Karamuck Chits (Thrissur) Private Limited
About Karamuck Chits (Thrissur) Private Limited
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Karamuck Chits (Thrissur) Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 02 September 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC034900. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹35 Lakh and a paid-up capital of ₹35 Lakh. It is led by directors including Jose Thanikal Chammanath Lazar (Managing Director) and Suresh Raghavan Vadukkumcherry.
Its last annual general meeting (AGM) was held on 14 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. I/1A Karamuck Kuries Buildings Karamuck Kanjany P O, Thrissur, Kerala, India – 680612.
As per the financials filed for FY 2025, the company reported a revenue of ₹14.9 Lakh, a growth of 28% compared to the previous year. For the same year it recorded a net loss of ₹46,990 (net margin -3.2%) and EBITDA of -₹37,680 (EBITDA margin -2.5%). Revenue has declined at a compounded annual rate (CAGR) of 13% over three years and 3% over five years.
Court records list 6 cases involving the company, including 6 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Karamuck Chits (Thrissur) Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No. I/1A Karamuck Kuries Buildings Karamuck Kanjany P O, Thrissur, Kerala, India – 680612
- IndustryFinancial Services, Financial Activities
To see the full contact details of Karamuck Chits (Thrissur) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Karamuck Chits (Thrissur) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Financials of Karamuck Chits (Thrissur) Private Limited
FY 2025 filings availableKaramuck Chits (Thrissur) Private Limited reported revenue of ₹14.9 Lakh (up 28% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 28% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 3%. EBITDA fell 416% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹37,680 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹46,990 | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -2.5% | ||||
| Net Profit Margin | -3.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Efficiency and Growth | |||||
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| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
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| Net Profit Growth | |||||
To see the full financial statements and ratios of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Board of directors of Karamuck Chits (Thrissur) Private Limited
Karamuck Chits (Thrissur) has 8 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Suresh Raghavan Vadukkumcherry Also directs: Karamuck Kuries Private Limited | Director | 13 Aug 2016 | 10 Years 2 Months | Current |
| Mathew Chirayath Athanikkal Ouseph Also directs: Karamuck Kuries Private Limited | Director | 13 Aug 2016 | 10 Years 2 Months | Current |
| Surendran Vadassery Sahajan Also directs: Karamuck Kuries Private Limited | Director | 02 Sep 2013 | 13 Years 2 Months | Current |
| Thomas Devassy Neelamkavil Also directs: Karamuck Kuries Private Limited | Director | 02 Sep 2013 | 13 Years 2 Months | Current |
| Louis Pandari Lonappan Also directs: Karamuck Kuries Private Limited | Director | 13 Aug 2016 | 10 Years 2 Months | Current |
| Ramakrishnan Kodakaattil Velukutty Also directs: Karamuck Kuries Private Limited | Director | 13 Aug 2016 | 10 Years 2 Months | Current |
Peer comparison
Karamuck Chits (Thrissur) Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Pawanshiv Commodeal Private Limited | ₹14.92 Lakh (FY 2025) | -53.0% | Kolkata, West Bengal, India | |||
| Shreedhanwantari Nidhi Limited | ₹14.92 Lakh (FY 2025) | -26.0% | Thrissur, Kerala, India | |||
| A & A Foods Private Limited | ₹14.91 Lakh (FY 2018) | -84.0% | Chennai, Tamil Nadu, India | |||
| Sristhi Industries Pvt Ltd | ₹14.91 Lakh (FY 2025) | -3.0% | Kolkata, West Bengal, India | |||
| Bidkin Urban Multipurpose Nidhi Limited | ₹14.91 Lakh (FY 2021) | 128.0% | Aurangabad, Maharashtra, India | |||
| Karamuck Chits (Thrissur) Private Limitedthis company | ₹14.9 Lakh (FY 2025) | -₹46,990 | -3.2% | 28.0% | Thrissur, Kerala, India | |
| Shanti Devi Commercial Private Limited | ₹14.9 Lakh (FY 2018) | -74.0% | New Delhi, Delhi, India | |||
| Varahi Traders Private Limited | ₹14.89 Lakh (FY 2024) | -35.0% | Gurgaon, Haryana, India | |||
| Jeevni Consultants Pvt. Ltd. | ₹14.89 Lakh (FY 2018) | -28.0% | Kolkata, West Bengal, India | |||
| Adhyay Consultancy Private Limited | ₹14.88 Lakh (FY 2025) | -7.0% | Ahmedabad, Gujarat, India | |||
| Brahmeshwarnath Nidhi Limited | ₹14.88 Lakh (FY 2025) | 189.0% | Buxar, Bihar, India |
To see the full peer comparison of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Auditor
Karamuck Chits (Thrissur) Private Limited is audited by CHEERAN VARGHEESE & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| CHEERAN VARGHEESE & CO | FY 2017 | 050061S |
Shareholding
The shareholding of Karamuck Chits (Thrissur) Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Legal cases
Karamuck Chits (Thrissur) Private Limited has 6 court cases on record: 6 filed by Karamuck Chits (Thrissur). All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
To see the full case history of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Karamuck Chits (Thrissur) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Karamuck Chits (Thrissur) has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Karamuck Chits (Thrissur) Private Limited, buy the company report.
Recent activity
Karamuck Chits (Thrissur) Private Limited has 17 board changes on record since 2013: 8 appointments and 9 cessations. The latest: Joseph Neelankavil Anthony ceased to be Director on 13 Jul 2024.
8 earlier events are in the company report.
Frequently asked questions
Karamuck Chits (Thrissur) is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 02 September 2013 (13+ years old) and is registered under CIN U65992KL2013PTC034900.
Karamuck Chits (Thrissur) has 8 current directors:
- Jose Thanikal Chammanath Lazar - Managing Director
- Suresh Raghavan Vadukkumcherry - Director
- Mathew Chirayath Athanikkal Ouseph - Director
- Surendran Vadassery Sahajan - Director
- Thomas Devassy Neelamkavil - Director
- Louis Pandari Lonappan - Director
- Ramakrishnan Kodakaattil Velukutty - Director
- Seena Saajan - Director
The latest financial statements of Karamuck Chits (Thrissur) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 14 August 2025. Year-wise statements from 2015 are in the company report.
No. Karamuck Chits (Thrissur) has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Karamuck Chits (Thrissur) is U65992KL2013PTC034900. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Karamuck Chits (Thrissur) has 6 court cases on record: 6 filed by the company.
Karamuck Chits (Thrissur) was incorporated on 02 September 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Karamuck Chits (Thrissur) by revenue are Pawanshiv Commodeal Private Limited, Shreedhanwantari Nidhi Limited, A & A Foods Private Limited, Sristhi Industries Pvt Ltd, Bidkin Urban Multipurpose Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Joseph Neelankavil Anthony ceased to be Director on 13 Jul 2024. Jose Chalisseri Vavu Thanikkal ceased to be Director on 11 Dec 2023. Annie Varghese ceased to be Director on 17 Aug 2022. Karamuck Chits (Thrissur) has 17 board changes on record in total.
The registered office of Karamuck Chits (Thrissur) is at Door No. I1A Karamuck Kuries Buildings Karamuck Kanjany P O, Thrissur, Kerala, India – 680612.
Karamuck Chits (Thrissur) operates in the financial services industry, in the financial activities segment.
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