Instant Credit Private Limited
About Instant Credit Private Limited
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Instant Credit Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the financial and credit leasing segment of the financial services sector. It was incorporated on 25 September 2003 and has been in existence for over 23 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U67120KA2003PTC032634.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.5 Lakh. It is led by directors including Sheetal Aggarwal Gulati and Savita Aggarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at S – 2 Richmond Plaza Richmond Circle 10 & 10/1 Raja Ram Mohan Rai Road, Bangalore, Karnataka, India – 560025.
As per the financials filed for FY 2017, the company reported a revenue of ₹1.26 Lakh. For the same year it recorded a net profit of ₹35,609 (net margin 28.3%) and EBITDA of ₹48,224 (EBITDA margin 38.3%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Instant Credit Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressS – 2 Richmond Plaza Richmond Circle 10 & 10/1 Raja Ram Mohan Rai Road, Bangalore, Karnataka, India – 560025
- IndustryFinancial Services, Financial & Credit Leasing
To see the full contact details of Instant Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Instant Credit Private Limited
FY 2025 filings availableInstant Credit Private Limited reported revenue of ₹1.26 Lakh for FY 2017.
Financial Statement Summary
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | ₹1.26 Lakh | ||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | ₹48,224 | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹35,609 | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 38.3% | ||
| Net Profit Margin | 28.3% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Instant Credit Private Limited, buy the company report.
Board of directors of Instant Credit Private Limited
Instant Credit has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sheetal Aggarwal Gulati Also directs: Anupam Floorings Limited | Director | 25 Sep 2003 | 23 Years 1 Months | Current |
| Savita Aggarwal Also directs: S.L. Holding and Leasing Limited | Director | 08 Jun 2015 | 11 Years 4 Months | Current |
| Bhavna Aggarwal Also directs: S.L. Holding and Leasing Limited, Anupam Floorings Limited, Grasshopper Vanlines Private Limited and 1 more | Director | 25 Sep 2003 | 23 Years 1 Months | Current |
Auditor
Instant Credit Private Limited is audited by K B REDDY & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| K B REDDY & CO | FY 2017 | 003258S |
Shareholding
The shareholding of Instant Credit Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Instant Credit Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Instant Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Instant Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Instant Credit Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Instant Credit Private Limited has 5 board changes on record since 2003: 3 appointments and 2 cessations. The latest: Savita Aggarwal ceased to be Additional Director on 30 Sep 2015.
Frequently asked questions
Instant Credit is an active private limited company based in Bangalore, Karnataka, India. The company works in financial and credit leasing, within the financial services industry. It was incorporated on 25 September 2003 (23+ years old) and is registered under CIN U67120KA2003PTC032634.
Instant Credit has 3 current directors:
- Sheetal Aggarwal Gulati - Director
- Savita Aggarwal - Director
- Bhavna Aggarwal - Director
The latest financial statements of Instant Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Instant Credit is U67120KA2003PTC032634. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Instant Credit was incorporated on 25 September 2003, making it 23+ years old. It is registered with the Registrar of Companies, Bangalore.
Savita Aggarwal ceased to be Additional Director on 30 Sep 2015. Sapna Goel ceased to be Director on 08 Jun 2015. Savita Aggarwal was appointed as Director on 08 Jun 2015. Instant Credit has 5 board changes on record in total.
The registered office of Instant Credit is at S – 2 Richmond Plaza Richmond Circle 10 & 101 Raja Ram Mohan Rai Road, Bangalore, Karnataka, India – 560025.
Instant Credit operates in the financial services industry, in the financial and credit leasing segment.
The compliance status of Instant Credit is compliant as of 17 August 2026. The company is actively filing with the Registrar of Companies.
Instant Credit can be reached at its registered office: S – 2 Richmond Plaza Richmond Circle 10 & 101 Raja Ram Mohan Rai Road, Bangalore, Karnataka, India – 560025.