Finspot Micro Foundation
About Finspot Micro Foundation
Data last updated:
Finspot Micro Foundation is a private not for profit company based in New Delhi, Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 23 October 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL2020NPL372021.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ruchee Namdeo and Pankaj Namdeo.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 104 Pillar No. 38 Mangal Bazar, New Delhi, Delhi, India – 110092.
As per the financials filed for FY 2025, the company reported a revenue of ₹26.08 Lakh, a decline of 37% compared to the previous year. For the same year it recorded a net profit of ₹17,807 (net margin 0.7%) and EBITDA of ₹53,831 (EBITDA margin 2.1%).
CIN History
Finspot Micro Foundation has one previous CIN (Corporate Identification Number): U85300DL2020NPL372021. The current CIN is U65100DL2020NPL372021, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL2020NPL372021 | Current |
| U85300DL2020NPL372021 | Previous |
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- Registered Address104 Pillar No. 38 Mangal Bazar, New Delhi, Delhi, India – 110092
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Finspot Micro Foundation
FY 2025 filings availableFinspot Micro Foundation reported revenue of ₹26.08 Lakh (down 37% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 37% in the latest year. EBITDA rose 16% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | |
| Other Income | •••• | |
| Total Revenue | •••• | |
| Cost of Materials Consumed | •••• | |
| Employee Benefit Expense | •••• | |
| Finance Costs | •••• | |
| Depreciation and Amortisation | •••• | |
| Other Expenses | •••• | |
| Total Expenses | •••• | |
| EBITDA | ₹53,831 | |
| Profit Before Tax | •••• | |
| Tax Expense | •••• | |
| Net Profit (PAT) | ₹17,807 | |
| Balance Sheet | ||
| Share Capital | •••• | |
| Reserves and Surplus | •••• | |
| Net Worth (Total Equity) | •••• | |
| Long-term Borrowings | •••• | |
| Short-term Borrowings | •••• | |
| Trade Payables | •••• | |
| Total Liabilities | •••• | |
| Fixed Assets | •••• | |
| Investments | •••• | |
| Inventories | •••• | |
| Trade Receivables | •••• | |
| Cash and Bank Balance | •••• | |
| Total Assets | •••• | |
Financial Ratios
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 2.1% | |
| Net Profit Margin | 0.7% | |
| Return on Equity (ROE) | •••• | |
| Return on Capital Employed (ROCE) | •••• | |
| Return on Assets (ROA) | •••• | |
| Liquidity and Debt | ||
| Current Ratio | •••• | |
| Quick Ratio | •••• | |
| Debt-to-Equity Ratio | •••• | |
| Interest Coverage Ratio | •••• | |
| Efficiency and Growth | ||
| Asset Turnover | •••• | |
| Receivable Days | •••• | |
| Payable Days | •••• | |
| Inventory Days | •••• | |
| Revenue Growth | •••• | |
| Net Profit Growth | •••• | |
Paid data: the figures shown as dots, and every line for FY 2020-21 to FY 2023-24, are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finspot Micro Foundation are in the company report.
Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Board of Directors of Finspot Micro Foundation
Finspot Micro Foundation has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ruchee Namdeo Also directs: GSN Mega Mart LLP, Nextg Nutraceuticals Private Limited | Additional Director | 01 Nov 2021 | 4 Years 11 Months | Current |
| Pankaj Namdeo Also directs: GSN Mega Mart LLP, Nextg Nutraceuticals Private Limited | Additional Director | 01 Nov 2021 | 4 Years 11 Months | Current |
Peer Comparison
Finspot Micro Foundation is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nimma Nidhi Limited | ₹26.46 Lakh (FY 2025) | •••• | •••• | 1434.0% | •••• | Raichur, Karnataka, India |
| Sri Vijaya Bama Chits Private Limited | ₹26.39 Lakh (FY 2025) | •••• | •••• | -36.0% | •••• | Coimbatore, Tamil Nadu, India |
| BRD Kuries (India) Limited | ₹26.3 Lakh (FY 2024) | •••• | •••• | -23.0% | •••• | Thrissur, Kerala, India |
| Flotus Chits Private Limited | ₹26.18 Lakh (FY 2021) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Moneypot Chit Funds Private Limited | ₹26.17 Lakh (FY 2024) | •••• | •••• | 12.0% | •••• | Bangalore, Karnataka, India |
| Finspot Micro Foundation this company | ₹26.08 Lakh (FY 2025) | •••• | •••• | -37.0% | •••• | New Delhi, Delhi, India |
| Nellai Genie Chit Funds Private Limited | ₹25.91 Lakh (FY 2024) | •••• | •••• | 9.0% | •••• | Tirunelveli, Tamil Nadu, India |
| Omaastha Women Micro Finance Private Limited | ₹25.9 Lakh (FY 2024) | •••• | •••• | 252.0% | •••• | Delhi, India |
| Milieu Nidhi Limited | ₹25.81 Lakh (FY 2023) | •••• | •••• | 8.0% | •••• | Ghaziabad, Uttar Pradesh, India |
| Sevak Nidhi Limited | ₹25.79 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Pathanamthitta, Kerala, India |
| Dhanaposhini Kuries (Amballur) Private Limited | ₹25.79 Lakh (FY 2025) | •••• | •••• | 9.0% | •••• | Thrissur, Kerala, India |
Peers are the companies nearest to Finspot Micro Foundation by revenue, above and below it, in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings
Finspot Micro Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance
Employment history and EPFO contributions of people linked to Finspot Micro Foundation.
: available in the company report
Recent Activity
Finspot Micro Foundation has 6 board changes on record since 2021: 2 appointments and 4 cessations. The latest: Pravin Kumar Namdev ceased to be Additional Director on 05 Nov 2021.
Credit Ratings, Litigation & Regulatory Alerts
: available in the company report
MSME Payment Delays
: available in the company report
Subsidiaries & Group Companies
: available in the company report
GST Compliance
: available in the company report
MCA Filings & Documents
: available in the company report
Frequently Asked Questions
Finspot Micro Foundation is an active private not for profit company based in New Delhi, Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 23 October 2020 (6+ years old) and is registered under CIN U65100DL2020NPL372021.
Finspot Micro Foundation has 2 current directors:
- Ruchee Namdeo - Additional Director
- Pankaj Namdeo - Additional Director
The latest financial statements of Finspot Micro Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Finspot Micro Foundation is U65100DL2020NPL372021. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finspot Micro Foundation was incorporated on 23 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Finspot Micro Foundation by revenue are Nimma Nidhi Limited, Sri Vijaya Bama Chits Private Limited, BRD Kuries (India) Limited, Flotus Chits Private Limited, Moneypot Chit Funds Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Pravin Kumar Namdev ceased to be Additional Director on 05 Nov 2021. Rinki Puri ceased to be Additional Director on 05 Nov 2021. Pankaj Namdeo was appointed as Additional Director on 01 Nov 2021. Finspot Micro Foundation has 6 board changes on record in total.
The registered office of Finspot Micro Foundation is at 104 Pillar No. 38 Mangal Bazar, New Delhi, Delhi, India – 110092.
Finspot Micro Foundation operates in the financial services industry, in the microfinance institutions segment.
Finspot Micro Foundation can be reached at its registered office: 104 Pillar No. 38 Mangal Bazar, New Delhi, Delhi, India – 110092.
Finspot Micro Foundation is registered under the jurisdiction of the Registrar of Companies (ROC), Delhi.