Irdc Nidhi India Limited
About Irdc Nidhi India Limited
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Irdc Nidhi India Limited is a public limited company based in Palakkad, Kerala, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 14 February 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U67190KL2017PLC048264.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Dhakshina Karakkunninmel and Mammayil Sreekumar.
Its last annual general meeting (AGM) was held on 19 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kpz 3/117 Anand Building Kottapuram P.O Karimpuzha Village Ottapalam Taluk, Palakkad, Kerala, India – 679513.
As per the financials filed for FY 2025, the company reported a revenue of ₹8.96 Lakh, a decline of 36% compared to the previous year. For the same year it recorded a net profit of ₹24,590 (net margin 2.7%) and EBITDA of ₹5.46 Lakh (EBITDA margin 60.9%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 3% over five years.
Court records list 26 cases involving the company, including 26 filed by the company; 23 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Irdc Nidhi India Limited's registered office is in Palakkad, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressKpz 3/117 Anand Building Kottapuram P.O Karimpuzha Village Ottapalam Taluk, Palakkad, Kerala, India – 679513
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of Irdc Nidhi India Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Irdc Nidhi India is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Irdc Nidhi India Limited, buy the company report.
Financials of Irdc Nidhi India Limited
FY 2025 filings availableIrdc Nidhi India Limited reported revenue of ₹8.96 Lakh (down 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 3% over five years, including a 36% fall in the latest year. EBITDA fell 38% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹5.46 Lakh | ||||
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| Net Profit (PAT) | ₹24,590 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 60.9% | ||||
| Net Profit Margin | 2.7% | ||||
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To see the full financial statements and ratios of Irdc Nidhi India Limited, buy the company report.
Board of directors of Irdc Nidhi India Limited
Irdc Nidhi India has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dhakshina Karakkunninmel | Director | 14 Feb 2017 | 9 Years 8 Months | Current |
| Mammayil Sreekumar Also directs: Kottappuram Farmers Producer Company Limited | Director | 14 Feb 2017 | 9 Years 8 Months | Current |
| Karakkunninmel Unnikrishnan Also directs: Kottappuram Farmers Producer Company Limited | Director | 14 Feb 2017 | 9 Years 8 Months | Current |
Peer comparison
Irdc Nidhi India Limited is compared with the 9 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Supreme India Micro Benefit Foundation | ₹8.97 Lakh (FY 2025) | 3.0% | Varanasi, Uttar Pradesh, India | |||
| P M System & Financial Services Ltd | ₹8.97 Lakh (FY 2025) | -94.0% | Kolkata, West Bengal, India | |||
| Albino Micro Credit Foundation | ₹8.97 Lakh (FY 2025) | -28.0% | Varanasi, Uttar Pradesh, India | |||
| Mtmss Kuries Private Limited | ₹8.97 Lakh (FY 2025) | -12.0% | Kottapuram, Kerala, India | |||
| Irdc Nidhi India Limitedthis company | ₹8.96 Lakh (FY 2025) | ₹24,590 | 2.7% | -36.0% | Palakkad, Kerala, India | |
| Stuti Mercantile Private Limited | ₹8.95 Lakh (FY 2025) | -83.0% | Kanpur, Uttar Pradesh, India | |||
| Ksys Technologies India Private Limited | ₹8.95 Lakh (FY 2024) | 209.0% | Chennai, Tamil Nadu, India | |||
| Arumpu Chitfunds Private Limited | ₹8.95 Lakh (FY 2024) | 147.0% | Virudhunagar, Tamil Nadu, India | |||
| Oriental India Kisanshakti Nidhi Limited | ₹8.95 Lakh (FY 2017) | 76.0% | Khalilabad, Uttar Pradesh, India | |||
| DSP Commercial Private Limited | ₹8.95 Lakh (FY 2025) | 24.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Irdc Nidhi India Limited, buy the company report.
Legal cases
Irdc Nidhi India Limited has 26 court cases on record: 26 filed by Irdc Nidhi India. 23 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 24 | 0 | 22 |
| High courts | 2 | 0 | 1 |
Cases on record (5 of 26)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Palakkad, Kerala | Criminal case | Filed by the company against Ambika | Pending |
| District court, Palakkad, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Palakkad, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Palakkad, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Palakkad, Kerala | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Irdc Nidhi India Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Irdc Nidhi India Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Irdc Nidhi India Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Irdc Nidhi India Limited has 3 board changes on record since 2017: 3 appointments. The latest: Dhakshina Karakkunninmel was appointed as Director on 14 Feb 2017.
Frequently asked questions
Irdc Nidhi India is an active public limited company based in Palakkad, Kerala, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 14 February 2017 (9+ years old) and is registered under CIN U67190KL2017PLC048264.
Irdc Nidhi India has 3 current directors:
- Dhakshina Karakkunninmel - Director
- Mammayil Sreekumar - Director
- Karakkunninmel Unnikrishnan - Director
The latest financial statements of Irdc Nidhi India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 19 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Irdc Nidhi India is U67190KL2017PLC048264. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Irdc Nidhi India has 26 court cases on record: 26 filed by the company. 23 are pending. Most are in the district courts.
Irdc Nidhi India was incorporated on 14 February 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Irdc Nidhi India by revenue are Supreme India Micro Benefit Foundation, P M System & Financial Services Ltd, Albino Micro Credit Foundation, Mtmss Kuries Private Limited, Stuti Mercantile Private Limited and 4 more, all in the same principal business activity (other financial activities).
Dhakshina Karakkunninmel was appointed as Director on 14 Feb 2017. Karakkunninmel Unnikrishnan was appointed as Director on 14 Feb 2017. Mammayil Sreekumar was appointed as Director on 14 Feb 2017.
The registered office of Irdc Nidhi India is at Kpz 3117 Anand Building Kottapuram P.O Karimpuzha Village Ottapalam Taluk, Palakkad, Kerala, India – 679513.
Irdc Nidhi India operates in the financial services industry, in the auxiliary to financial intermediatory segment.
The compliance status of Irdc Nidhi India is compliant as of 23 August 2026. The company is actively filing with the Registrar of Companies.
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