Kalaivani Chit Funds Private Limited
About Kalaivani Chit Funds Private Limited
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Kalaivani Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 14 October 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1992PTC004068. Its GSTIN is 33AABCK3650J1ZP (Tamil Nadu).
The company has an authorised share capital of ₹7.5 Lakh and a paid-up capital of ₹6.5 Lakh. It is led by directors including Muthuswami Gounder Velusamy and Ganapathy Arunachalagounder Doraiswamy.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006.
As per the financials filed for FY 2024, the company reported a revenue of ₹87,055, a decline of 82% compared to the previous year. For the same year it recorded a net loss of ₹40,841 (net margin -46.9%) and EBITDA of ₹19,655 (EBITDA margin 22.6%). Revenue has declined at a compounded annual rate (CAGR) of 72% over three years and 57% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Kalaivani Chit Funds Private Limited FY 2025 filings available
Kalaivani Chit Funds Private Limited reported revenue of ₹87,055 (down 82% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Kalaivani Chit Funds Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 57% over five years, including a 82% fall in the latest year. EBITDA fell 85% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kalaivani Chit Funds Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹19,655 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹40,841 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kalaivani Chit Funds Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -46.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kalaivani Chit Funds are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds has 6 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Muthuswami Gounder Velusamy Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Ganapathy Arunachalagounder Doraiswamy Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Venkatasamygounder Sundaraswamy | Director | 10 Apr 1995 | 31 Years 6 Months | Current |
| Velusamy Tamilmani Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Velusamy Manjula | Director | 26 Jul 2006 | 20 Years 2 Months | Current |
| Kamalaveni Duraisamy | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
Peer Comparison of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Munambam Vyasavamsodharani Chit Funds Private Limited | ₹95,456 (FY 2025) | •••• | •••• | 3.0% | •••• | Munambam, Kerala, India |
| Brahmi Chit Funds Private Limited | ₹93,086 (FY 2025) | •••• | •••• | -70.0% | •••• | Bangalore, Karnataka, India |
| Mahasar Mata Chit Funds Private Limited | ₹88,977 (FY 2022) | •••• | •••• | -10.0% | •••• | Hyderabad, Telangana, India |
| R.J. Chit Funds Private Limited | ₹88,945 (FY 2018) | •••• | •••• | -12.0% | •••• | Chennai, Tamil Nadu, India |
| Rajshri Ayswarya Lakshumi Chit Funds Private Limited | ₹87,524 (FY 2025) | •••• | •••• | -71.0% | •••• | Madurai, Tamil Nadu, India |
| Kalaivani Chit Funds Private Limited this company | ₹87,055 (FY 2024) | •••• | •••• | -82.0% | •••• | Coimbatore, Tamil Nadu, India |
| Karuvurar Chit Funds Private Limited | ₹86,365 (FY 2025) | •••• | •••• | 27.0% | •••• | Karur, Tamil Nadu, India |
| Sri Jeyabalan Chit Funds Private Limited | ₹86,100 (FY 2024) | •••• | •••• | -48.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Sri Veeralingeshwara Chit Funds Private Limited | ₹84,060 (FY 2022) | •••• | •••• | •••• | Hyderabad, Telangana, India | |
| Willway Chit Funds Private Limited | ₹83,977 (FY 2022) | •••• | •••• | -63.0% | •••• | Anantapur, Andhra Pradesh, India |
| Erode Everest Chit Funds Private Limited | ₹82,337 (FY 2023) | •••• | •••• | -59.0% | •••• | Erode, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Kalaivani Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds Private Limited is audited by M.UTHAMAN for the financial year 2016.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M.UTHAMAN | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Kalaivani Chit Funds Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Kalaivani Chit Funds Private Limited
Employment history and EPFO contributions of people linked to Kalaivani Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds Private Limited has 6 board changes on record since 1992: 6 appointments. The latest: Velusamy Manjula was appointed as Director on 26 Jul 2006.
Credit Ratings, Litigation & Regulatory Alerts for Kalaivani Chit Funds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kalaivani Chit Funds Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kalaivani Chit Funds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCK3650J1ZP | Tamil Nadu | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kalaivani Chit Funds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 14 October 1992 (34+ years old) and is registered under CIN U65992TZ1992PTC004068.
Kalaivani Chit Funds reported revenue of ₹87,055 for FY 2024 (down 82% YoY).
Kalaivani Chit Funds has 6 current directors:
- Muthuswami Gounder Velusamy - Director
- Ganapathy Arunachalagounder Doraiswamy - Director
- Venkatasamygounder Sundaraswamy - Director
- Velusamy Tamilmani - Director
- Velusamy Manjula - Director
- Kamalaveni Duraisamy - Director
Kalaivani Chit Funds reported a net loss of ₹40,841 (net margin -46.9%) and EBITDA of ₹19,655 (EBITDA margin 22.6%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kalaivani Chit Funds is -72% over three years and -57% over five years. In the latest year (FY 2024) revenue fell 82%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Kalaivani Chit Funds is 33AABCK3650J1ZP, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Kalaivani Chit Funds is U65992TZ1992PTC004068. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kalaivani Chit Funds was incorporated on 14 October 1992, making it 34+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Kalaivani Chit Funds by revenue are Munambam Vyasavamsodharani Chit Funds Private Limited, Brahmi Chit Funds Private Limited, Mahasar Mata Chit Funds Private Limited, R.J. Chit Funds Private Limited, Rajshri Ayswarya Lakshumi Chit Funds Private Limited and 5 more, all in the BFSI industry (Chit Funds).
Velusamy Manjula was appointed as Director on 26 Jul 2006. Venkatasamygounder Sundaraswamy was appointed as Director on 10 Apr 1995. Ganapathy Arunachalagounder Doraiswamy was appointed as Director on 20 Oct 1992. Kalaivani Chit Funds has 6 board changes on record in total.
The registered office of Kalaivani Chit Funds is at 8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006.