Jansaathi Micro Credit Private Limited
About Jansaathi Micro Credit Private Limited
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Jansaathi Micro Credit Private Limited is a private limited company based in Gopiganj, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 16 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65990UP2019PTC112415.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Vinod Kumar Yadav and Mina Devi.
Its last annual general meeting (AGM) was held on 31 December 2021, and its latest financial statements are for the year ended 31 March 2021. The registered office is at Nand Lal Pandey S/O Mulshanker Pandey Ward No. – 1 H. No. – 43 Gayan Pur Phulbag, Gopiganj, Uttar Pradesh, India – 221303.
As per the financials filed for FY 2021, the company reported a revenue of ₹1.4 Lakh, a growth of 86% compared to the previous year. For the same year it recorded a net profit of ₹6,110 (net margin 4.4%) and EBITDA of ₹6,269 (EBITDA margin 4.5%).
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressNand Lal Pandey S/O Mulshanker Pandey Ward No. – 1 H. No. – 43 Gayan Pur Phulbag, Gopiganj, Uttar Pradesh, India – 221303
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Jansaathi Micro Credit Private Limited
The main business activity of Jansaathi Micro Credit is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Jansaathi Micro Credit Private Limited FY 2021 filings available
Jansaathi Micro Credit Private Limited reported revenue of ₹1.4 Lakh (up 86% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR) of Jansaathi Micro Credit Private Limited
Revenue rose 86% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Jansaathi Micro Credit Private Limited
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | ₹6,269 | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | ₹6,110 | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Jansaathi Micro Credit Private Limited
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 4.5% | •••• | •••• |
| Net Profit Margin | 4.4% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Jansaathi Micro Credit are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Jansaathi Micro Credit Private Limited
Jansaathi Micro Credit has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vinod Kumar Yadav Also directs: Jai Ganga Microservice Foundation | Director | 16 Jan 2019 | 7 Years 9 Months | Current |
| Mina Devi | Director | 16 Jan 2019 | 7 Years 9 Months | Current |
Peer Comparison of Jansaathi Micro Credit Private Limited
Jansaathi Micro Credit Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Financial and Credit leasing activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| All Property Search Limited | ₹1.5 Lakh (FY 2019) | •••• | •••• | -14.0% | •••• | New Delhi, Delhi, India |
| Swarnadeep Nidhi Limited | ₹1.5 Lakh (FY 2020) | •••• | •••• | •••• | Jalpaiguri, West Bengal, India | |
| Green Parivar Nidhi Limited | ₹1.48 Lakh (FY 2017) | •••• | •••• | 568.0% | •••• | Chhibramau, Uttar Pradesh, India |
| Aravali Micro Finance | ₹1.47 Lakh (FY 2025) | •••• | •••• | -50.0% | •••• | Jaipur, Rajasthan, India |
| Akhand Nidhi Limited | ₹1.43 Lakh (FY 2017) | •••• | •••• | •••• | Jaunpur, Uttar Pradesh, India | |
| Jansaathi Micro Credit Private Limited this company | ₹1.4 Lakh (FY 2021) | •••• | •••• | 86.0% | •••• | Gopiganj, Uttar Pradesh, India |
| SS Fortune Nidhi Limited | ₹1.39 Lakh (FY 2022) | •••• | •••• | •••• | Jaipur, Rajasthan, India | |
| Mnature Future India Nidhi Limited | ₹1.38 Lakh (FY 2022) | •••• | •••• | 67.0% | •••• | Mandsaur, Madhya Pradesh, India |
| GR Durai Nidhi Limited | ₹1.38 Lakh (FY 2020) | •••• | •••• | 383.0% | •••• | Dharavi, Mumbai, Maharashtra, India |
| Sudhar Microfinance Federation | ₹1.37 Lakh (FY 2025) | •••• | •••• | -19.0% | •••• | Gorakhpur, Uttar Pradesh, India |
| Aja Gairsudi Kari Nizam Nidhi Limited | ₹1.34 Lakh (FY 2024) | •••• | •••• | 27.0% | •••• | Budaun, Uttar Pradesh, India |
Peers are the five companies nearest above and the five nearest below Jansaathi Micro Credit by revenue in the same principal business activity (Financial and Credit leasing activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Jansaathi Micro Credit Private Limited
Jansaathi Micro Credit Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Jansaathi Micro Credit Private Limited
Employment history and EPFO contributions of people linked to Jansaathi Micro Credit.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Jansaathi Micro Credit Private Limited
Jansaathi Micro Credit Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Mina Devi was appointed as Director on 16 Jan 2019.
Credit Ratings, Litigation & Regulatory Alerts for Jansaathi Micro Credit Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Jansaathi Micro Credit Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Jansaathi Micro Credit Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Jansaathi Micro Credit Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Jansaathi Micro Credit Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Jansaathi Micro Credit Private Limited
Jansaathi Micro Credit is an active private limited company based in Gopiganj, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 16 January 2019 (7+ years old) and is registered under CIN U65990UP2019PTC112415.
Jansaathi Micro Credit reported revenue of ₹1.4 Lakh for FY 2021 (up 86% YoY).
Jansaathi Micro Credit has 2 current directors:
- Vinod Kumar Yadav - Director
- Mina Devi - Director
Jansaathi Micro Credit reported a net profit of ₹6,110 (net margin 4.4%) and EBITDA of ₹6,269 (EBITDA margin 4.5%) for FY 2021, as per its filed financial statements.
The CIN (Corporate Identification Number) of Jansaathi Micro Credit is U65990UP2019PTC112415. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jansaathi Micro Credit was incorporated on 16 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Jansaathi Micro Credit by revenue are All Property Search Limited, Swarnadeep Nidhi Limited, Green Parivar Nidhi Limited, Aravali Micro Finance, Akhand Nidhi Limited and 5 more, all in the same principal business activity (Financial and Credit leasing activities).
Mina Devi was appointed as Director on 16 Jan 2019. Vinod Kumar Yadav was appointed as Director on 16 Jan 2019.
The registered office of Jansaathi Micro Credit is at Nand Lal Pandey SO Mulshanker Pandey Ward No. – 1 H. No. – 43 Gayan Pur Phulbag, Gopiganj, Uttar Pradesh, India – 221303.
Jansaathi Micro Credit has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.
Jansaathi Micro Credit operates in the financial services industry, in the other financial intermediation segment.