Insight Chits Private Limited
About Insight Chits Private Limited
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Insight Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 19 September 2001 and has been in existence for over 25 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2001PTC014956. Its GSTIN is 32AABCI1056J1ZX (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹38.2 Lakh. It is led by directors including Illikkal Sivanandan Kittappay (Managing Director) and Ajitha.
Its last annual general meeting (AGM) was held on 09 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No VII/159 Ainvest Complex Urakam P O, Thrissur, Kerala, India – 680562.
As per the financials filed for FY 2025, the company reported a revenue of ₹24.24 Lakh, a decline of 32% compared to the previous year. For the same year it recorded a net loss of ₹8 Lakh (net margin -33%) and EBITDA of -₹7.61 Lakh (EBITDA margin -31.4%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 15% over five years.
Court records list 1,972 cases involving the company, including 1,956 filed by the company and 16 filed against it; 121 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Insight Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No VII/159 Ainvest Complex Urakam P O, Thrissur, Kerala, India – 680562
- IndustryFinancial Services, Financial Activities
To see the full contact details of Insight Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Insight Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Insight Chits Private Limited, buy the company report.
Financials of Insight Chits Private Limited
FY 2025 filings availableInsight Chits Private Limited reported revenue of ₹24.24 Lakh (down 32% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 15% over five years, including a 32% fall in the latest year. EBITDA fell 453% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹7.61 Lakh | ||||
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| Net Profit (PAT) | -₹8 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -31.4% | ||||
| Net Profit Margin | -33% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Insight Chits Private Limited, buy the company report.
Board of directors of Insight Chits Private Limited
Insight Chits has 9 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ajitha | Director | 05 Sep 2014 | 12 Years 2 Months | Current |
| Dency Davis | Director | 06 Sep 2011 | 15 Years 2 Months | Current |
| Jiju Subramanian Thaivalappil | Director | 09 Oct 2005 | 21 Years 1 Months | Current |
| Lepthy Lohithaksh | Director | 10 Sep 2005 | 21 Years 2 Months | Current |
| Ananthakrishnan | Director | 19 Aug 2021 | 5 Years 2 Months | Current |
| Illikkal Sivanandan Kittappay Also directs: Invest Gold and General Finance Private Limited | Managing Director | 19 Sep 2001 | 25 Years 1 Months | Current |
Peer comparison
Insight Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| SMSV Digital Foundation | ₹24.25 Lakh (FY 2025) | 5.0% | Ballia, Uttar Pradesh, India | |||
| Tower Investment & Trading Co Ltd | ₹24.25 Lakh (FY 2019) | -20.0% | Kolkata, West Bengal, India | |||
| Jofin Nidhi Limited | ₹24.25 Lakh (FY 2024) | -45.0% | Mulanthuruthy P. O, Kerala, India | |||
| Sahyans Grameen Nidhi Limited | ₹24.24 Lakh (FY 2023) | 1.0% | Mundakkayam, Kerala, India | |||
| Selva Chudar Nidhi Limited | ₹24.24 Lakh (FY 2025) | -25.0% | Kundarapalli, Tamil Nadu, India | |||
| Insight Chits Private Limitedthis company | ₹24.24 Lakh (FY 2025) | -₹8 Lakh | -33% | -32.0% | Thrissur, Kerala, India | |
| Sikha Agro Food Products Ltd. | ₹24.24 Lakh (FY 2020) | 311.0% | West Bengal, India | |||
| Montreux Properties Private Limited | ₹24.23 Lakh (FY 2025) | 349.0% | Kolkata, West Bengal, India | |||
| Olety Finance Private Limited | ₹24.23 Lakh (FY 2024) | -49.0% | Bangalore, Karnataka, India | |||
| Rewais Holdings Private Limited | ₹24.22 Lakh (FY 2025) | 70.0% | Uttar Pradesh, India | |||
| Leh Aesthetics Enterprises Private Limited | ₹24.21 Lakh (FY 2024) | 30.0% | Kochi, Kerala, India |
To see the full peer comparison of Insight Chits Private Limited, buy the company report.
Auditor
Insight Chits Private Limited is audited by UNNIKRISHNANANDCO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UNNIKRISHNANANDCO | FY 2017 | 004460S |
Shareholding
The shareholding of Insight Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Insight Chits Private Limited, buy the company report.
Legal cases
Insight Chits Private Limited has 1,972 court cases on record: 1,956 filed by Insight Chits, 16 filed against it. 121 cases are pending and 1,851 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,965 | 12 | 120 |
| High courts | 7 | 4 | 1 |
Cases on record (5 of 1,972)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against Gopi | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Insight Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Insight Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Insight Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCI1056J1ZX | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Insight Chits Private Limited, buy the company report.
Recent activity
Insight Chits Private Limited has 19 board changes on record since 2001: 9 appointments and 10 cessations. The latest: Ananthakrishnan was appointed as Director on 19 Aug 2021.
10 earlier events are in the company report.
Frequently asked questions
Insight Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 19 September 2001 (25+ years old) and is registered under CIN U65992KL2001PTC014956.
Insight Chits has 9 current directors:
- Illikkal Sivanandan Kittappay - Managing Director
- Ajitha - Director
- Dency Davis - Director
- Jiju Subramanian Thaivalappil - Director
- Lepthy Lohithaksh - Director
- Ananthakrishnan - Director
- Thathapuzha Ayyappan Valsan - Director
- Indira Arunan - Director
- Azchangattil Devassy Francis - Director
The latest financial statements of Insight Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 09 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Insight Chits is 32AABCI1056J1ZX, registered in Kerala.
The CIN (Corporate Identification Number) of Insight Chits is U65992KL2001PTC014956. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Insight Chits has 1,972 court cases on record: 1,956 filed by the company and 16 filed against it. 121 are pending. Most are in the district courts.
Insight Chits was incorporated on 19 September 2001, making it 25+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Insight Chits by revenue are SMSV Digital Foundation, Tower Investment & Trading Co Ltd, Jofin Nidhi Limited, Sahyans Grameen Nidhi Limited, Selva Chudar Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Ananthakrishnan was appointed as Director on 19 Aug 2021. Rajeev Ramakrishnan Pullarikkal ceased to be Director on 19 Aug 2021. Ramesh Nedungattil Sahadevan ceased to be Director on 11 Oct 2014. Insight Chits has 19 board changes on record in total.
The registered office of Insight Chits is at Building No VII159 Ainvest Complex Urakam P O, Thrissur, Kerala, India – 680562.
Insight Chits operates in the financial services industry, in the financial activities segment.
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