
Karunya Nidhi Limited
About Karunya Nidhi Limited
Data last updated:
Karunya Nidhi Limited is a nidhi company based in Kurichy, Kerala, India. It operates in the pawn shops segment of the financial services sector. It was incorporated on 16 July 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2018PLC054056.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Parampathu Raghavakurup Sreelal (Managing Director) and Pulimootil Vijayarajan Chellappan.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at Manniram Mandiram, Kurichy, Kerala, India – 686532.
As per the financials filed for FY 2020, the company reported a revenue of ₹90,801, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹1.63 Lakh (net margin -179.4%) and EBITDA of -₹68,864 (EBITDA margin -75.8%).
Company details
Contact details
Karunya Nidhi Limited's registered office is in Kurichy, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressManniram Mandiram, Kurichy, Kerala, India – 686532
- IndustryFinancial Services, Pawn Shops, Credit Allocation Agencies, Other Financial Intermediation
To see the full contact details of Karunya Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Karunya Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Karunya Nidhi Limited, buy the company report.
Financials of Karunya Nidhi Limited
FY 2020 filings availableKarunya Nidhi Limited reported revenue of ₹90,801 (up 4259% YoY) for FY 2020.
Financial Statement Summary
| Metrics | FY 2019-20 | FY 2018-19 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ₹90,801 | |
| Other Income | ||
| Total Revenue | ||
| Cost of Materials Consumed | ||
| Employee Benefit Expense | ||
| Finance Costs | ||
| Depreciation and Amortisation | ||
| Other Expenses | ||
| Total Expenses | ||
| EBITDA | -₹68,864 | |
| Profit Before Tax | ||
| Tax Expense | ||
| Net Profit (PAT) | -₹1.63 Lakh | |
| Balance Sheet | ||
| Share Capital | ||
| Reserves and Surplus | ||
| Net Worth (Total Equity) | ||
| Long-term Borrowings | ||
| Short-term Borrowings | ||
| Trade Payables | ||
| Total Liabilities | ||
| Fixed Assets | ||
| Investments | ||
| Inventories | ||
| Trade Receivables | ||
| Cash and Bank Balance | ||
| Total Assets | ||
Financial Ratios
| Metrics | FY 2019-20 | FY 2018-19 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | -75.8% | |
| Net Profit Margin | -179.4% | |
| Return on Equity (ROE) | ||
| Return on Capital Employed (ROCE) | ||
| Return on Assets (ROA) | ||
| Liquidity and Debt | ||
| Current Ratio | ||
| Quick Ratio | ||
| Debt-to-Equity Ratio | ||
| Interest Coverage Ratio | ||
| Efficiency and Growth | ||
| Asset Turnover | ||
| Receivable Days | ||
| Payable Days | ||
| Inventory Days | ||
| Revenue Growth | ||
| Net Profit Growth | ||
To see the full financial statements and ratios of Karunya Nidhi Limited, buy the company report.
Board of directors of Karunya Nidhi Limited
Karunya Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Parampathu Raghavakurup Sreelal | Managing Director | 16 Jul 2018 | 8 Years 3 Months | Current |
| Pulimootil Vijayarajan Chellappan Also directs: Peebo Rural IT Infrastructure Developers LLP | Director | 16 Jul 2018 | 8 Years 3 Months | Current |
| Sheeba Raj | Director | 16 Jul 2018 | 8 Years 3 Months | Current |
Peer comparison
Karunya Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mogli Angel Investments Private Limited | ₹91,095 (FY 2025) | 15057.0% | Indore, Madhya Pradesh, India | |||
| SBS Adharsh Chits Private Limited | ₹91,065 (FY 2022) | -72.0% | Hyderabad, Telangana, India | |||
| Pooppathy Kuries Private Limited | ₹91,039 (FY 2021) | 6.0% | Mala, Kerala, India | |||
| Confirm Financial Advisory Private Limited | ₹91,022 (FY 2016) | 3.0% | Hooghly, West Bengal, India | |||
| Rockhard Tech Solutions Private Limited | ₹90,920 (FY 2023) | -14.0% | Mumbai, Maharashtra, India | |||
| Karunya Nidhi Limitedthis company | ₹90,801 (FY 2020) | -₹1.63 Lakh | -179.4% | 4259.0% | Kurichy, Kerala, India | |
| SLR Finance and Investments Limited | ₹90,667 (FY 2019) | -95.0% | Delhi, India | |||
| Deccan Capital Services Private Limited | ₹90,614 (FY 2018) | 93.0% | Baddi, Himachal Pradesh, India | |||
| Phoenix Mining Private Limited | ₹90,608 (FY 2025) | 23.0% | Nagpur, Maharashtra, India | |||
| Mansi Tradecom Private Limited | ₹90,540 (FY 2022) | 1.0% | Hooghly, West Bengal, India | |||
| Rosemount Sales Private Limited | ₹90,500 (FY 2020) | 254.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Karunya Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Karunya Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Karunya Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Karunya Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Karunya Nidhi Limited has 3 board changes on record since 2018: 3 appointments. The latest: Parampathu Raghavakurup Sreelal was appointed as Managing Director on 16 Jul 2018.
Frequently asked questions
Karunya Nidhi is an active nidhi company based in Kurichy, Kerala, India. The company works in pawn shops, within the financial services industry. It was incorporated on 16 July 2018 (8+ years old) and is registered under CIN U65929KL2018PLC054056.
Karunya Nidhi has 3 current directors:
- Parampathu Raghavakurup Sreelal - Managing Director
- Pulimootil Vijayarajan Chellappan - Director
- Sheeba Raj - Director
The latest financial statements of Karunya Nidhi on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Karunya Nidhi is U65929KL2018PLC054056. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Karunya Nidhi was incorporated on 16 July 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Karunya Nidhi by revenue are Mogli Angel Investments Private Limited, SBS Adharsh Chits Private Limited, Pooppathy Kuries Private Limited, Confirm Financial Advisory Private Limited, Rockhard Tech Solutions Private Limited and 5 more, all in the same principal business activity (other financial activities).
Parampathu Raghavakurup Sreelal was appointed as Managing Director on 16 Jul 2018. Pulimootil Vijayarajan Chellappan was appointed as Director on 16 Jul 2018. Sheeba Raj was appointed as Director on 16 Jul 2018.
The registered office of Karunya Nidhi is at Manniram Mandiram, Kurichy, Kerala, India – 686532.
Karunya Nidhi operates in the financial services industry, in the pawn shops segment.
Karunya Nidhi can be reached at its registered office: Manniram Mandiram, Kurichy, Kerala, India – 686532.
Karunya Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.

