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressVII/322 Thekkedathu Veedu, Veliyam, Kerala, India – 691540
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Eswarlakshmi Chits Private Limited FY 2025 filings available
Eswarlakshmi Chits Private Limited reported revenue of ₹42,264 for FY 2024.
Compounded Annual Growth Rate (CAGR) of Eswarlakshmi Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 3% over five years. EBITDA rose 65% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Eswarlakshmi Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹17,723 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹17,723 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Eswarlakshmi Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -41.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -41.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Eswarlakshmi Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Eswarlakshmi Chits Private Limited
Eswarlakshmi Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Reshmi Sasidharan | Director | 19 Sep 2014 | 12 Years 1 Months | Current |
| Gopakumar Raghavan Pillai | Director | 19 Sep 2014 | 12 Years 1 Months | Current |
Auditor Details of Eswarlakshmi Chits Private Limited
Eswarlakshmi Chits Private Limited is audited by RANGAMANI & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| RANGAMANI & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Eswarlakshmi Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Eswarlakshmi Chits Private Limited
Eswarlakshmi Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Eswarlakshmi Chits Private Limited
Employment history and EPFO contributions of people linked to Eswarlakshmi Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Eswarlakshmi Chits Private Limited
Eswarlakshmi Chits Private Limited has 2 board changes on record since 2014: 2 appointments. The latest: Gopakumar Raghavan Pillai was appointed as Director on 19 Sep 2014.
Credit Ratings, Litigation & Regulatory Alerts for Eswarlakshmi Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Eswarlakshmi Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Eswarlakshmi Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Eswarlakshmi Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Eswarlakshmi Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Eswarlakshmi Chits Private Limited
Eswarlakshmi Chits is an active private limited company based in Veliyam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 19 September 2014 (12+ years old) and is registered under CIN U65992KL2014PTC037323.
Eswarlakshmi Chits reported revenue of ₹42,264 for FY 2024.
Eswarlakshmi Chits has 2 current directors:
- Reshmi Sasidharan - Director
- Gopakumar Raghavan Pillai - Director
Eswarlakshmi Chits reported a net loss of ₹17,723 (net margin -41.9%) and EBITDA of -₹17,723 (EBITDA margin -41.9%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Eswarlakshmi Chits is -26% over three years and -3% over five years. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Eswarlakshmi Chits is U65992KL2014PTC037323. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Eswarlakshmi Chits was incorporated on 19 September 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.
Gopakumar Raghavan Pillai was appointed as Director on 19 Sep 2014. Reshmi Sasidharan was appointed as Director on 19 Sep 2014.
The registered office of Eswarlakshmi Chits is at VII322 Thekkedathu Veedu, Veliyam, Kerala, India – 691540.
Eswarlakshmi Chits has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh.