About Kumbhat Financial Services Limited
Data last updated:
Kumbhat Financial Services Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 18 February 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65991TN1993PLC024433. It is a listed company as per MCA records. Its shares are listed on BSE: 526869.
The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹5.33 Cr. It is led by directors including Sanjay Kumbhat (Managing Director) and Masagounder Sakthivelmurugan.
Its last annual general meeting (AGM) was held on 20 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 5th Floor Kumbhat Complex No. 29 Rattan Bazaar, Chennai, Tamil Nadu, India – 600003.
As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹7.1 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹82 Lakh (net margin 11.5%) and EBITDA of ₹2.71 Cr (EBITDA margin 38.2%). The net worth stands at ₹6.12 Cr (up 15.5% YoY). Total assets are valued at ₹25.75 Cr (up 26.8% YoY).
The company is associated with 1 brand: Kumbhat Financial Services. Court records list 267 cases involving the company, including 250 filed by the company and 17 filed against it; 8 cases are pending. The company has 2 deals on record (2 market trades); the latest was in March 2021. Its 5 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Shrichakra Finance & Credits (Madras) Private Limited with revenue of ₹2.06 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kumbhatfinancialserviceslimited.com.
Company details
CIN history
Kumbhat Financial Services has one previous CIN (Corporate Identification Number): U65991TN1993PLC024433. The current CIN is L65991TN1993PLC024433, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65991TN1993PLC024433 | Current |
| U65991TN1993PLC024433 | Previous |
Contact details
Kumbhat Financial Services Limited's registered office is in Chennai, Tamil Nadu. Its website is kumbhatfinancialserviceslimited.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address5th Floor Kumbhat Complex No. 29 Rattan Bazaar, Chennai, Tamil Nadu, India – 600003
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Kumbhat Financial Services Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Kumbhat Financial Services operates one associated brand: Kumbhat Financial Services. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services are provided by Kumbhat Financial Services in India. | kumbhatfinancialserviceslimited.com |
Business activity
The main business activity of Kumbhat Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kumbhat Financial Services Limited, buy the company report.
Financials of Kumbhat Financial Services Limited
FY 2025-26 filings availableKumbhat Financial Services Limited reported revenue of ₹7.1 Cr (up 248% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 7.10 | 2.04 | 0.62 | 0.33 | 0.32 | 0.17 | 0.45 |
| Revenue growth | +248.0% | +229.0% | +87.9% | +3.1% | +88.2% | -62.2% | - |
| EBITDA | 2.71 | 2.35 | (1.72) | 0.11 | 0.08 | (0.88) | 0.16 |
| EBITDA margin | +38.2% | +115.2% | -277.4% | +33.3% | +25.0% | -517.7% | +35.6% |
| Profit before tax | 0.67 | 1.64 | (1.72) | 0.11 | 0.08 | (0.88) | 0.22 |
| Net profit | 0.82 | 1.36 | (1.79) | 0.10 | 0.07 | (0.88) | 0.22 |
| Net profit margin | +11.6% | +66.7% | -288.7% | +30.3% | +21.9% | -517.7% | +48.9% |
| EPS (₹) | 1.55 | 2.55 | (3.77) | 0.20 | 0.16 | (1.85) | 0.46 |
| Balance sheet | |||||||
| Total assets | 25.75 | 20.30 | 2.63 | 4.43 | 4.33 | 4.25 | 5.13 |
| Net worth | 6.12 | 5.30 | 2.63 | 4.43 | 4.33 | 4.25 | 5.13 |
| Total debt | 19.63 | 15.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank | 0.14 | 3.81 | 0.08 | 0.47 | 3.07 | 4.07 | 0.43 |
| Net working capital | (1.18) | 2.51 | 0.06 | 0.46 | 3.08 | 4.02 | 0.34 |
| Cash flow | |||||||
| Cash from operations | (6.25) | (11.95) | (0.39) | 2.80 | 0.96 | (4.28) | 0.29 |
| Cash from investing | (0.01) | 0.11 | 0.27 | (0.01) | 0.00 | 0.00 | 0.00 |
| Cash from financing | 2.59 | 15.57 | 0.00 | (2.62) | (0.99) | 3.92 | 0.14 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.97 | 2.10 | 1.92 | 1.66 | 1.46 | 1.25 | 0.68 | 0.15 |
| Revenue growth (YoY) | +34.9% | +68.0% | +182.4% | +1006.7% | +942.9% | - | - | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Total expenses | 1.27 | 0.53 | 1.91 | 1.12 | 0.89 | (1.10) | 0.86 | 0.01 |
| EBITDA | 0.70 | 1.57 | 0.01 | 0.54 | 0.57 | 2.35 | (0.18) | 0.14 |
| EBITDA margin | +35.5% | +74.8% | +0.5% | +32.5% | +39.0% | +188.0% | -26.5% | +93.3% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.60 | 0.59 | 0.53 | 0.46 | 0.45 | 0.44 | 0.26 | 0.03 |
| Profit before tax | 0.10 | 0.98 | (0.52) | 0.08 | 0.12 | 1.91 | (0.42) | 0.11 |
| Tax | 0.00 | (0.16) | 0.00 | 0.00 | 0.01 | 0.27 | (0.05) | 0.04 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.97 | 2.10 | 1.92 | 1.66 | 1.46 | 1.25 | 0.68 | 0.15 |
| Revenue growth (YoY) | +34.9% | +68.0% | +182.4% | +1006.7% | +942.9% | - | - | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Total expenses | 1.27 | 0.53 | 1.91 | 1.12 | 0.89 | (1.10) | 0.86 | 0.01 |
| EBITDA | 0.70 | 1.57 | 0.01 | 0.54 | 0.57 | 2.35 | (0.18) | 0.14 |
| EBITDA margin | +35.5% | +74.8% | +0.5% | +32.5% | +39.0% | +188.0% | -26.5% | +93.3% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.60 | 0.59 | 0.53 | 0.46 | 0.45 | 0.44 | 0.26 | 0.03 |
| Profit before tax | 0.10 | 0.98 | (0.52) | 0.08 | 0.12 | 1.91 | (0.42) | 0.11 |
| Tax | 0.00 | (0.16) | 0.00 | 0.00 | 0.01 | 0.27 | (0.05) | 0.04 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 7.10 | 2.04 | 0.62 | 0.33 | 0.32 | 0.17 | 0.45 |
| Revenue growth | +248.0% | +229.0% | +87.9% | +3.1% | +88.2% | -62.2% | - |
| Other income | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 |
| Total expenses | 4.39 | (0.31) | 2.34 | 0.22 | 0.24 | 1.05 | 0.29 |
| Employee cost | 0.11 | 0.07 | 0.07 | 0.06 | 0.05 | 0.05 | 0.06 |
| EBITDA | 2.71 | 2.35 | (1.72) | 0.11 | 0.08 | (0.88) | 0.16 |
| EBITDA margin | +38.2% | +115.2% | -277.4% | +33.3% | +25.0% | -517.7% | +35.6% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 2.04 | 0.73 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.67 | 1.64 | (1.72) | 0.11 | 0.08 | (0.88) | 0.22 |
| Tax | (0.15) | 0.28 | 0.07 | 0.01 | 0.01 | 0.00 | 0.00 |
| Net profit | 0.82 | 1.36 | (1.79) | 0.10 | 0.07 | (0.88) | 0.22 |
| Net profit margin | +11.6% | +66.7% | -288.7% | +30.3% | +21.9% | -517.7% | +48.9% |
| EPS (₹) | 1.55 | 2.55 | (3.77) | 0.20 | 0.16 | (1.85) | 0.46 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 5.33 | 5.33 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 |
| Reserves & surplus | 0.79 | (0.03) | (2.12) | (0.32) | (0.42) | (0.50) | 0.38 |
| Shareholders' funds (net worth) | 6.12 | 5.30 | 2.63 | 4.43 | 4.33 | 4.25 | 5.13 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 19.63 | 15.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total debt | 19.63 | 15.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | - | - | 2.63 | 4.43 | 4.33 | 4.25 | 5.13 |
| Assets | |||||||
| Gross block | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
| Net block | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.13 | 0.22 | 0.55 | 0.27 | 0.22 | 0.19 | 0.18 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.14 | 3.81 | 0.08 | 0.47 | 3.07 | 4.07 | 0.43 |
| Loans & advances | 0.28 | 0.16 | 0.03 | 0.05 | 0.05 | 0.00 | 0.02 |
| Total current assets | 0.42 | 3.97 | 0.11 | 0.52 | 3.12 | 4.07 | 0.45 |
| Total current liabilities | 1.60 | 1.46 | 0.05 | 0.06 | 0.04 | 0.05 | 0.11 |
| Net working capital | (1.18) | 2.51 | 0.06 | 0.46 | 3.08 | 4.02 | 0.34 |
| Total assets | 25.75 | 20.30 | 2.63 | 4.43 | 4.33 | 4.25 | 5.13 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 3.81 | 0.08 | 0.20 | 0.04 | 0.07 | 0.43 | 0.01 |
| Net cash from operating activities | (6.25) | (11.95) | (0.39) | 2.80 | 0.96 | (4.28) | 0.29 |
| Net cash from investing activities | (0.01) | 0.11 | 0.27 | (0.01) | 0.00 | 0.00 | 0.00 |
| Net cash from financing activities | 2.59 | 15.57 | 0.00 | (2.62) | (0.99) | 3.92 | 0.14 |
| Net change in cash | (3.67) | 3.73 | (0.12) | 0.17 | (0.03) | (0.36) | 0.42 |
| Closing cash | 0.14 | 3.81 | 0.08 | 0.47 | 3.07 | 4.07 | 0.43 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +248.0% | +229.0% | +87.9% | +3.1% | +88.2% | -62.2% | - |
| EBITDA growth | +15.3% | +236.6% | -1663.6% | +37.5% | +109.1% | -650.0% | - |
| PBT growth | -59.2% | +9998.0% | - | +37.5% | +9998.0% | - | +9998.0% |
| Net income growth | -39.7% | +176.0% | -1890.0% | +42.9% | +108.0% | -500.0% | - |
| Revenue CAGR (3Y) | +178.1% | +85.4% | +53.9% | -9.8% | -11.4% | -28.8% | +4.9% |
| EBITDA CAGR (3Y) | +191.0% | +208.6% | +25.0% | -11.7% | - | - | +152.0% |
| Profitability & leverage | |||||||
| Net income margin | +11.6% | +66.7% | -288.7% | +30.3% | +21.9% | -517.7% | +48.9% |
| Return on capital employed | +10.7% | +18.5% | 0.0% | +1.8% | +1.7% | 0.0% | +4.0% |
| Return on net worth | +10.5% | +26.0% | 0.0% | +1.6% | +1.5% | 0.0% | +4.0% |
| Debt / equity | 3.03 | 1.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-term debt / equity | 3.03 | 1.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 75.28 | 31.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 129.09 | 41.20 | 12.40 | 7.33 | 8.00 | 4.25 | 12.75 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 1.55 | 2.55 | (3.77) | 0.20 | 0.16 | (1.85) | 0.46 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 11.49 | 9.94 | 5.55 | 9.32 | 9.12 | 8.96 | 10.80 |
To see the full year-wise statements and ratios of Kumbhat Financial Services Limited, buy the company report.
Board of directors of Kumbhat Financial Services Limited
Kumbhat Financial Services has 4 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Kumbhat | Managing Director | 30 Dec 2017 | 8 Years 10 Months | Current |
| Masagounder Sakthivelmurugan | Director | 08 Aug 2019 | 7 Years 3 Months | Current |
| Sundararajan Ramabadran | Director | 15 Dec 2020 | 5 Years 10 Months | Current |
| Sarika Kumbhat | Director | 30 Dec 2017 | 8 Years 10 Months | Current |
Peer comparison
Kumbhat Financial Services Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kumbhat Financial Services Limitedthis company | ₹7.1 Cr (FY 2026) | ₹82 Lakh | 11.5% | 248.0% | Chennai, Tamil Nadu, India | |
| Shrichakra Finance & Credits (Madras) Private Limited | ₹2.06 Cr (FY 2025) | 14.0% | Chennai, Tamil Nadu, India | |||
| Shravan Finance and Estates Private Limited | ₹2.06 Cr (FY 2025) | -40.0% | Hyderabad, Telangana, India | |||
| Shangrila Finvest Private Limited | ₹2.06 Cr (FY 2025) | 23.0% | Kolkata, West Bengal, India | |||
| Himadri Credit & Finance Ltd | ₹2.05 Cr (FY 2019) | 34.0% | Kolkata, West Bengal, India | |||
| Gembel Trade Enterprises Private Limited | ₹2.05 Cr (FY 2025) | -66.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Kumbhat Financial Services Limited, buy the company report.
Auditor
Kumbhat Financial Services Limited is audited by RAJU AND DAFTARY for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAJU AND DAFTARY | FY 2019 | 015535S |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 24.80%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 75.20%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 24.80% | 24.80% | 24.80% | 24.50% |
| Public | 75.20% | 75.20% | 75.20% | 75.50% |
Deals & funding
Kumbhat Financial Services Limited has 2 deals on record (2 market trades); the latest was in March 2021.
Deals on record (2 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2021 | Market trade | ₹2.8 Lakh | Buyer: an individual Seller: an individual |
| Mar 2021 | Market trade | ₹4.7 Lakh | Buyer: 2 individuals Seller: 2 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Kumbhat Financial Services Limited has 267 court cases on record: 250 filed by Kumbhat Financial Services, 17 filed against it. 8 cases are pending and 259 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 257 | 10 | 2 |
| High courts | 10 | 7 | 6 |
Cases on record (5 of 267)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Hyderabad CCC, Telangana | Civil suit | Filed against the company by an individual | Pending |
| Madras High Court | Court case (APPLN) | Filed against the company by an individual | Pending |
| High Court, TAMIL NADU | Interim or miscellaneous application | Filed against the company by an individual | Pending |
| High Court, TAMIL NADU | Revision petition | Filed against the company by an individual | Pending |
| Madras High Court | Court case (APPLN) | Filed against the company by an individual | Disposed |
To see the full case history of Kumbhat Financial Services Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kumbhat Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kumbhat Financial Services Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kumbhat Financial Services Limited has 21 board changes on record since 1993: 13 appointments and 8 cessations. The latest: Sundararajan Ramabadran was appointed as Director on 15 Dec 2020.
12 earlier events are in the company report.
News
Frequently asked questions
Kumbhat Financial Services is an active public limited company based in Chennai, Tamil Nadu, India. The company works in nbfc, within the financial services industry. It was incorporated on 18 February 1993 (33+ years old) and is registered under CIN L65991TN1993PLC024433. Listed on BSE: 526869.
Kumbhat Financial Services reported revenue of ₹7.1 Cr for FY 2025-26 (up 248% YoY) based on standalone financials.
Kumbhat Financial Services has 4 current directors:
- Sanjay Kumbhat - Managing Director
- Masagounder Sakthivelmurugan - Director
- Sundararajan Ramabadran - Director
- Sarika Kumbhat - Director
The latest financial statements of Kumbhat Financial Services on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 20 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Kumbhat Financial Services is L65991TN1993PLC024433. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Kumbhat Financial Services is a listed company as per MCA records. Its shares are listed on BSE (code: 526869).
Kumbhat Financial Services has 267 court cases on record: 250 filed by the company and 17 filed against it. 8 are pending. Most are in the district courts.
Kumbhat Financial Services was incorporated on 18 February 1993, making it 33+ years old. It is registered with the Registrar of Companies, Chennai.
Kumbhat Financial Services has 2 deals on record (2 market trades); the latest was in March 2021.
The peers of Kumbhat Financial Services by revenue are Shrichakra Finance & Credits (Madras) Private Limited, Shravan Finance and Estates Private Limited, Shangrila Finvest Private Limited, Himadri Credit & Finance Ltd, Gembel Trade Enterprises Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Sundararajan Ramabadran was appointed as Director on 15 Dec 2020. Sunil Kumar Suresh ceased to be Director on 14 Dec 2020. Masagounder Sakthivelmurugan was appointed as Director on 08 Aug 2019. Kumbhat Financial Services has 21 board changes on record in total.
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