Finvalue Nidhi Limited
About Finvalue Nidhi Limited
Data last updated:
Finvalue Nidhi Limited is a nidhi company based in Kozhikode, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 29 November 2022.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2022PLN079077.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Binesh Kumar Koduvattil and Sruthi Chandanattil.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kozhikode, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.76 Lakh, a growth of 64% compared to the previous year. For the same year it recorded a net loss of ₹7.62 Lakh (net margin -275.8%) and EBITDA of -₹5.1 Lakh (EBITDA margin -184.5%).
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address18/1865H Chalilpurayil Complex Mundikkalthazham Jn, Kottaparamb Po, Kozhikode, Kerala, India – 673008
- IndustryFinancial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Finvalue Nidhi Limited
The main business activity of Finvalue Nidhi is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Finvalue Nidhi Limited FY 2025 filings available
Finvalue Nidhi Limited reported revenue of ₹2.76 Lakh (up 64% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Finvalue Nidhi Limited
Revenue rose 64% in the latest year. EBITDA rose 29% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Finvalue Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | -₹5.1 Lakh | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | -₹7.62 Lakh | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Finvalue Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -184.5% | •••• | •••• |
| Net Profit Margin | -275.8% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Finvalue Nidhi are in the company report.
Financial statements from FY 2023
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Finvalue Nidhi Limited
Finvalue Nidhi has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Binesh Kumar Koduvattil Also directs: Teknowlearn Professional Services LLP | Director | 29 Nov 2022 | 3 Years 10 Months | Current |
| Sruthi Chandanattil | Director | 29 Nov 2022 | 3 Years 10 Months | Current |
| Vilangil Jasind Also directs: Ashton Homes & Developers LLP | Director | 29 Nov 2022 | 3 Years 10 Months | Current |
| Jithesh | Director | 12 Jun 2025 | 1 Years 4 Months | Current |
Peer Comparison of Finvalue Nidhi Limited
Finvalue Nidhi Limited is compared with the companies closest to it by revenue in the same principal business activity (Financial service activities, except insurance and pension funding). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Brijwasi Strategy and Corporate Advisors Private Limited | ₹2.83 Lakh (FY 2025) | •••• | •••• | 1315.0% | •••• | Delhi, India |
| Swami Laxmi Consultency Private Limited | ₹2.79 Lakh (FY 2025) | •••• | •••• | 99.0% | •••• | Ahmednagar, Maharashtra, India |
| MLK Financial Management Private Limited | ₹2.79 Lakh (FY 2025) | •••• | •••• | -2.0% | •••• | New Delhi, Delhi, India |
| Wealthforest Finserve Private Limited | ₹2.78 Lakh (FY 2024) | •••• | •••• | •••• | Jaipur, Rajasthan, India | |
| Fundguru Capital Services Private Limited | ₹2.78 Lakh (FY 2025) | •••• | •••• | 253.0% | •••• | Kanpur, Uttar Pradesh, India |
| Finvalue Nidhi Limited this company | ₹2.76 Lakh (FY 2025) | •••• | •••• | 64.0% | •••• | Kozhikode, Kerala, India |
| Bajaj Insight and Technologies Private Limited | ₹2.71 Lakh (FY 2024) | •••• | •••• | -86.0% | •••• | Thane, Maharashtra, India |
| Sheel Advisory Services Private Limited | ₹2.71 Lakh (FY 2024) | •••• | •••• | 5.0% | •••• | Mumbai, Maharashtra, India |
| Belpukur Gramin Bikash Nidhi Limited | ₹2.68 Lakh (FY 2025) | •••• | •••• | 10.0% | •••• | Nadia, West Bengal, India |
| Accelup Business Consultants Private Limited | ₹2.67 Lakh (FY 2024) | •••• | •••• | •••• | Indore, Madhya Pradesh, India | |
| Varat Finance Private Limited | ₹2.67 Lakh (FY 2025) | •••• | •••• | •••• | Karimpur I, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Finvalue Nidhi by revenue in the same principal business activity (Financial service activities, except insurance and pension funding), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Finvalue Nidhi Limited
Finvalue Nidhi Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Finvalue Nidhi Limited
Employment history and EPFO contributions of people linked to Finvalue Nidhi.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Finvalue Nidhi Limited
Finvalue Nidhi Limited has 4 board changes on record since 2022: 4 appointments. The latest: Jithesh was appointed as Director on 12 Jun 2025.
Credit Ratings, Litigation & Regulatory Alerts for Finvalue Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Finvalue Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Finvalue Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Finvalue Nidhi Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Finvalue Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Finvalue Nidhi Limited
Finvalue Nidhi is an active nidhi company based in Kozhikode, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 29 November 2022 (4+ years old) and is registered under CIN U65929KL2022PLN079077.
Finvalue Nidhi reported revenue of ₹2.76 Lakh for FY 2025 (up 64% YoY).
Finvalue Nidhi has 4 current directors:
- Binesh Kumar Koduvattil - Director
- Sruthi Chandanattil - Director
- Vilangil Jasind - Director
- Jithesh - Director
Finvalue Nidhi reported a net loss of ₹7.62 Lakh (net margin -275.8%) and EBITDA of -₹5.1 Lakh (EBITDA margin -184.5%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Finvalue Nidhi is U65929KL2022PLN079077. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Finvalue Nidhi was incorporated on 29 November 2022, making it 4+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Finvalue Nidhi by revenue are Brijwasi Strategy and Corporate Advisors Private Limited, Swami Laxmi Consultency Private Limited, MLK Financial Management Private Limited, Wealthforest Finserve Private Limited, Fundguru Capital Services Private Limited and 5 more, all in the same principal business activity (Financial service activities, except insurance and pension funding).
Jithesh was appointed as Director on 12 Jun 2025. Binesh Kumar Koduvattil was appointed as Director on 29 Nov 2022. Sruthi Chandanattil was appointed as Director on 29 Nov 2022. Finvalue Nidhi has 4 board changes on record in total.
The registered office of Finvalue Nidhi is at 181865H Chalilpurayil Complex Mundikkalthazham Jn, Kottaparamb Po, Kozhikode, Kerala, India – 673008.
Finvalue Nidhi has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh.
Finvalue Nidhi operates in the financial services industry, in the other financial intermediation segment.