Golden Future Micro Credit Foundation
About Golden Future Micro Credit Foundation
Data last updated:
Golden Future Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the bfsi segment of the financial services sector. It was incorporated on 29 August 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65923UP2014NPL065755.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Seema Dubey and Manish Pandey.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at S 26/237N – 1 Shyampuri Colony Block – B Mirapur Bajahi Shivpur, Varanasi, Uttar Pradesh, India – 221002.
As per the financials filed for FY 2023, the company reported a revenue of ₹15.07 Lakh, a growth of 41% compared to the previous year. For the same year it recorded a net profit of ₹91,587 (net margin 6.1%) and EBITDA of ₹1.97 Lakh (EBITDA margin 13.1%). Revenue has grown at a compounded annual rate (CAGR) of 34% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Golden Future Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressS 26/237N – 1 Shyampuri Colony Block – B Mirapur Bajahi Shivpur, Varanasi, Uttar Pradesh, India – 221002
- IndustryFinancial Services, Bfsi, Other Financial Intermediation, Commercial Loan Services, Credit Allocation Agencies
To see the full contact details of Golden Future Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Golden Future Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Golden Future Micro Credit Foundation, buy the company report.
Financials of Golden Future Micro Credit Foundation
FY 2025 filings availableGolden Future Micro Credit Foundation reported revenue of ₹15.07 Lakh (up 41% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 34% over three years, including 41% growth in the latest year. EBITDA fell 14% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| EBITDA | ₹1.97 Lakh | ||||
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| Net Profit (PAT) | ₹91,587 | ||||
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Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| Profitability | |||||
| EBITDA Margin | 13.1% | ||||
| Net Profit Margin | 6.1% | ||||
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To see the full financial statements and ratios of Golden Future Micro Credit Foundation, buy the company report.
Board of directors of Golden Future Micro Credit Foundation
Golden Future Micro Credit Foundation has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Seema Dubey | Director | 05 Mar 2018 | 8 Years 7 Months | Current |
| Manish Pandey Also directs: GFMC Financial Services Private Limited | Director | 10 Nov 2023 | 2 Years 11 Months | Current |
| Kanchan Tiwari | Director | 05 Mar 2018 | 8 Years 7 Months | Current |
Peer comparison
Golden Future Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Genins Claims Advisory Private Limited | ₹15.09 Lakh (FY 2025) | -47.0% | Jaipur, Rajasthan, India | |||
| Om Esa Chit Fund Private Limited | ₹15.08 Lakh (FY 2020) | -36.0% | Tirupur, Tamil Nadu, India | |||
| New Krishnakripa Chits (Thrissur) Private Limited | ₹15.08 Lakh (FY 2025) | 13.0% | Thrissur, Kerala, India | |||
| Greenbucks Securities Private Limited | ₹15.08 Lakh (FY 2025) | -68.0% | Delhi, India | |||
| Pam Motihari Nidhi Limited | ₹15.08 Lakh (FY 2022) | 2149.0% | East Champaran, Bihar, India | |||
| Golden Future Micro Credit Foundationthis company | ₹15.07 Lakh (FY 2023) | ₹91,587 | 6.1% | 41.0% | Varanasi, Uttar Pradesh, India | |
| Tathastu Nidhi Limited | ₹15.06 Lakh (FY 2025) | -29.0% | Ghaziabad, Uttar Pradesh, India | |||
| Kailash Commercial Private Limited | ₹15.06 Lakh (FY 2024) | 6.0% | Kolkata, West Bengal, India | |||
| Jivan Jyoti Multipurpose Nidhi Limited | ₹15.05 Lakh (FY 2024) | 843.0% | Bharatpur, Rajasthan, India | |||
| SSJM Fintech Private Limited | ₹15.05 Lakh (FY 2025) | -19.0% | Delhi, India | |||
| Mann Sons Chits Private Limited | ₹15.05 Lakh (FY 2022) | 17.0% | Gurgaon, Haryana, India |
To see the full peer comparison of Golden Future Micro Credit Foundation, buy the company report.
Auditor
Golden Future Micro Credit Foundation is audited by SANTOSH K MISHRA & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SANTOSH K MISHRA & ASSOCIATES | FY 2017 | 414941 |
Shareholding
The shareholding of Golden Future Micro Credit Foundation is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Golden Future Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Golden Future Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Golden Future Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Golden Future Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Golden Future Micro Credit Foundation has 8 board changes on record since 2016: 3 appointments and 5 cessations. The latest: Manish Pandey was appointed as Director on 10 Nov 2023.
Frequently asked questions
Golden Future Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in bfsi, within the financial services industry. It was incorporated on 29 August 2014 (12+ years old) and is registered under CIN U65923UP2014NPL065755.
Golden Future Micro Credit Foundation has 3 current directors:
- Seema Dubey - Director
- Manish Pandey - Director
- Kanchan Tiwari - Director
The latest financial statements of Golden Future Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Golden Future Micro Credit Foundation is U65923UP2014NPL065755. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Golden Future Micro Credit Foundation was incorporated on 29 August 2014, making it 12+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Golden Future Micro Credit Foundation by revenue are Genins Claims Advisory Private Limited, Om Esa Chit Fund Private Limited, New Krishnakripa Chits (Thrissur) Private Limited, Greenbucks Securities Private Limited, Pam Motihari Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Manish Pandey was appointed as Director on 10 Nov 2023. Avinash Kumar Mishra ceased to be Director on 19 Aug 2023. Bhola Shankar Barnwal ceased to be Director on 07 Mar 2018. Golden Future Micro Credit Foundation has 8 board changes on record in total.
The registered office of Golden Future Micro Credit Foundation is at S 26237N – 1 Shyampuri Colony Block – B Mirapur Bajahi Shivpur, Varanasi, Uttar Pradesh, India – 221002.
Golden Future Micro Credit Foundation operates in the financial services industry, in the bfsi segment.
The compliance status of Golden Future Micro Credit Foundation is compliant as of 11 July 2026. The company is actively filing with the Registrar of Companies.
Golden Future Micro Credit Foundation can be reached at its registered office: S 26237N – 1 Shyampuri Colony Block – B Mirapur Bajahi Shivpur, Varanasi, Uttar Pradesh, India – 221002.
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