Inog Chits Private Limited
About Inog Chits Private Limited
Data last updated:
Inog Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 July 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2015PTC038839.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Santhosh Kuriakose Puthuckayil (Managing Director) and Onisserithottathil Paily Baby.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at Ernakulam, Kerala.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressIV/14C1 Pevees Arcade One Way Jn. Near Chalikkadvu Bridge Muv, Attupuzha, Ernakulam, Kerala, India – 686673
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Inog Chits Private Limited
The main business activity of Inog Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Inog Chits Private Limited FY 2023 filings available
Inog Chits Private Limited reported revenue of ₹8,598 (down 98% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR) of Inog Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 63% over five years, including a 98% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Inog Chits Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹8,598 | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Inog Chits Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Inog Chits are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Inog Chits Private Limited
Inog Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Rival Micro Finance Foundation | ₹10,578 (FY 2019) | •••• | •••• | 43.0% | •••• | Amravati, Maharashtra, India |
| Anupama Human Economic Development | ₹10,224 (FY 2025) | •••• | •••• | -68.0% | •••• | Satna, Madhya Pradesh, India |
| Gananathan Chit Funds Private Limited | ₹10,104 (FY 2022) | •••• | •••• | -16.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Bharath Kumar Micro Finance Private Limited | ₹10,000 (FY 2025) | •••• | •••• | 300.0% | •••• | Guntakal, Andhra Pradesh, India |
| Monarch Chits Private Limited | ₹8,644 (FY 2021) | •••• | •••• | -98.0% | •••• | Bangalore, Karnataka, India |
| Inog Chits Private Limited this company | ₹8,598 (FY 2023) | •••• | •••• | -98.0% | •••• | Ernakulam, Kerala, India |
| White Feather Nidhi Limited | ₹8,426 (FY 2022) | •••• | •••• | •••• | Vasai, Maharashtra, India | |
| Shree Sonal Nidhi Limited | ₹8,289 (FY 2025) | •••• | •••• | -97.0% | •••• | Gandhidham, Gujarat, India |
| Better Entertainment Works Private Limited | ₹7,174 (FY 2025) | •••• | •••• | -18.0% | •••• | Erode, Tamil Nadu, India |
| Manappuram Chit Funds Company Private Limited | ₹6,438 (FY 2025) | •••• | •••• | •••• | Thrissur, Kerala, India | |
| Gursant Trading and Chit Fund Private Limited | ₹6,180 (FY 2025) | •••• | •••• | 12.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Inog Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Inog Chits Private Limited
Inog Chits Private Limited is audited by V J A AND ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| V J A AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Inog Chits Private Limited
Inog Chits has 5 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Onisserithottathil Paily Baby Also directs: Pebs Granites Private Limited | Director | 14 Jul 2015 | 11 Years 2 Months | Current |
| Kelvin Raju | Director | 14 Jul 2015 | 11 Years 2 Months | Current |
| Santhosh Kuriakose Puthuckayil | Managing Director | 14 Jul 2015 | 11 Years 2 Months | Current |
| Eldho George Also directs: Asset9 Credits Limited | Director | 14 Jul 2015 | 11 Years 2 Months | Current |
| Sony Thomas Also directs: V12global Chits Private Limited | Director | 14 Jul 2015 | 11 Years 2 Months | Current |
Ownership and Shareholding of Inog Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Inog Chits Private Limited
Inog Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Inog Chits Private Limited
Employment history and EPFO contributions of people linked to Inog Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Inog Chits Private Limited
Inog Chits Private Limited has 5 board changes on record since 2015: 5 appointments. The latest: Eldho George was appointed as Director on 14 Jul 2015.
Credit Ratings, Litigation & Regulatory Alerts for Inog Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Inog Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Inog Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Inog Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Inog Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Inog Chits Private Limited
Inog Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 July 2015 (11+ years old) and is registered under CIN U65992KL2015PTC038839.
Inog Chits has 5 current directors:
- Santhosh Kuriakose Puthuckayil - Managing Director
- Onisserithottathil Paily Baby - Director
- Kelvin Raju - Director
- Eldho George - Director
- Sony Thomas - Director
The CIN (Corporate Identification Number) of Inog Chits is U65992KL2015PTC038839. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Inog Chits was incorporated on 14 July 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Inog Chits by revenue are Rival Micro Finance Foundation, Anupama Human Economic Development, Gananathan Chit Funds Private Limited, Bharath Kumar Micro Finance Private Limited, Monarch Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Eldho George was appointed as Director on 14 Jul 2015. Kelvin Raju was appointed as Director on 14 Jul 2015. Onisserithottathil Paily Baby was appointed as Director on 14 Jul 2015. Inog Chits has 5 board changes on record in total.
The registered office of Inog Chits is at IV14C1 Pevees Arcade One Way Jn. Near Chalikkadvu Bridge Muv, Attupuzha, Ernakulam, Kerala, India – 686673.
Inog Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh.
Inog Chits operates in the financial services industry, in the microfinance institutions segment.
No. Inog Chits is not listed on any stock exchange. It is an unlisted company.
The compliance status of Inog Chits is compliant as of 19 September 2026. The company is actively filing with the Registrar of Companies.