Jaidev Micro Finance Services Association
About Jaidev Micro Finance Services Association
Data last updated:
Jaidev Micro Finance Services Association is a private not for profit company based in Ahmedabad, Gujarat, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 22 January 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U67120GJ2015NPL082000.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Swarnalata Ganesh Sabat and Ganeshkumar Surendra Sabat.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at E/238/1 Parshwanath Township Part – 1 B/H Krushnanagar New Naroda, Ahmedabad, Gujarat, India – 382330.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.04 Lakh, a decline of 15% compared to the previous year. For the same year it recorded a net loss of ₹2.29 Lakh (net margin -219.8%) and EBITDA of -₹2.12 Lakh (EBITDA margin -203.6%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years and 36% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressE/238/1 Parshwanath Township Part – 1 B/H Krushnanagar New Naroda, Ahmedabad, Gujarat, India – 382330
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Jaidev Micro Finance Services Association
The main business activity of Jaidev Micro Finance Services Association is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Jaidev Micro Finance Services Association FY 2025 filings available
Jaidev Micro Finance Services Association reported revenue of ₹1.04 Lakh (down 15% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Jaidev Micro Finance Services Association
Revenue has declined at a compounded annual rate (CAGR) of 36% over five years, including a 15% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Jaidev Micro Finance Services Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹2.12 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹2.29 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Jaidev Micro Finance Services Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -203.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -219.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Jaidev Micro Finance Services Association are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Jaidev Micro Finance Services Association
Jaidev Micro Finance Services Association has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Swarnalata Ganesh Sabat Also directs: Bal Mangal Charitable Foundation | Director | 22 Jan 2015 | 11 Years 8 Months | Current |
| Ganeshkumar Surendra Sabat Also directs: Bal Mangal Charitable Foundation | Director | 22 Jan 2015 | 11 Years 8 Months | Current |
Peer Comparison of Jaidev Micro Finance Services Association
Jaidev Micro Finance Services Association is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Surakha Nidhi Limited | ₹1.05 Lakh (FY 2024) | •••• | •••• | 13.0% | •••• | Berhampore, West Bengal, India |
| Bright Finance Pvt Ltd | ₹1.05 Lakh (FY 2025) | •••• | •••• | 4.0% | •••• | Kolkata, West Bengal, India |
| Rammurti Realestate and Finance Private Limited | ₹1.05 Lakh (FY 2020) | •••• | •••• | •••• | Kanpur, Uttar Pradesh, India | |
| Censor Black Private Limited | ₹1.05 Lakh (FY 2025) | •••• | •••• | -86.0% | •••• | Hyderabad, Telangana, India |
| Robust Msolutions Nidhi Limited | ₹1.04 Lakh (FY 2021) | •••• | •••• | 192.0% | •••• | Bhopal, Madhya Pradesh, India |
| Jaidev Micro Finance Services Association this company | ₹1.04 Lakh (FY 2025) | •••• | •••• | -15.0% | •••• | Ahmedabad, Gujarat, India |
| PLB Trade & Finance Pvt Ltd | ₹1.04 Lakh (FY 2024) | •••• | •••• | -12.0% | •••• | Kolkata, West Bengal, India |
| Mahakaya Trading and Finance Private Limited | ₹1.04 Lakh (FY 2025) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| White Star Finance and Leasing Limited | ₹1.04 Lakh (FY 2024) | •••• | •••• | 73.0% | •••• | New Delhi, Delhi, India |
| Raghunandan Finance Private Limited | ₹1.03 Lakh (FY 2025) | •••• | •••• | -7.0% | •••• | Gwalior, Madhya Pradesh, India |
| Mega Housing & Finance Private Limited | ₹1.03 Lakh (FY 2025) | •••• | •••• | 987.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Jaidev Micro Finance Services Association by revenue in the BFSI industry (Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Jaidev Micro Finance Services Association
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Jaidev Micro Finance Services Association
Jaidev Micro Finance Services Association does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Jaidev Micro Finance Services Association
Employment history and EPFO contributions of people linked to Jaidev Micro Finance Services Association.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Jaidev Micro Finance Services Association
Jaidev Micro Finance Services Association has 2 board changes on record since 2015: 2 appointments. The latest: Ganeshkumar Surendra Sabat was appointed as Director on 22 Jan 2015.
Credit Ratings, Litigation & Regulatory Alerts for Jaidev Micro Finance Services Association
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Jaidev Micro Finance Services Association
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Jaidev Micro Finance Services Association
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Jaidev Micro Finance Services Association
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Jaidev Micro Finance Services Association
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Jaidev Micro Finance Services Association
Jaidev Micro Finance Services Association is an active private not for profit company based in Ahmedabad, Gujarat, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 22 January 2015 (11+ years old) and is registered under CIN U67120GJ2015NPL082000.
Jaidev Micro Finance Services Association reported revenue of ₹1.04 Lakh for FY 2025 (down 15% YoY).
Jaidev Micro Finance Services Association has 2 current directors:
- Swarnalata Ganesh Sabat - Director
- Ganeshkumar Surendra Sabat - Director
Jaidev Micro Finance Services Association reported a net loss of ₹2.29 Lakh (net margin -219.8%) and EBITDA of -₹2.12 Lakh (EBITDA margin -203.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Jaidev Micro Finance Services Association is 17% over three years and -36% over five years. In the latest year (FY 2025) revenue fell 15%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Jaidev Micro Finance Services Association is U67120GJ2015NPL082000. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jaidev Micro Finance Services Association was incorporated on 22 January 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ahmedabad.
The peers of Jaidev Micro Finance Services Association by revenue are Surakha Nidhi Limited, Bright Finance Pvt Ltd, Rammurti Realestate and Finance Private Limited, Censor Black Private Limited, Robust Msolutions Nidhi Limited and 5 more, all in the BFSI industry (Finance, Micro Finance).
Ganeshkumar Surendra Sabat was appointed as Director on 22 Jan 2015. Swarnalata Ganesh Sabat was appointed as Director on 22 Jan 2015.
The registered office of Jaidev Micro Finance Services Association is at E2381 Parshwanath Township Part – 1 BH Krushnanagar New Naroda, Ahmedabad, Gujarat, India – 382330.
Jaidev Micro Finance Services Association has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.