Karuppali Chits Private Limited

Karuppali Chits Private Limited - financial services in Kozhikode, Kerala, India. FY 2026 financials & compliance.
CIN U65929KL2018PTC053414 Incorporated 23 May 2018 ROC Ernakulam HQ Kozhikode, Kerala, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2024
₹20.32 Lakh
▲ 23% YoY
Net profit · FY 2024
₹1.41 Lakh
Net margin 6.9%
EBITDA · FY 2024
₹10.04 Lakh
EBITDA margin 49.4%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹3.66 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Karuppali Chits Private Limited

Data last updated:

Karuppali Chits Private Limited is a private limited company based in Kozhikode, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 23 May 2018 and has been in existence for over 8 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2018PTC053414.

The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3.66 Lakh. It is led by directors Vishnu Karupali (Managing Director) and Karuppaly Anitha.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 63/5200A Nr Sv Colony Eranhipalam So, Kozhikode, Kerala, India – 673006.

As per the financials filed for FY 2024, the company reported a revenue of ₹20.32 Lakh, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1.41 Lakh (net margin 6.9%) and EBITDA of ₹10.04 Lakh (EBITDA margin 49.4%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 43% over five years.

Company details

CIN U65929KL2018PTC053414
Registration Number 053414
Incorporation Date 23 May 2018
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

Karuppali Chits Private Limited's registered office is in Kozhikode, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    63/5200A Nr Sv Colony Eranhipalam So, Kozhikode, Kerala, India – 673006
  • Industry
    Financial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops

To see the full contact details of Karuppali Chits Private Limited, buy the company report.

Comprehensive company report
Karuppali Chits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Karuppali Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Karuppali Chits Private Limited, buy the company report.

Financials of Karuppali Chits Private Limited

FY 2025 filings available

Karuppali Chits Private Limited reported revenue of ₹20.32 Lakh (up 23% YoY) for FY 2024.

Revenue · FY 2024
₹20.32 Lakh ▲ 23%
Net profit · FY 2024
₹1.41 Lakh margin 6.9%
EBITDA · FY 2024
₹10.04 Lakh margin 49.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 23%
3 years · compounded
▲ 8%
5 years · compounded
▲ 43%
EBITDA CAGR growth
1 year
▲ 20%
3 years · compounded
▲ 30%
5 years · compounded
▲ 100%

Revenue has grown at a compounded annual rate (CAGR) of 43% over five years, including 23% growth in the latest year. EBITDA rose 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹10.04 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.41 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin49.4%
Net Profit Margin6.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Karuppali Chits Private Limited, buy the company report.

Board of directors of Karuppali Chits Private Limited

Karuppali Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Karuppaly AnithaDirector23 May 20188 Years 5 MonthsCurrent
Vishnu KarupaliManaging Director23 May 20188 Years 5 MonthsCurrent

Peer comparison

Karuppali Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Acolyte Tie-Up Private Limited₹20.33 Lakh (FY 2022)-50.0%Kolkata, West Bengal, India
Devi Satvai Multiple Urban Nidhi Limited₹20.33 Lakh (FY 2023)54.0%Kalamb, Maharashtra, India
Apl Holdings & Investments Ltd₹20.32 Lakh (FY 2025)249.0%Kolkata, West Bengal, India
Sri Krishna Chit Funds (Sattur) Private Limited₹20.32 Lakh (FY 2025)-56.0%Tamil Nadu, India
Sri Vishwa Dharma Chit Funds Private Limited₹20.32 Lakh (FY 2019)-21.0%Nalgonda, Telangana, India
Karuppali Chits Private Limitedthis company₹20.32 Lakh (FY 2024)₹1.41 Lakh6.9%23.0%Kozhikode, Kerala, India
Elavanchery Kisan Rakshak Nidhi Limited₹20.31 Lakh (FY 2025)-16.0%Palakkad, Kerala, India
Priyankari Chit Funds Private Limited₹20.31 Lakh (FY 2025)-7.0%Hanamkonda, Telangana, India
Self-Sure Nidhi Limited₹20.31 Lakh (FY 2023)-21.0%New Delhi, Delhi, India
Dibya Jyoti Private Limited₹20.31 Lakh (FY 2025)0.0%Kolkata, West Bengal, India
Riwind Green Energy Limited₹20.31 Lakh (FY 2025)-47.0%Indore, Madhya Pradesh, India

To see the full peer comparison of Karuppali Chits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Karuppali Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Karuppali Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Karuppali Chits Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Vyshnavi Vivek Cholapurath ceased to be Director on 02 Nov 2022.

AGM
Karuppali Chits Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Karuppali Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Vyshnavi Vivek Cholapurath ceased to be Director.
Appointed
Karuppaly Anitha was appointed as Director.
Appointed
Vishnu Karupali was appointed as Managing Director.
Incorporation
23 May 2018
Karuppali Chits Private Limited was registered on 23 May 2018 with Roc Ernakulam & aged 8 years 5 months as per MCA records.

Frequently asked questions

Karuppali Chits is an active private limited company based in Kozhikode, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 23 May 2018 (8+ years old) and is registered under CIN U65929KL2018PTC053414.

Karuppali Chits has 2 current directors:

The latest financial statements of Karuppali Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.

The CIN (Corporate Identification Number) of Karuppali Chits is U65929KL2018PTC053414. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Karuppali Chits was incorporated on 23 May 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Karuppali Chits by revenue are Acolyte Tie-Up Private Limited, Devi Satvai Multiple Urban Nidhi Limited, Apl Holdings & Investments Ltd, Sri Krishna Chit Funds (Sattur) Private Limited, Sri Vishwa Dharma Chit Funds Private Limited and 5 more, all in the same principal business activity (other financial activities).

Vyshnavi Vivek Cholapurath ceased to be Director on 02 Nov 2022. Karuppaly Anitha was appointed as Director on 23 May 2018. Vishnu Karupali was appointed as Managing Director on 23 May 2018.

The registered office of Karuppali Chits is at 635200A Nr Sv Colony Eranhipalam So, Kozhikode, Kerala, India – 673006.

Karuppali Chits operates in the financial services industry, in the other financial intermediation segment.

Karuppali Chits can be reached at its registered office: 635200A Nr Sv Colony Eranhipalam So, Kozhikode, Kerala, India – 673006.

Karuppali Chits is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.