Jammu Chits Private Limited
About Jammu Chits Private Limited
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Jammu Chits Private Limited is a private limited company based in Jammu And Kashmir, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 19 December 2001 and has been in existence for over 25 years.
The company is registered with the Registrar of Companies (ROC), Jammu, under CIN U65922JK2001PTC002191.
The company has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Charanjit Singh and Varinder Jit Kour.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ward No.4 Moh. Power House Poonch, Jammu and Kashmir, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.2 Lakh, a decline of 43% compared to the previous year. For the same year it recorded a net profit of ₹8,000 (net margin 1.3%) and EBITDA of ₹12,000 (EBITDA margin 1.9%). Revenue has declined at a compounded annual rate (CAGR) of 19% over three years and 7% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Jammu Chits Private Limited's registered office is in Jammu And Kashmir. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressWard No.4 Moh. Power House Poonch, Jammu and Kashmir, India
- IndustryFinancial Services, Financial Activities
To see the full contact details of Jammu Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jammu Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jammu Chits Private Limited, buy the company report.
Financials of Jammu Chits Private Limited
FY 2025 filings availableJammu Chits Private Limited reported revenue of ₹6.2 Lakh (down 43% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 7% over five years, including a 43% fall in the latest year. EBITDA fell 64% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹12,000 | ||||
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| Net Profit (PAT) | ₹8,000 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.9% | ||||
| Net Profit Margin | 1.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Jammu Chits Private Limited, buy the company report.
Board of directors of Jammu Chits Private Limited
Jammu Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Charanjit Singh | Director | 19 Dec 2001 | 24 Years 10 Months | Current |
| Varinder Jit Kour | Director | 01 Oct 2013 | 13 Years 1 Months | Current |
Peer comparison
Jammu Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nirakar Nidhi Limited | ₹6.22 Lakh (FY 2024) | -67.0% | Rajsamand, Rajasthan, India | |||
| Ollur Finance and Hire Purchase Co Pvt Ltd | ₹6.21 Lakh (FY 2025) | -9.0% | Thrissur, Kerala, India | |||
| Rosevilla Towers Pvt Ltd | ₹6.21 Lakh (FY 2025) | 4.0% | Kolkata, West Bengal, India | |||
| Neelakanta Chit Funds Private Limited | ₹6.2 Lakh (FY 2021) | 1030.0% | Jammikunta, Karimnagar, Telangana, India | |||
| Jammu Chits Private Limitedthis company | ₹6.2 Lakh (FY 2025) | ₹8,000 | 1.3% | -43.0% | Jammu And Kashmir, India | |
| PNR Enterprise Private Limited | ₹6.2 Lakh (FY 2025) | -36.0% | Mayiladuthurai, Tamil Nadu, India | |||
| Holdwell Distributors Pvt.Ltd. | ₹6.19 Lakh (FY 2024) | -23.0% | Udaipur, Rajasthan, India | |||
| Mangalvarsha Vanijya Private Limited | ₹6.19 Lakh (FY 2024) | 23.0% | Kolkata, West Bengal, India | |||
| Pradhan Projects Private Limited | ₹6.19 Lakh (FY 2025) | -22.0% | Kolkata, West Bengal, India | |||
| Brainum Solutions Private Limited | ₹6.19 Lakh (FY 2023) | Hyderabad, Telangana, India | ||||
| Sivram Commercial Company Pvt Ltd | ₹6.18 Lakh (FY 2025) | 1.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Jammu Chits Private Limited, buy the company report.
Auditor
Jammu Chits Private Limited is audited by G.S & ASSOCIATES & CHARTERED ACCOUNTANTS for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G.S & ASSOCIATES & CHARTERED ACCOUNTANTS | FY 2017 | 010527N |
Shareholding
The shareholding of Jammu Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Jammu Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Jammu Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jammu Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Jammu Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Jammu Chits Private Limited has 3 board changes on record since 2001: 2 appointments and 1 cessation. The latest: Ashok Kumar ceased to be Director on 10 Oct 2013.
Frequently asked questions
Jammu Chits is an active private limited company based in Jammu And Kashmir, India. The company works in financial activities, within the financial services industry. It was incorporated on 19 December 2001 (25+ years old) and is registered under CIN U65922JK2001PTC002191.
Jammu Chits has 2 current directors:
- Charanjit Singh - Director
- Varinder Jit Kour - Director
The latest financial statements of Jammu Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Jammu Chits is U65922JK2001PTC002191. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jammu Chits was incorporated on 19 December 2001, making it 25+ years old. It is registered with the Registrar of Companies, Jammu.
The peers of Jammu Chits by revenue are Nirakar Nidhi Limited, Ollur Finance and Hire Purchase Co Pvt Ltd, Rosevilla Towers Pvt Ltd, Neelakanta Chit Funds Private Limited, PNR Enterprise Private Limited and 5 more, all in the same principal business activity (other financial activities).
Ashok Kumar ceased to be Director on 10 Oct 2013. Varinder Jit Kour was appointed as Director on 01 Oct 2013. Charanjit Singh was appointed as Director on 19 Dec 2001.
The registered office of Jammu Chits is at Ward No.4 Moh. Power House Poonch, Jammu and Kashmir, India.
Jammu Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Jammu Chits is compliant as of 12 August 2026. The company is actively filing with the Registrar of Companies.
Jammu Chits can be reached at its registered office: Ward No.4 Moh. Power House Poonch, Jammu and Kashmir, India.
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