Janlaxmi Nidhi Limited - financial services in Nagpur, Maharashtra, India. FY 2026 financials & compliance.
CIN U65100MH2018PLC311825 Incorporated 12 July 2018 ROC Nagpur HQ Nagpur, Maharashtra, India
Active Nidhi Company financial services MSME · Micro
Revenue · FY 2025
₹52,593
▼ 91% YoY
Net profit · FY 2025
₹437
Net margin 0.8%
EBITDA · FY 2025
₹7,593
EBITDA margin 14.4%
Authorised capital
₹20 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Janlaxmi Nidhi Limited

Data last updated:

Janlaxmi Nidhi Limited is a nidhi company based in Nagpur, Maharashtra, India. It operates in the bank intermediatories segment of the financial services sector. It was incorporated on 12 July 2018 and has been in existence for over 8 years.

The company is registered with the Registrar of Companies (ROC), Nagpur, under CIN U65100MH2018PLC311825.

The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Sandip Ramuji Jaiswal and Shikha Jayswal.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Ramuji Bansilal Jaiswal 52/A Near Hanuman Mandir At. Post. Pauni, Nagpur, Maharashtra, India – 441401.

As per the financials filed for FY 2025, the company reported a revenue of ₹52,593, a decline of 91% compared to the previous year. For the same year it recorded a net profit of ₹437 (net margin 0.8%) and EBITDA of ₹7,593 (EBITDA margin 14.4%). Revenue has declined at a compounded annual rate (CAGR) of 46% over three years and 19% over five years.

Janlaxmi Nidhi Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-20-0076482).

Company details

CIN U65100MH2018PLC311825
Registration Number 311825
Incorporation Date 12 July 2018
ROC Nagpur
Listing Status Unlisted
Company Status Active
MSME Classification Micro
Udyam Registration UDYAM-MH-20-0076482

Recognitions & Rankings of Janlaxmi Nidhi

MSME (Udyam registered) Ministry of MSME
Category
Micro (2024-25)
Udyam number
UDYAM-MH-20-0076482

Contact details

Janlaxmi Nidhi Limited's registered office is in Nagpur, Maharashtra. Its e-mail address is in the company report.

  • Email
  • Registered Address
    C/O Ramuji Bansilal Jaiswal 52/A Near Hanuman Mandir At. Post. Pauni, Nagpur, Maharashtra, India – 441401
  • Industry
    Financial Services, Bank Intermediatories

To see the full contact details of Janlaxmi Nidhi Limited, buy the company report.

Comprehensive company report
Janlaxmi Nidhi Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Janlaxmi Nidhi is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

Financials of Janlaxmi Nidhi Limited

FY 2025 filings available

Janlaxmi Nidhi Limited reported revenue of ₹52,593 (down 91% YoY) for FY 2025.

Revenue · FY 2025
₹52,593 ▼ 91%
Net profit · FY 2025
₹437 margin 0.8%
EBITDA · FY 2025
₹7,593 margin 14.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 91%
3 years · compounded
▼ 46%
5 years · compounded
▼ 19%
EBITDA CAGR growth
1 year
▼ 67%
3 years · compounded
▼ 38%
5 years · compounded
▼ 20%

Revenue has declined at a compounded annual rate (CAGR) of 19% over five years, including a 91% fall in the latest year. EBITDA fell 67% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹7,593
Profit Before Tax
Tax Expense
Net Profit (PAT)₹437
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin14.4%
Net Profit Margin0.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Janlaxmi Nidhi Limited, buy the company report.

Board of directors of Janlaxmi Nidhi Limited

Janlaxmi Nidhi has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Sandip Ramuji JaiswalDirector12 Jul 20188 Years 4 MonthsCurrent
Shikha JayswalDirector12 Jul 20188 Years 4 MonthsCurrent
Payal Sandeep JaiswalDirector12 Jul 20188 Years 4 MonthsCurrent

Peer comparison

Janlaxmi Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Ford Millenium Capital Limited₹53,850 (FY 2025)5.0%Mumbai, Maharashtra, India
Dalal Finserve Private Limited₹53,509 (FY 2025)-98.0%Mumbai, Maharashtra, India
Credalyze Ventures Private Limited₹53,500 (FY 2025)Noida, Uttar Pradesh, India
Consortium for Technology Research Entrepreneurship and Employment₹53,485 (FY 2024)-17.0%Madurai, Tamil Nadu, India
Arjav Capital Solutions Private Limited₹53,435 (FY 2025)-100.0%Mumbai, Maharashtra, India
Janlaxmi Nidhi Limitedthis company₹52,593 (FY 2025)₹4370.8%-91.0%Nagpur, Maharashtra, India
Srabanthi Tracom Pvt Ltd₹52,240 (FY 2025)-16.0%Kolkata, West Bengal, India
Stayvan Fintech Private Limited₹51,843 (FY 2025)Thane, Maharashtra, India
Aqsa Micro Foundation₹51,244 (FY 2024)New Delhi, Delhi, India
Eucalyptus Advisory Private Limited₹51,100 (FY 2025)Pune, Maharashtra, India
Ideal Finvest Private Limited₹51,073 (FY 2024)172.0%Delhi, India

To see the full peer comparison of Janlaxmi Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Janlaxmi Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Janlaxmi Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Janlaxmi Nidhi Limited has 3 board changes on record since 2018: 3 appointments. The latest: Payal Sandeep Jaiswal was appointed as Director on 12 Jul 2018.

AGM
Janlaxmi Nidhi Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Janlaxmi Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Nagpur.
Appointed
Payal Sandeep Jaiswal was appointed as Director.
Appointed
Sandip Ramuji Jaiswal was appointed as Director.
Appointed
Shikha Jayswal was appointed as Director.
Incorporation
12 Jul 2018
Janlaxmi Nidhi Limited was registered on 12 Jul 2018 with Roc Nagpur & aged 8 years 4 months as per MCA records.

Frequently asked questions

Janlaxmi Nidhi is an active nidhi company based in Nagpur, Maharashtra, India. The company works in bank intermediatories, within the financial services industry. It was incorporated on 12 July 2018 (8+ years old) and is registered under CIN U65100MH2018PLC311825.

Janlaxmi Nidhi has 3 current directors:

The latest financial statements of Janlaxmi Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.

The CIN (Corporate Identification Number) of Janlaxmi Nidhi is U65100MH2018PLC311825. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Janlaxmi Nidhi was incorporated on 12 July 2018, making it 8+ years old. It is registered with the Registrar of Companies, Nagpur.

The peers of Janlaxmi Nidhi by revenue are Ford Millenium Capital Limited, Dalal Finserve Private Limited, Credalyze Ventures Private Limited, Consortium for Technology Research Entrepreneurship and Employment, Arjav Capital Solutions Private Limited and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).

Payal Sandeep Jaiswal was appointed as Director on 12 Jul 2018. Sandip Ramuji Jaiswal was appointed as Director on 12 Jul 2018. Shikha Jayswal was appointed as Director on 12 Jul 2018.

Yes, Janlaxmi Nidhi is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-20-0076482).

The registered office of Janlaxmi Nidhi is at CO Ramuji Bansilal Jaiswal 52A Near Hanuman Mandir At. Post. Pauni, Nagpur, Maharashtra, India – 441401.

Janlaxmi Nidhi operates in the financial services industry, in the bank intermediatories segment.

Janlaxmi Nidhi can be reached at its registered office: CO Ramuji Bansilal Jaiswal 52A Near Hanuman Mandir At. Post. Pauni, Nagpur, Maharashtra, India – 441401.