About Fingold Micro Foundation
Data last updated:
Fingold Micro Foundation is a private not for profit company based in Shahadra, Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 07 September 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL2021NPL386204. Its GSTIN is 07AAECF7142H1ZO (Delhi).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Neetu Singh and Chhitar Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C – 194 G/F Lig Pocket – C East Loni Road, Shahadra, Delhi, India – 110093.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.07 Cr, a growth of 41% compared to the previous year. For the same year it recorded a net profit of ₹2.63 Lakh (net margin 2.5%) and EBITDA of ₹44.25 Lakh (EBITDA margin 41.4%).
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website fingold.in.
Company details
Contact details
Fingold Micro Foundation's registered office is in Shahadra, Delhi. Its website is fingold.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressC – 194 G/F Lig Pocket – C East Loni Road, Shahadra, Delhi, India – 110093
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Fingold Micro Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Fingold Micro Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Fingold Micro Foundation, buy the company report.
Financials of Fingold Micro Foundation
FY 2025 filings availableFingold Micro Foundation reported revenue of ₹1.07 Cr (up 41% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 41% in the latest year. EBITDA rose 111% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹44.25 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹2.63 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 41.4% | |||
| Net Profit Margin | 2.5% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Fingold Micro Foundation, buy the company report.
Board of directors of Fingold Micro Foundation
Fingold Micro Foundation has 9 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Neetu Singh | Director | 14 Dec 2022 | 3 Years 10 Months | Current |
| Chhitar Singh | Director | 20 Mar 2022 | 4 Years 7 Months | Current |
| Geeta | Director | 20 Apr 2022 | 4 Years 6 Months | Current |
| Ankit Kumar | Director | 31 Jan 2022 | 4 Years 8 Months | Current |
| Ramesh Kumar Also directs: Self-Sure Nidhi Limited, MMM Investors India Private Limited | Director | 31 Jan 2022 | 4 Years 8 Months | Current |
| Shubham Also directs: Self-Sure Nidhi Limited, MMM Investors India Private Limited, Bracs Marketing Private Limited and 1 more | Director | 31 Jan 2022 | 4 Years 8 Months | Current |
Peer comparison
Fingold Micro Foundation is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Innovative Social Impact Foundation | ₹1.08 Cr (FY 2025) | 31.0% | Chennai, Tamil Nadu, India | |||
| Fingold Micro Foundationthis company | ₹1.07 Cr (FY 2025) | ₹2.63 Lakh | 2.5% | 41.0% | Shahadra, Delhi, India | |
| Real Smart Micro Finance Association | ₹1.07 Cr (FY 2025) | 48.0% | Varanasi, Uttar Pradesh, India | |||
| Wincoast Nidhi Limited | ₹1.06 Cr (FY 2025) | -10.0% | Thrissur, Kerala, India | |||
| Girnar Chit Funds Private Limited | ₹1.06 Cr (FY 2025) | 0.0% | Hyderabad, Telangana, India | |||
| Maragadhambal Nidhi Limited | ₹1.06 Cr (FY 2025) | 7.0% | Chennai, Tamil Nadu, India | |||
| Sri Goyam Chits Private Limited | ₹1.04 Cr (FY 2024) | 84.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Fingold Micro Foundation, buy the company report.
Auditor
Fingold Micro Foundation is audited by SHARMA VIJAY AND COMPANY for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SHARMA VIJAY AND COMPANY | FY 2023 | 034995C |
Shareholding
The shareholding of Fingold Micro Foundation is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Fingold Micro Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Fingold Micro Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Fingold Micro Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Fingold Micro Foundation has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAECF7142H1ZO | Delhi | Active | 28 Apr 2023 |
To see the full GST registrations and return filing status of Fingold Micro Foundation, buy the company report.
Recent activity
Fingold Micro Foundation has 25 board changes on record since 2021: 17 appointments and 8 cessations. The latest: Rajesh Kumar ceased to be Director on 17 Sep 2025.
16 earlier events are in the company report.
Frequently asked questions
Fingold Micro Foundation is an active private not for profit company based in Shahadra, Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 07 September 2021 (5+ years old) and is registered under CIN U65100DL2021NPL386204.
Fingold Micro Foundation has 9 current directors:
- Neetu Singh - Director
- Chhitar Singh - Director
- Geeta - Director
- Ankit Kumar - Director
- Ramesh Kumar - Director
- Shubham - Director
- Rahul Kumar - Director
- Shivam Nagar - Director
- Inderpal - Director
The latest financial statements of Fingold Micro Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Fingold Micro Foundation is 07AAECF7142H1ZO, registered in Delhi.
The CIN (Corporate Identification Number) of Fingold Micro Foundation is U65100DL2021NPL386204. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Fingold Micro Foundation was incorporated on 07 September 2021, making it 5+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Fingold Micro Foundation by revenue are Innovative Social Impact Foundation, Real Smart Micro Finance Association, Wincoast Nidhi Limited, Girnar Chit Funds Private Limited, Maragadhambal Nidhi Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Rajesh Kumar ceased to be Director on 17 Sep 2025. Inderpal was appointed as Director on 12 Dec 2024. Anjali ceased to be Director on 10 Jul 2024. Fingold Micro Foundation has 25 board changes on record in total.
Fingold Micro Foundation can be reached through the website fingold.in. Its registered office is in Shahadra, Delhi, India.
The registered office of Fingold Micro Foundation is at C – 194 GF Lig Pocket – C East Loni Road, Shahadra, Delhi, India – 110093.
Fingold Micro Foundation operates in the financial services industry, in the microfinance institutions segment.