Startup India Government of India
Kubot Fintech Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹11.36 Lakh
▼ 20% YoY
Net profit · FY 2025
₹5.53 Lakh
Net margin 48.7%
EBITDA · FY 2025
₹5.86 Lakh
EBITDA margin 51.6%
Authorised capital
₹1.4 Cr
Registered with MCA
Paid-up capital
₹1.39 Cr
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered
About Kubot Fintech Private Limited
Data last updated:
Kubot Fintech Private Limited is a foreign private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 24 July 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2017FTC104933. Its GSTIN is 29AAYCS9867J1ZW (Karnataka).
The company has an authorised share capital of ₹1.4 Cr and a paid-up capital of ₹1.39 Cr. It was formerly known as Smartmoney.Co Wealth Advisory Services Private Limited. It is led by directors including Varadarajan Selvanarayanan and Sudheendra Ramarao Mysore.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mr – 4 7th Main Btm (Sfhs Layout) Btm 2nd Stage, Bangalore, Karnataka, India – 560076.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.36 Lakh, a decline of 20% compared to the previous year. For the same year it recorded a net profit of ₹5.53 Lakh (net margin 48.7%) and EBITDA of ₹5.86 Lakh (EBITDA margin 51.6%). Revenue has declined at a compounded annual rate (CAGR) of 8% over three years and 43% over five years.
The company is associated with 1 brand: Kubot.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kubot.in.
Company details
CIN U74999KA2017FTC104933
Registration Number 104933
Incorporation Date 24 July 2017
ROC Bangalore
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Key People
Varadarajan Selvanarayanan Director Sudheendra Ramarao Mysore Director Sanjay Sudheendra Rao Additional Director Recognitions & Rankings of Kubot Fintech
Contact details
Kubot Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is kubot.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Apps
- Registered AddressMr – 4 7th Main Btm (Sfhs Layout) Btm 2nd Stage, Bangalore, Karnataka, India – 560076
- IndustryInternet, Online Financial Services
To see the full contact details of Kubot Fintech Private Limited, buy the company report.
Comprehensive company report
Kubot Fintech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Business activity
The main business activity of Kubot Fintech is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kubot Fintech Private Limited, buy the company report.
Financials of Kubot Fintech Private Limited
FY 2025 filings availableKubot Fintech Private Limited reported revenue of ₹11.36 Lakh (down 20% YoY) for FY 2025.
Revenue · FY 2025
₹11.36 Lakh ▼ 20%
Net profit · FY 2025
₹5.53 Lakh margin 48.7%
EBITDA · FY 2025
₹5.86 Lakh margin 51.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 20%
3 years · compounded
▲ 8%
5 years · compounded
▼ 43%
EBITDA CAGR growth
1 year
▼ 25%
3 years · compounded
▲ 3%
5 years · compounded
▲ 17%
Revenue has declined at a compounded annual rate (CAGR) of 43% over five years, including a 20% fall in the latest year. EBITDA fell 25% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹5.86 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.53 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 51.6% | ||||
| Net Profit Margin | 48.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Kubot Fintech Private Limited, buy the company report.
Board of directors of Kubot Fintech Private Limited
Kubot Fintech has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Varadarajan Selvanarayanan | Director | 24 Jul 2017 | 9 Years 3 Months | Current |
| Sudheendra Ramarao Mysore | Director | 27 Aug 2019 | 7 Years 2 Months | Current |
| Sanjay Sudheendra Rao | Additional Director | 07 Nov 2025 | 1 Years 0 Months | Current |
Peer comparison
Kubot Fintech Private Limited is compared with the 3 companies closest to it by revenue in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mangalam Vinayak Micro Finance | ₹11.46 Lakh (FY 2024) | 8.0% | Varanasi, Uttar Pradesh, India | |||
| Nicolian Securitiesw and Finance Pvt Ltd | ₹11.4 Lakh (FY 2025) | 27.0% | New Delhi, Delhi, India | |||
| Kubot Fintech Private Limitedthis company | ₹11.36 Lakh (FY 2025) | ₹5.53 Lakh | 48.7% | -20.0% | Bangalore, Karnataka, India | |
| Primus Investments and Finance Private Limited | ₹11.28 Lakh (FY 2024) | 329.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Kubot Fintech Private Limited, buy the company report.
Auditor
Kubot Fintech Private Limited is audited by MRINMAYEE S JOSHI & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MRINMAYEE S JOSHI & CO | FY 2020 | 141391W |
Shareholding
The shareholding of Kubot Fintech Private Limited is on record for FY 2020, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2020 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Public | |
| Others |
To see the full shareholding pattern of Kubot Fintech Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Kubot Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kubot Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Kubot Fintech has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAYCS9867J1ZW | Karnataka | Active | 30 Aug 2017 |
To see the full GST registrations and return filing status of Kubot Fintech Private Limited, buy the company report.
Recent activity
Kubot Fintech Private Limited has 7 board changes on record since 2017: 3 appointments and 4 cessations. The latest: Sanjay Sudheendra Rao was appointed as Additional Director on 07 Nov 2025.
Appointed
Sanjay Sudheendra Rao was appointed as Additional Director.
Ceased
Varadarajan Selvanarayanan ceased to be Director.
AGM
Kubot Fintech Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Kubot Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
Smitha Sudheendra ceased to be Director.
Ceased
Sudheendra Ramarao Mysore ceased to be Director.
Appointed
Sudheendra Ramarao Mysore was appointed as Director.
Ceased
Suresh Thiruvananthapuram Viswanathan ceased to be Alternate Director.
Appointed
Varadarajan Selvanarayanan was appointed as Director.
Incorporation
24 Jul 2017
Kubot Fintech Private Limited was registered on 24 Jul 2017 with Roc Bangalore & aged 9 years 3 months as per MCA records.
Frequently asked questions
Kubot Fintech is an active foreign private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 24 July 2017 (9+ years old) and is registered under CIN U74999KA2017FTC104933.
Kubot Fintech has 3 current directors:
- Varadarajan Selvanarayanan - Director
- Sudheendra Ramarao Mysore - Director
- Sanjay Sudheendra Rao - Additional Director
The latest financial statements of Kubot Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Kubot Fintech is 29AAYCS9867J1ZW, registered in Karnataka.
The CIN (Corporate Identification Number) of Kubot Fintech is U74999KA2017FTC104933. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kubot Fintech was incorporated on 24 July 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Kubot Fintech by revenue are Mangalam Vinayak Micro Finance, Nicolian Securitiesw and Finance Pvt Ltd, Primus Investments and Finance Private Limited, all in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities).
Sanjay Sudheendra Rao was appointed as Additional Director on 07 Nov 2025. Varadarajan Selvanarayanan ceased to be Director on 07 Nov 2025. Smitha Sudheendra ceased to be Director on 20 Oct 2019. Kubot Fintech has 7 board changes on record in total.
Yes, Kubot Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Kubot Fintech can be reached through the website kubot.in. Its registered office is in Bangalore, Karnataka, India.
The registered office of Kubot Fintech is at Mr – 4 7th Main Btm Sfhs Layout Btm 2nd Stage, Bangalore, Karnataka, India – 560076.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
Swiggy Limited Listed company · 92 pages
BharatPe (Resilient Innovations Pvt Ltd) Unlisted company · 78 pages