About HMRD Nidhi Limited
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HMRD Nidhi Limited is a nidhi company based in Madhubani, Bihar, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 12 June 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U65999BR2019PLC042345.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Lalit Jha and Hari Mohan Jha.
Its last annual general meeting (AGM) was held on 06 June 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ward – 9 Vill – Mahadeomath Tola – Mahadeomath Panch Mahadeo Math Block – Laukahi, Madhubani, Bihar, India – 847108.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.69 Lakh, a decline of 92% compared to the previous year. For the same year it recorded a net loss of ₹1,455 (net margin -0.4%) and EBITDA of ₹59,546 (EBITDA margin 16.1%). Revenue has declined at a compounded annual rate (CAGR) of 67% over three years and 26% over five years.
The company is associated with 1 brand: HMRD Nidhi. Court records list 12 cases involving the company, including 11 filed by the company and 1 filed against it; 11 cases are pending.
For more details, the company can be reached via its website hmrdnidhi.com.
Company details
Contact details
HMRD Nidhi Limited's registered office is in Madhubani, Bihar. Its website is hmrdnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressWard – 9 Vill – Mahadeomath Tola – Mahadeomath Panch Mahadeo Math Block – Laukahi, Madhubani, Bihar, India – 847108
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of HMRD Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
HMRD Nidhi operates one associated brand: HMRD Nidhi. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive solutions for consumer and business loans to support financial needs. | hmrdnidhi.com |
Business activity
The main business activity of HMRD Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of HMRD Nidhi Limited, buy the company report.
Financials of HMRD Nidhi Limited
FY 2025 filings availableHMRD Nidhi Limited reported revenue of ₹3.69 Lakh (down 92% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 26% over five years, including a 92% fall in the latest year. EBITDA fell 89% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹59,546 | ||||
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| Net Profit (PAT) | -₹1,455 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 16.1% | ||||
| Net Profit Margin | -0.4% | ||||
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To see the full financial statements and ratios of HMRD Nidhi Limited, buy the company report.
Board of directors of HMRD Nidhi Limited
HMRD Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Lalit Jha | Director | 12 Jun 2019 | 7 Years 4 Months | Current |
| Hari Mohan Jha | Director | 12 Jun 2019 | 7 Years 4 Months | Current |
| Rani Devi | Director | 12 Jun 2019 | 7 Years 4 Months | Current |
Peer comparison
HMRD Nidhi Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| BDFC First Nidhi Limited | ₹3.8 Lakh (FY 2024) | -2.0% | Northtwentyfourparganas, West Bengal, India | |||
| KD Micro Finance Private Limited | ₹3.79 Lakh (FY 2025) | 260.0% | Bhilwara, Rajasthan, India | |||
| Sri Lakshmi Jyothi Chit Funds Private Limited | ₹3.76 Lakh (FY 2024) | 10.0% | Palwancha, Telangana, India | |||
| HMRD Nidhi Limitedthis company | ₹3.69 Lakh (FY 2025) | -₹1,455 | -0.4% | -92.0% | Madhubani, Bihar, India | |
| Maa Lakshmi Nidhi Limited | ₹3.67 Lakh (FY 2022) | Jaipur, Rajasthan, India | ||||
| Senora Chit Funds Private Limited | ₹3.64 Lakh (FY 2025) | -26.0% | Karaikudi, Tamil Nadu, India |
To see the full peer comparison of HMRD Nidhi Limited, buy the company report.
Legal cases
HMRD Nidhi Limited has 12 court cases on record: 11 filed by HMRD Nidhi, 1 filed against it. 11 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 12 | 1 | 11 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Madhubani, Bihar | Court case (Cr. Case Complaint (P)) | Filed by the company against an individual | Pending |
| District court, Madhubani, Bihar | Court case (Cr. Case Complaint (P)) | Filed by the company against an individual | Pending |
| District court, Madhubani, Bihar | Court case (Cr. Case Complaint (P)) | Filed by the company against an individual | Pending |
| District court, Madhubani, Bihar | Court case (Cr. Case Complaint (P)) | Filed by the company against an individual | Pending |
| District court, Madhubani, Bihar | Court case (Cr. Case Complaint (P)) | Filed by the company against an individual | Pending |
To see the full case history of HMRD Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for HMRD Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for HMRD Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
HMRD Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Hari Mohan Jha was appointed as Director on 12 Jun 2019.
Frequently asked questions
HMRD Nidhi is an active nidhi company based in Madhubani, Bihar, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 12 June 2019 (7+ years old) and is registered under CIN U65999BR2019PLC042345.
HMRD Nidhi has 3 current directors:
- Lalit Jha - Director
- Hari Mohan Jha - Director
- Rani Devi - Director
The latest financial statements of HMRD Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 06 June 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of HMRD Nidhi is U65999BR2019PLC042345. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
HMRD Nidhi has 12 court cases on record: 11 filed by the company and 1 filed against it. 11 are pending.
HMRD Nidhi was incorporated on 12 June 2019, making it 7+ years old. It is registered with the Registrar of Companies, Patna.
The peers of HMRD Nidhi by revenue are BDFC First Nidhi Limited, KD Micro Finance Private Limited, Sri Lakshmi Jyothi Chit Funds Private Limited, Maa Lakshmi Nidhi Limited, Senora Chit Funds Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Hari Mohan Jha was appointed as Director on 12 Jun 2019. Lalit Jha was appointed as Director on 12 Jun 2019. Rani Devi was appointed as Director on 12 Jun 2019.
HMRD Nidhi can be reached through the website hmrdnidhi.com. Its registered office is in Madhubani, Bihar, India.
The registered office of HMRD Nidhi is at Ward – 9 Vill – Mahadeomath Tola – Mahadeomath Panch Mahadeo Math Block – Laukahi, Madhubani, Bihar, India – 847108.
HMRD Nidhi operates in the financial services industry, in the microfinance institutions segment.
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