Future Light Nidhi Limited
About Future Light Nidhi Limited
Data last updated:
Future Light Nidhi Limited is a nidhi company based in Gaighata, West Bengal, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 January 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65900WB2021PLN242495.
The company has an authorised share capital of ₹12 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Pappu Sarkar and Sankar Mondal.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Dulal Krishna Majumder Vill – Narikela (Bazar), Gaighata, West Bengal, India – 743249.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.73 Lakh, a growth of 19% compared to the previous year. For the same year it recorded a net profit of ₹20,408 (net margin 11.8%) and EBITDA of ₹77,421 (EBITDA margin 44.8%). Revenue has grown at a compounded annual rate (CAGR) of 37% over three years.
Company details
Contact details
Future Light Nidhi Limited's registered office is in Gaighata, West Bengal.
- Registered AddressDulal Krishna Majumder Vill – Narikela (Bazar), Gaighata, West Bengal, India – 743249
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Future Light Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Future Light Nidhi Limited, buy the company report.
Financials of Future Light Nidhi Limited
FY 2025 filings availableFuture Light Nidhi Limited reported revenue of ₹1.73 Lakh (up 19% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 37% over three years, including 19% growth in the latest year. EBITDA rose 23% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹77,421 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹20,408 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 44.8% | ||||
| Net Profit Margin | 11.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Future Light Nidhi Limited, buy the company report.
Board of directors of Future Light Nidhi Limited
Future Light Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pappu Sarkar Also directs: Future Light Finance Private Limited | Director | 11 Jan 2021 | 5 Years 10 Months | Current |
| Sankar Mondal | Director | 11 Jan 2021 | 5 Years 10 Months | Current |
| Sanjib Kumar Sarkar | Director | 11 Jan 2021 | 5 Years 10 Months | Current |
Peer comparison
Future Light Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vandana Nidhi Limited | ₹1.73 Lakh (FY 2024) | -6.0% | Chirawa, Rajasthan, India | |||
| Durgesh Investec Finance Private Limited | ₹1.73 Lakh (FY 2025) | 6.0% | Raigarh, Chhattisgarh, India | |||
| Jay Saheb Baba Microfinance Foundation | ₹1.73 Lakh (FY 2025) | -9.0% | Pratapgarh, Uttar Pradesh, India | |||
| Komaljyot Gruhshilp Pvt Ltd | ₹1.73 Lakh (FY 2025) | 20.0% | Ahmedabad, Gujarat, India | |||
| Janaki Holdings Private Limited | ₹1.73 Lakh (FY 2019) | -43.0% | Tamil Nadu, India | |||
| Future Light Nidhi Limitedthis company | ₹1.73 Lakh (FY 2025) | ₹20,408 | 11.8% | 19.0% | Gaighata, West Bengal, India | |
| Suryodaya Fincap Private Limited | ₹1.73 Lakh (FY 2025) | 111.0% | Ahmedabad, Gujarat, India | |||
| Devikrupa Chits Private Limited | ₹1.73 Lakh (FY 2024) | -62.0% | Bangalore, Karnataka, India | |||
| P K Mookan Ambalam Finance Private Limited | ₹1.73 Lakh (FY 2024) | -4.0% | Nagar, Maduari, Tamil Nadu, India | |||
| Sri Rachuri Chit Fund Private Limited | ₹1.72 Lakh (FY 2025) | -48.0% | Nagarkurnool, Telangana, India | |||
| NGP Urban Nidhi Limited | ₹1.72 Lakh (FY 2020) | Nagpur, Maharashtra, India |
To see the full peer comparison of Future Light Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Future Light Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Future Light Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Future Light Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Future Light Nidhi Limited has 3 board changes on record since 2021: 3 appointments. The latest: Pappu Sarkar was appointed as Director on 11 Jan 2021.
Frequently asked questions
Future Light Nidhi is an active nidhi company based in Gaighata, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 January 2021 (5+ years old) and is registered under CIN U65900WB2021PLN242495.
Future Light Nidhi has 3 current directors:
- Pappu Sarkar - Director
- Sankar Mondal - Director
- Sanjib Kumar Sarkar - Director
The latest financial statements of Future Light Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Future Light Nidhi is U65900WB2021PLN242495. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Future Light Nidhi was incorporated on 11 January 2021, making it 5+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Future Light Nidhi by revenue are Vandana Nidhi Limited, Durgesh Investec Finance Private Limited, Jay Saheb Baba Microfinance Foundation, Komaljyot Gruhshilp Pvt Ltd, Janaki Holdings Private Limited and 5 more, all in the same principal business activity (other financial activities).
Pappu Sarkar was appointed as Director on 11 Jan 2021. Sanjib Kumar Sarkar was appointed as Director on 11 Jan 2021. Sankar Mondal was appointed as Director on 11 Jan 2021.
The registered office of Future Light Nidhi is at Dulal Krishna Majumder Vill – Narikela Bazar, Gaighata, West Bengal, India – 743249.
Future Light Nidhi operates in the financial services industry, in the other financial intermediation segment.
Future Light Nidhi can be reached at its registered office: Dulal Krishna Majumder Vill – Narikela Bazar, Gaighata, West Bengal, India – 743249.
Future Light Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
