Karma Fincom Private Limited
About Karma Fincom Private Limited
Data last updated:
Karma Fincom Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 05 January 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1995PTC067127.
The company has an authorised share capital of ₹1.35 Cr and a paid-up capital of ₹1.31 Cr. It is led by directors Chitta Ranjan Ghosh and Ram Chandra Chowdhury.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.22 Lakh, a growth of 117% compared to the previous year. For the same year it recorded a net profit of ₹16,323 (net margin 3.1%) and EBITDA of ₹16,323 (EBITDA margin 3.1%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Karma Fincom has one previous CIN (Corporate Identification Number): U99999WB1995PTC067127. The current CIN is U65999WB1995PTC067127, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65999WB1995PTC067127 | Current |
| U99999WB1995PTC067127 | Previous |
Contact details
Karma Fincom Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address71 Canning Street Bagari Market 5th Floor Room No – 509, Block – C, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, Financial Activities
To see the full contact details of Karma Fincom Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Karma Fincom is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Karma Fincom Private Limited, buy the company report.
Financials of Karma Fincom Private Limited
FY 2025 filings availableKarma Fincom Private Limited reported revenue of ₹5.22 Lakh (up 117% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 117% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 8%. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹16,323 | ||||
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| Net Profit (PAT) | ₹16,323 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3.1% | ||||
| Net Profit Margin | 3.1% | ||||
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To see the full financial statements and ratios of Karma Fincom Private Limited, buy the company report.
Board of directors of Karma Fincom Private Limited
Karma Fincom has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chitta Ranjan Ghosh | Director | 23 Mar 1999 | 27 Years 7 Months | Current |
| Ram Chandra Chowdhury Also directs: Yukthi Solutions Private Limited, Fleuron Tracom Pvt.Ltd., Parag Communication Private Limited and 1 more | Director | 12 Jan 2005 | 21 Years 9 Months | Current |
Peer comparison
Karma Fincom Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| SPG Fincap Global Private Limited | ₹5.28 Lakh (FY 2025) | -54.0% | New Delhi, Delhi, India | |||
| Hilton Marketers Pvt. Ltd. | ₹5.26 Lakh (FY 2025) | 2.0% | Kolkata, West Bengal, India | |||
| Peekay Mercantiles Pvt Ltd | ₹5.26 Lakh (FY 2018) | -57.0% | Kolkata, West Bengal, India | |||
| Sincerely Finance & Investment Private Limited | ₹5.24 Lakh (FY 2023) | 0.0% | Delhi, India | |||
| Karma Fincom Private Limitedthis company | ₹5.22 Lakh (FY 2025) | ₹16,323 | 3.1% | 117.0% | Kolkata, West Bengal, India | |
| Ind Corp Securities Ltd | ₹5.18 Lakh (FY 2024) | Faridabad, Haryana, India | ||||
| RCJ Investment Trust Private Limited | ₹5.16 Lakh (FY 2025) | -32.0% | Delhi, India |
To see the full peer comparison of Karma Fincom Private Limited, buy the company report.
Auditor
Karma Fincom Private Limited is audited by NIRMALKUMARSAH for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| NIRMALKUMARSAH | FY 2017 | 053260 |
Shareholding
The shareholding of Karma Fincom Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Karma Fincom Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Karma Fincom Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Karma Fincom Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Karma Fincom Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Karma Fincom Private Limited has 2 board changes on record since 1999: 2 appointments. The latest: Ram Chandra Chowdhury was appointed as Director on 12 Jan 2005.
Frequently asked questions
Karma Fincom is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 05 January 1995 (31+ years old) and is registered under CIN U65999WB1995PTC067127.
Karma Fincom has 2 current directors:
- Chitta Ranjan Ghosh - Director
- Ram Chandra Chowdhury - Director
The latest financial statements of Karma Fincom on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Karma Fincom is U65999WB1995PTC067127. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Karma Fincom was incorporated on 05 January 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Karma Fincom by revenue are SPG Fincap Global Private Limited, Hilton Marketers Pvt. Ltd, Peekay Mercantiles Pvt Ltd, Sincerely Finance & Investment Private Limited, Ind Corp Securities Ltd and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Ram Chandra Chowdhury was appointed as Director on 12 Jan 2005. Chitta Ranjan Ghosh was appointed as Director on 23 Mar 1999.
The registered office of Karma Fincom is at 71 Canning Street Bagari Market 5th Floor Room No – 509, Block – C, Kolkata, West Bengal, India – 700001.
Karma Fincom operates in the financial services industry, in the financial activities segment.
The compliance status of Karma Fincom is compliant as of 23 September 2026. The company is actively filing with the Registrar of Companies.
Karma Fincom can be reached at its registered office: 71 Canning Street Bagari Market 5th Floor Room No – 509, Block – C, Kolkata, West Bengal, India – 700001.