Kalppa Nidhi Limited
About Kalppa Nidhi Limited
Data last updated:
Kalppa Nidhi Limited is a nidhi company based in Cheruvayoor, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 02 September 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2020PLN064058.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹45.3 Lakh. It is led by directors including Ratheesh Kumar (Managing Director) and Dinesh.
Its last annual general meeting (AGM) was held on 20 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No. Vp11/1091 – H – I – J Veluthedath Complex Kozhikode Road Edavannappara, Cheruvayoor, Kerala, India – 673645.
As per the financials filed for FY 2025, the company reported a revenue of ₹75.76 Lakh, a growth of 30% compared to the previous year. For the same year it recorded a net profit of ₹69,000 (net margin 0.9%) and EBITDA of ₹36.85 Lakh (EBITDA margin 48.6%). Revenue has grown at a compounded annual rate (CAGR) of 33% over three years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
Company details
Contact details
Kalppa Nidhi Limited's registered office is in Cheruvayoor, Kerala.
- Registered AddressRoom No. Vp11/1091 – H – I – J Veluthedath Complex Kozhikode Road Edavannappara, Cheruvayoor, Kerala, India – 673645
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kalppa Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kalppa Nidhi Limited, buy the company report.
Financials of Kalppa Nidhi Limited
FY 2025 filings availableKalppa Nidhi Limited reported revenue of ₹75.76 Lakh (up 30% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 33% over three years, including 30% growth in the latest year. EBITDA rose 86% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹36.85 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹69,000 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 48.6% | ||||
| Net Profit Margin | 0.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Kalppa Nidhi Limited, buy the company report.
Board of directors of Kalppa Nidhi Limited
Kalppa Nidhi has 7 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dinesh Also directs: Peruvayal Kalppa Nidhi Limited | Director | 02 Dec 2020 | 5 Years 11 Months | Current |
| Poochathodi Kodaparambil Gopalan | Director | 02 Dec 2020 | 5 Years 11 Months | Current |
| Sidharthan Parottu | Director | 02 Dec 2020 | 5 Years 11 Months | Current |
| Geetha Eruppumkunnath | Director | 01 Aug 2023 | 3 Years 3 Months | Current |
| Ratheesh Kumar Also directs: Kozhippally Sreemuruga Chits Private Limited | Managing Director | 02 Sep 2020 | 6 Years 2 Months | Current |
| Sreejesh Perinkallankandi Also directs: Peruvayal Kalppa Nidhi Limited | Director | 02 Sep 2020 | 6 Years 2 Months | Current |
Peer comparison
Kalppa Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Moonshine Vanijya Pvt.Ltd. | ₹75.83 Lakh (FY 2019) | -16.0% | Kolkata, West Bengal, India | |||
| Goranath Mercantile Private Limited | ₹75.83 Lakh (FY 2025) | 56.0% | Kolkata, West Bengal, India | |||
| Mecspert Systems Private Limited | ₹75.83 Lakh (FY 2025) | -4.0% | New Delhi, Delhi, India | |||
| Jogulamba Gadwala Chitfund Private Limited | ₹75.76 Lakh (FY 2025) | 1.0% | Shamshabad, Telangana, India | |||
| Chopra Automobile Finance Pvt Ltd | ₹75.76 Lakh (FY 2025) | 17.0% | Hyderabad, Telangana, India | |||
| Kalppa Nidhi Limitedthis company | ₹75.76 Lakh (FY 2025) | ₹69,000 | 0.9% | 30.0% | Cheruvayoor, Kerala, India | |
| Provogue Realty Private Limited | ₹75.69 Lakh (FY 2025) | 1.0% | New Delhi, Delhi, India | |||
| Ambarella Cap Fin Private Limited | ₹75.67 Lakh (FY 2024) | -16.0% | Kolkata, West Bengal, India | |||
| Art Finance & Trade Private Limited | ₹75.65 Lakh (FY 2025) | 99.0% | Kolkata, West Bengal, India | |||
| Outlook Dealcom Private Limited | ₹75.6 Lakh (FY 2025) | 98.0% | Kolkata, West Bengal, India | |||
| Ortium Financial Services Private Limited | ₹75.6 Lakh (FY 2025) | 73.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Kalppa Nidhi Limited, buy the company report.
Legal cases
Kalppa Nidhi Limited has 1 court case on record: 1 filed by Kalppa Nidhi. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 4 others | Pending |
To see the full case history of Kalppa Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kalppa Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kalppa Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kalppa Nidhi Limited has 9 board changes on record since 2020: 7 appointments and 2 cessations. The latest: Geetha Eruppumkunnath was appointed as Director on 01 Aug 2023.
Frequently asked questions
Kalppa Nidhi is an active nidhi company based in Cheruvayoor, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 02 September 2020 (6+ years old) and is registered under CIN U65990KL2020PLN064058.
Kalppa Nidhi has 7 current directors:
- Ratheesh Kumar - Managing Director
- Dinesh - Director
- Poochathodi Kodaparambil Gopalan - Director
- Sidharthan Parottu - Director
- Geetha Eruppumkunnath - Director
- Sreejesh Perinkallankandi - Director
- Syamaprasad Kozhipally - Director
The latest financial statements of Kalppa Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 20 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Kalppa Nidhi is U65990KL2020PLN064058. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kalppa Nidhi has 1 court case on record: 1 filed by the company. 1 is pending.
Kalppa Nidhi was incorporated on 02 September 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kalppa Nidhi by revenue are Moonshine Vanijya Pvt.Ltd, Goranath Mercantile Private Limited, Mecspert Systems Private Limited, Jogulamba Gadwala Chitfund Private Limited, Chopra Automobile Finance Pvt Ltd and 5 more, all in the same principal business activity (other financial activities).
Geetha Eruppumkunnath was appointed as Director on 01 Aug 2023. Poovathikkal Krishnan ceased to be Director on 27 Dec 2022. Ratheesh Kumar ceased to be Director on 26 Mar 2021. Kalppa Nidhi has 9 board changes on record in total.
The registered office of Kalppa Nidhi is at Room No. Vp111091 – H – I – J Veluthedath Complex Kozhikode Road Edavannappara, Cheruvayoor, Kerala, India – 673645.
Kalppa Nidhi operates in the financial services industry, in the other financial intermediation segment.
Kalppa Nidhi can be reached at its registered office: Room No. Vp111091 – H – I – J Veluthedath Complex Kozhikode Road Edavannappara, Cheruvayoor, Kerala, India – 673645.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
