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Finos Technologies Private Limited - internet in Nagercoil, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹1.85 Cr
▲ 340% YoY
Net profit · FY 2024
₹36.22 Lakh
Net margin 19.6%
EBITDA · FY 2024
₹41.17 Lakh
EBITDA margin 22.2%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Finos Technologies Private Limited
Data last updated:
Finos Technologies Private Limited is a private limited company based in Nagercoil, Tamil Nadu, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 20 April 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U72200TN2018PTC122254. Its GSTIN is 33AADCF3781D1ZX (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Muniandi Arichandran and Sankaran Arun Rajeev.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 16C Muthaliarvilai Kottar, Nagercoil, Tamil Nadu, India – 629002.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.85 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹36.22 Lakh (net margin 19.6%) and EBITDA of ₹41.17 Lakh (EBITDA margin 22.2%). Revenue has grown at a compounded annual rate (CAGR) of 55% over three years and 86% over five years.
The company is associated with 1 brand: FinOS.
For more details, the company can be reached via its website finos.tech.
Company Details of Finos Technologies Private Limited
CIN U72200TN2018PTC122254
Registration Number 122254
Incorporation Date 20 April 2018
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
DPIIT Recognition Recognised Startup
Recognitions & Rankings of Finos Technologies
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address16C Muthaliarvilai Kottar, Nagercoil, Tamil Nadu, India – 629002
- IndustryInternet, Online Financial Services
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Associated Brands with Finos Technologies Private Limited
Finos Technologies operates one associated brand: FinOS. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Cloud software for core banking, open banking, and digital financial services. | finos.tech |
Business Activity of Finos Technologies Private Limited
The main business activity of Finos Technologies is information and communication. In detail, this covers other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
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Financials of Finos Technologies Private Limited FY 2024 filings available
Finos Technologies Private Limited reported revenue of ₹1.85 Cr (up 340% YoY) for FY 2024.
Revenue · FY 2024
₹1.85 Cr ▲ 340%
Net profit · FY 2024
₹36.22 Lakh margin 19.6%
EBITDA · FY 2024
₹41.17 Lakh margin 22.2%
Compounded Annual Growth Rate (CAGR) of Finos Technologies Private Limited
Revenue CAGR growth
1 year
▲ 340%
3 years · compounded
▲ 55%
5 years · compounded
▲ 86%
EBITDA CAGR growth
1 year
▲ 391%
3 years · compounded
▲ 71%
5 years · compounded
▲ 106%
Revenue has grown at a compounded annual rate (CAGR) of 86% over five years, including 340% growth in the latest year. EBITDA rose 391% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Finos Technologies Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹41.17 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹36.22 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Finos Technologies Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.2% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 19.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finos Technologies are in the company report.
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Financial statements from FY 2019
Earlier years and trend charts are in the company report.
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Board of Directors of Finos Technologies Private Limited
Finos Technologies has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Muniandi Arichandran | Director | 24 Feb 2021 | 5 Years 7 Months | Current |
| Sankaran Arun Rajeev | Director | 20 Apr 2018 | 8 Years 6 Months | Current |
Peer Comparison of Finos Technologies Private Limited
Finos Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| K. C. Land and Finance Limited | ₹1.87 Cr (FY 2025) | •••• | •••• | 178.0% | •••• | Punjab, India |
| Innotech Creditsea Platforms Private Limited | ₹1.87 Cr (FY 2025) | •••• | •••• | •••• | Raipur, Chhattisgarh, India | |
| Bifco Leasing and Finance Private Ltd. | ₹1.86 Cr (FY 2025) | •••• | •••• | -2.0% | •••• | New Delhi, Delhi, India |
| HTC Finance Pvt Ltd | ₹1.86 Cr (FY 2024) | •••• | •••• | 15.0% | •••• | Kolkata, West Bengal, India |
| Asset10 Software Private Limited | ₹1.85 Cr (FY 2025) | •••• | •••• | 469.0% | •••• | Hyderabad, Telangana, India |
| Finos Technologies Private Limited this company | ₹1.85 Cr (FY 2024) | •••• | •••• | 340.0% | •••• | Nagercoil, Tamil Nadu, India |
| Chrysalis Finance Limited | ₹1.85 Cr (FY 2025) | •••• | •••• | 11.0% | •••• | Ahmedabad, Gujarat, India |
| Sarojini Finance and Investments Private Limited | ₹1.85 Cr (FY 2025) | •••• | •••• | -6.0% | •••• | New Delhi, Delhi, India |
| Hare Krishna Finance Private Limited | ₹1.84 Cr (FY 2025) | •••• | •••• | -4.0% | •••• | Korba, Chhattisgarh, India |
| Ascent Leasing & Finance Company Limited | ₹1.84 Cr (FY 2025) | •••• | •••• | -52.0% | •••• | Indore, Madhya Pradesh, India |
| Lavesh Finance . Ltd | ₹1.84 Cr (FY 2025) | •••• | •••• | -6.0% | •••• | Borivlai East, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Finos Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Finos Technologies Private Limited
Finos Technologies Private Limited is audited by M/S. DURGA KRISHNAMURTHY AND CO for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M/S. DURGA KRISHNAMURTHY AND CO | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Finos Technologies Private Limited
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Charges & Borrowings of Finos Technologies Private Limited
Finos Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Finos Technologies Private Limited
Employment history and EPFO contributions of people linked to Finos Technologies.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
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Recent Activity on Finos Technologies Private Limited
Finos Technologies Private Limited has 4 board changes on record since 2018: 2 appointments and 2 cessations. The latest: Muniandi Arichandran was appointed as Director on 24 Feb 2021.
AGM
Finos Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Finos Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Appointed
Muniandi Arichandran was appointed as Director.
Ceased
Paramasivan Sivabalamurali ceased to be Director.
Ceased
Arun Tharsius ceased to be Director.
Appointed
Sankaran Arun Rajeev was appointed as Director.
Incorporation
20 Apr 2018
Finos Technologies Private Limited was registered on 20 Apr 2018 with Roc Chennai & aged 8 years 6 months as per MCA records.
Credit Ratings, Litigation & Regulatory Alerts for Finos Technologies Private Limited
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MSME Payment Delays by Finos Technologies Private Limited
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Subsidiaries & Group Companies of Finos Technologies Private Limited
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GST Compliance of Finos Technologies Private Limited
Finos Technologies has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AADCF3781D1ZX | Tamil Nadu | Active | 04 May 2018 |
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MCA Filings & Documents of Finos Technologies Private Limited
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Related news about Finos Technologies Private Limited
Frequently Asked Questions about Finos Technologies Private Limited
Finos Technologies is an active private limited company based in Nagercoil, Tamil Nadu, India. The company works in online financial services, within the internet industry. It was incorporated on 20 April 2018 (8+ years old) and is registered under CIN U72200TN2018PTC122254.
Finos Technologies reported revenue of ₹1.85 Cr for FY 2024 (up 340% YoY).
Finos Technologies has 2 current directors:
- Muniandi Arichandran - Director
- Sankaran Arun Rajeev - Director
Finos Technologies reported a net profit of ₹36.22 Lakh (net margin 19.6%) and EBITDA of ₹41.17 Lakh (EBITDA margin 22.2%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Finos Technologies is 55% over three years and 86% over five years. In the latest year (FY 2024) revenue rose 340%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Finos Technologies is 33AADCF3781D1ZX, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Finos Technologies is U72200TN2018PTC122254. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finos Technologies was incorporated on 20 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Finos Technologies by revenue are K. C. Land and Finance Limited, Innotech Creditsea Platforms Private Limited, Bifco Leasing and Finance Private Ltd, HTC Finance Pvt Ltd, Asset10 Software Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).
Muniandi Arichandran was appointed as Director on 24 Feb 2021. Paramasivan Sivabalamurali ceased to be Director on 24 Feb 2021. Arun Tharsius ceased to be Director on 19 May 2018. Finos Technologies has 4 board changes on record in total.
Yes, Finos Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).